Newfront vs WithCoverage Product Liability Insurance

Newfront names product liability as one of the coverages its Casualty practice places, opening the practice page by saying it helps clients with "mitigating product liability and improving customer safety." Newfront brokers this coverage; it does not underwrite it. ⁵Company-reported. Casualty page opening description and Key Coverages list.

WithCoverage is a broker, not an insurer; it reviews product liability exposure as part of a consumer-brand insurance-program audit and can place or transition the coverage on a client's behalf. ^10,12Company-reported. Consumer industry page hero and FAQ; terms confirm the issuing insurer, not WithCoverage, is responsible for policy obligations.

The reviewed page does not name an insurer for product-liability placements; Newfront describes "strong carrier relationships" generally rather than a specific product-liability panel. ⁵Not found in reviewed sources. Checked the Casualty page for a named product-liability carrier; none was found.

The reviewed pages do not name which insurer or insurers WithCoverage places product liability coverage with. ¹⁰Not found in reviewed sources. Consumer industry page as read on 2026-09-23.

Newfront says its Casualty practice, led by Frannie Epps, serves companies "of all sizes, ranging from start-ups to Fortune 10" across a broad span of industries, without a product-liability-specific size or revenue threshold. ⁵Company-reported. Casualty page leadership bio; a practice-wide eligibility statement, not product-liability-only.

WithCoverage's risk-advisors page describes a team member who stewards CPG and manufacturing accounts, negotiating directly with carriers, indicating product liability work is concentrated in consumer-packaged-goods and manufacturing clients. ¹¹Company-reported. Risk-advisors Oscar spotlight.

The reviewed page lists product liability as a named coverage within casualty placement but does not describe the specific insuring agreement, occurrence versus claims-made trigger, or exclusions for that line; those terms come from the placed policy. ⁵Not found in reviewed sources. Casualty page as read on 2026-09-23; only a coverage-name listing was found for product liability specifically.

Product liability is explicitly named in both the consumer page's hero and its itemized program-audit scope, one of the few lines confirmed consistently in both places on that page. ¹⁰Company-reported. Consumer industry page hero and FAQ.

Published limits or retentions for product-liability coverage were not found on the reviewed page. ⁵Not publicly disclosed. Casualty page as read on 2026-09-23; limits are quote-specific for broker placements.

Not described in the reviewed sources.

Newfront says its Casualty team offers claims advocacy and integrated risk-control resources to help clients mitigate exposures and reduce claim frequency and cost, plus data-backed benchmarking, applied across the casualty lines it places, including product liability. ⁵Company-reported. Casualty page's Our Approach and Newfront Difference sections; not product-liability-exclusive service detail.

Not described in the reviewed sources.

You engage Newfront for product-liability placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. ⁶Company-reported. General consultation intake, not a product-liability-specific application path.

WithCoverage offers a no-cost program audit that includes product liability without requiring a client to leave its current broker, typically completed in about one business day after receiving policy documents. ¹⁰Company-reported. Consumer page FAQ.