Does General Liability Cover Harassment?

CGL generally excludes workplace harassment claims; EPLI may cover specified claims by workers or applicants.

EPLI is the separate coverage to check, but its definition of covered harassment and eligible claimants controls.

Check who can bring a claim, defense costs, exclusions, limits, and reporting deadlines. Tell the broker where your workforce is located and whether you need protection for claims by applicants, former employees, or third parties.

Updated . Check your quote and policy wording to see how this answer applies to your coverage. See the editorial policy or contact Spot with a correction and supporting source.

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