Does office property coverage follow a laptop or prototype away from the office?
The property sources identify business belongings and locations as quote details, but they do not establish that a particular item is covered away from scheduled premises.
List equipment used at home, coworking spaces, events and customer sites. Ask which policy and schedule identify it, how it is valued and whether the same causes of loss apply while away.2
For property that leaves the office, ask whether an inland-marine form should schedule the specific items and trips. Review its locations, transit terms and exclusions rather than assuming office property extends to every trip.1
Read the Office Management Insurance Buying Guide
Sources and Further Reading for Office Management
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