Does General Liability Cover Defective Products?

Usually not the cost to replace the defective product itself; CGL may cover a separate covered injury or damage to other property.

Check the product definition, products-completed-operations limit, and recall exclusion. Tell the insurer whether you manufacture, import, label, distribute, or resell the product; those roles affect the quote.

Updated . Check your quote and policy wording to see how this answer applies to your coverage. See the editorial policy or contact Spot with a correction and supporting source.

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