Newfront vs 
RiskCube: How Do They Compare for Tech E&O Insurance?
Both are brokers. RiskCube targets AI, fintech and Web3 companies among others and typically quotes within about 24 hours; Newfront runs tech E&O through its Cyber Risk practice, starting with a consultation request and offering claims consultation before and after a breach.
RiskCube suits AI, fintech, govtech, defense, space and Web3 companies that want Tech E&O quoted across insurers in about 24 hours, with AI excess options; Newfront suits companies that want negotiated custom wording, a modeled limit and hands-on claims help. Neither names insurers or publishes limits. 3,1
What Are the Key Differences Between Newfront and RiskCube Tech E&O Insurance?
Fast Market Scan vs Negotiated Wording
RiskCube compares Tech E&O across insurers for AI and machine-learning, fintech, govtech, defense, space and Web3 companies, asks for your product, customers, revenue, SLA or indemnity terms and claims history, and says it typically quotes in about 24 hours. Newfront places Tech E&O inside its Cyber Risk practice, starts with a consultation, negotiates custom language and uses proprietary data to model your limit; it notes insurers have tightened underwriting. Both are brokers. Choose RiskCube if you're in one of its sectors and need a quote this week; choose Newfront if your contracts need bespoke wording or you want help sizing the limit. 3 4 1 2
AI Excess and Stated Exclusions vs Claims Consultation
RiskCube covers software errors, SLA or contract failures, client financial losses, related data loss and defense, lists common exclusions (fraud, known incidents, patent and other IP infringement, insolvency), and can add excess for AI bias or hallucination claims and check waiver-of-subrogation terms. Newfront doesn't list exclusions or AI cover, but offers hands-on claims consultation before and after a claim, which RiskCube doesn't describe. 3 1
What Should You Confirm in Newfront and RiskCube Tech E&O Insurance Quotes?
- Ask both which insurer will issue your policy. 1 4
- Ask RiskCube whether IP infringement is excluded on your form, and how Newfront's wording treats IP claims. 3 1
- If you need AI excess or waiver of subrogation, get both terms in writing from each. 3 1
- Ask RiskCube who helps you when a claim comes in. 3 2
Newfront vs RiskCube Tech E&O Insurance Compared
Newfront vs RiskCube: Tech E&O Insurance: documented features by provider
| Criteria | Newfront Cyber Risk Technology Errors & Omissions | RiskCube Technology Errors and Omissions (E&O) Insurance |
|---|---|---|
| Who It’s For | The reviewed page markets the Cyber Risk practice broadly, without a technology-E&O-specific eligibility threshold; Newfront says its cyber team helps clients navigate "increased underwriting standards" as carriers evaluate applicants. 1Company-reported. Cyber Risk page's Our Approach introduction. | RiskCube targets Tech E&O at AI/ML, fintech, govtech, defense, space and Web3 companies whose software or models can create financial loss or contract-performance disputes for customers. 3Company-reported. Tech E&O product page "Who needs this coverage" section. |
| How to Apply | You engage Newfront's Cyber Risk practice for technology E&O placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. 2Company-reported. General consultation intake, not a technology-E&O-specific application path. | RiskCube asks applicants for product, customer, revenue and contract details such as SLAs or indemnities, plus prior claims or known incidents, and says it typically returns Tech E&O quotes within about 24 hours depending on underwriting complexity. 3Company-reported. Tech E&O product page process steps and "What information do I need to apply" / "How fast can we get Tech E&O quotes" FAQs. |
| Coverage Features | Newfront names its "Tech E&O and Cyber team" specifically and says that team "negotiates bespoke language to ensure the broadest terms available in the marketplace," indicating technology E&O is negotiated alongside cyber wording rather than sold as an off-the-shelf form; the reviewed page does not describe specific tech E&O exclusions or professional-services scope. 1Company-reported. Cyber Risk page's Subject Matter Expertise section. | RiskCube describes Tech E&O as covering software errors and bugs, failure to meet SLAs or contract terms, client financial losses caused by the policyholder's product, and related data loss, plus legal defense costs. 3Company-reported. Tech E&O product page "What's covered" section. RiskCube lists common Tech E&O exclusions including intentional wrongdoing or fraud, incidents known before binding, patent infringement, other intellectual-property infringement and financial insolvency. 3Company-reported. Tech E&O product page "Common Exclusions" section. |
| Role in This Line | Newfront lists Technology Errors and Omissions (E&O) as one of the named coverages its Cyber Risk practice places, alongside cyber liability, data breach, business interruption, network security liability and cyber extortion coverage. Newfront brokers this coverage; it does not underwrite it. 1Company-reported. Cyber Risk page's Key Coverages list. | RiskCube compares Tech E&O policies across carriers and describes itself as an independent brokerage rather than the underwriter of the policy. 3Company-reported. Tech E&O product page footer and FAQ describing RiskCube as "your independent broker, scanning the entire market" for quotes. |
| Risk Services | Newfront says it delivers risk assessment on cyber infrastructure and policy design, negotiates coverage and placement once a client is aligned with regulatory and carrier requirements, and provides "hands-on" claims consultation before and after a breach or claim, applied to the cyber-and-tech-E&O tower it services together. 1Company-reported. Cyber Risk page's Our Approach section; describes the cyber practice generally, applied to tech E&O as a listed coverage within it. | RiskCube says it can layer an excess policy on top of Tech E&O to address AI-related coverage gaps such as algorithmic-bias or hallucination claims, and checks that policies include waiver-of-subrogation language that enterprise MSAs request. 3Company-reported. Tech E&O product page "AI & enterprise risk" FAQ. |
