Does General Liability Cover Liquor Liability?
Businesses that sell, serve, manufacture, or distribute alcohol generally need liquor liability coverage because CGL excludes many alcohol-related claims.
The ISO form excludes many injuries tied to furnishing alcohol, with a limited exception for businesses outside the alcohol trade.
Check that the liquor liability policy covers the entity serving alcohol, the locations and events, and any vendors required by contract. Compare its limits and exclusions with the event requirements.
