Risklytics vs Travelers Inland Marine Insurance

Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Equipment (Inland Marine) Insurance with outside carriers; it says it does not underwrite policies itself. ¹Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line.

Travelers underwrites inland marine as a family of segment-specific products that can stand alone or complement its other industry-segment policies. ⁹Company-reported. Inland marine page introduction and segment sections.

Risklytics does not name the carrier that underwrites Risklytics Equipment (Inland Marine) Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. ^4,1Company-reported. Lines page and about page; no specific insurer is published for this line.

Not described in the reviewed sources.

Risklytics says buyers typically need this coverage the first time a unit leaves the building, and that pilot agreements and site owners require it for gear left on site. ⁴Company-reported. Lines page.

Travelers targets inland marine coverage at construction, fine art and museums, renewable energy, transportation/cargo/logistics, communications, manufacturing, municipalities and specialized-equipment and mobile-equipment-dealer businesses. ⁹Company-reported. Inland marine page segment list.

Risklytics frames this as the robotics-specific line, covering equipment damaged or stolen away from the company's own premises, such as a demo unit crushed at a customer's warehouse or a crated robot stolen in transit, and distinguishes it from general liability, which would cover a bystander injured by the same robot rather than damage to the unit itself. ⁴Company-reported. Lines page; the issued policy and declarations control actual coverage.

Travelers describes inland marine as covering business property transported or moved between locations, including computers and electronics, medical diagnostic equipment, party and event equipment, fine art and collectibles, bridges and radio towers, trade show exhibits, and solar panels and wind turbines. ⁹Company-reported. Inland marine page "typically covers" list; actual inclusions and exclusions are set by the issued policy.

Travelers offers an inland marine product for mobile equipment dealers, described as protecting against losses from fire, theft, weather and rental-related incidents. ⁹Company-reported. Inland marine page mobile equipment dealers section.

Risklytics says the typical ask is each unit listed and insured for its replacement cost, rather than a single blanket dollar figure. ⁴Company-reported. Lines page; actual limits are set on the bound policy.

The reviewed page does not publish limits or deductibles for any inland marine segment product. ⁹Not found in reviewed sources. Inland marine page as read on 2026-09-23; amounts would appear on a quote or declarations.

Risklytics says this line “needs the right insurers” and is placeable once every equipment unit is listed with a real value. ⁴Company-reported. Lines page.

Not described in the reviewed sources.

You start Risklytics Equipment (Inland Marine) Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. ^5,1Company-reported. Pricing page describes the general application and fee process, not a line-specific form.

Inland marine coverage is bought through a Travelers independent agent. ⁹Company-reported. Inland marine page "Find an insurance agent" call to action.