Does advertising guidance mean a media-liability policy covers my campaign?

No. FTC advertising guidance addresses business conduct; it does not establish that a policy covers an allegation about an ad or post. Ask for the exact wording and exclusions.

Describe the platforms, content, client approvals, supplied claims, and services your team performs.1,4

Request the wording or endorsement the quote relies on and check how it defines covered content, services, and allegations.2

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Spot, a product of Tools for Enlightenment, publishes this guide and works in the commercial insurance market. This is general buyer education. Policy wording and applicable state rules determine terms for a particular business.

Updated 2026-09-28. Editorial Policy

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