Does general liability cover a product after you ship it?
A CGL policy can include products-liability and completed-operations terms for bodily injury or property damage arising from goods or finished work. Your declared products, exclusions, and aggregate limits determine the scope to check before shipping.
Ask the broker to identify your product, completed installation work, territories, and relevant exclusions in the proposed terms. The general-liability label by itself does not establish that every product or activity is covered.1
Do not assume products liability pays to repair your own product or fund a recall. Ask separately whether any recall expense form is available and what costs, triggers, and exclusions it includes.1
Read the Industrials Insurance Buying Guide
Sources and Further Reading for Industrials
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