Does General Liability Cover Legal Fees?
CGL may pay defense costs in a covered suit; whether those costs reduce the limit and who controls the defense depend on the policy.
The ISO form lists certain litigation expenses as supplementary payments, but unrelated legal bills and costs outside the policy conditions are not covered.
Ask whether defense costs reduce the limit, who selects counsel, and whether a deductible or retention applies. Check the supplementary-payments section and any endorsement that changes it.
