Does General Liability Cover Ransomware?
CGL generally excludes electronic-data losses, while cyber policies may cover specified extortion, recovery, and interruption costs.
The ISO specimen excludes damages from electronic-data loss, corruption, or inaccessibility; ransomware response and recovery costs need separate cyber terms.
Ask the broker about cyber coverage for extortion, response vendors, data recovery, and interruption. Check consent rules, waiting periods, sublimits, exclusions, and notice deadlines.
