What should I compare between cyber and technology E&O quotes?
Start with the event and loss you are asking about: a data incident, a claim about software performance, or an interruption to a customer’s workflow. NAIC distinguishes first-party cyber costs from third-party claims; ask the broker to map each scenario to the exact terms rather than treating the policy names as interchangeable.
List customer service commitments, integration dependencies, data vendors, response duties, and the systems customers rely on. HHS identifies availability, backups, data return, and security as cloud-service agreement topics.1
Ask which policy is proposed for each described allegation and request its relevant exclusions, sublimits, and defense terms.2,3
Read the Healthcare IT Insurance Buying Guide
Sources and Further Reading for Healthcare IT
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