Does General Liability Cover Cyber Attacks?
Generally no for the main costs of a cyberattack; CGL electronic-data exclusions leave incident response and recovery to separate coverage.
The ISO specimen excludes damages from loss, damage, corruption, or inaccessibility of electronic data. A claim alleging bodily injury or physical property damage would need separate review under the policy.
Ask your broker to match forensic response, data restoration, extortion, customer notification, privacy claims, and interruption to the cyber policy. Check its triggers, waiting periods, security conditions, sublimits, and exclusions.
