--- title: "Newfront vs RiskCube: Tech E&O Insurance" description: "RiskCube suits AI, fintech, govtech, defense, space and Web3 companies that want Tech E&O quoted across insurers in about 24 hours, with AI excess options; Newfront suits companies that want negotiated custom wording, a modeled limit and hands-on claims help. Neither names insurers or publishes limits." canonical: "https://spot.insure/compare/newfront-vs-riskcube/technology-errors-omissions" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "newfront-vs-riskcube" provider-a: "newfront" provider-b: "riskcube" coverage-line: "technology-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/newfront-vs-riskcube/technology-errors-omissions) ## Agent Guide **What this page is:** Focused comparison of Newfront and RiskCube for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Newfront versus RiskCube. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Newfront vs RiskCube for Tech E&O Insurance: how do they differ? - Which is better for Tech E&O Insurance, Newfront or RiskCube? - What does Newfront or RiskCube publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Tech E&O Insurance. Providers: Newfront and RiskCube. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [Newfront vs RiskCube](https://spot.insure/compare/newfront-vs-riskcube) — all coverage lines for this pair - [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works - [Newfront profile](https://spot.insure/insurance-providers/newfront) — provider profile - [RiskCube profile](https://spot.insure/insurance-providers/riskcube) — provider profile # Newfront vs RiskCube: How Do They Compare for Tech E&O Insurance? Both are brokers. RiskCube targets AI, fintech and Web3 companies among others and typically quotes within about 24 hours; Newfront runs tech E&O through its Cyber Risk practice, starting with a consultation request and offering claims consultation before and after a breach. RiskCube quotes Tech E&O across insurers in about 24 hours for AI, fintech, govtech, defense, space and Web3 firms; Newfront negotiates custom wording, models your limit and consults on claims. ## Newfront vs RiskCube Tech E&O Insurance Summary RiskCube suits AI, fintech, govtech, defense, space and Web3 companies that want Tech E&O quoted across insurers in about 24 hours, with AI excess options; Newfront suits companies that want negotiated custom wording, a modeled limit and hands-on claims help. Neither names insurers or publishes limits. [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [1](https://www.newfront.com/cyber-insurance "Cyber Risk") ## What Are the Key Differences Between Newfront and RiskCube Tech E&O Insurance? ### Fast Market Scan vs Negotiated Wording RiskCube compares Tech E&O across insurers for AI and machine-learning, fintech, govtech, defense, space and Web3 companies, asks for your product, customers, revenue, SLA or indemnity terms and claims history, and says it typically quotes in about 24 hours. Newfront places Tech E&O inside its Cyber Risk practice, starts with a consultation, negotiates custom language and uses proprietary data to model your limit; it notes insurers have tightened underwriting. Both are brokers. Choose RiskCube if you're in one of its sectors and need a quote this week; choose Newfront if your contracts need bespoke wording or you want help sizing the limit. [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [4](https://riskcubeai.com/disclosures "Disclosures & Compensation") [1](https://www.newfront.com/cyber-insurance "Cyber Risk") [2](https://www.newfront.com/talk-to-an-expert "Get Started Today") ### AI Excess and Stated Exclusions vs Claims Consultation RiskCube covers software errors, SLA or contract failures, client financial losses, related data loss and defense, lists common exclusions (fraud, known incidents, patent and other IP infringement, insolvency), and can add excess for AI bias or hallucination claims and check waiver-of-subrogation terms. Newfront doesn't list exclusions or AI cover, but offers hands-on claims consultation before and after a claim, which RiskCube doesn't describe. [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [1](https://www.newfront.com/cyber-insurance "Cyber Risk") ## What Should You Confirm in Newfront and RiskCube Tech E&O Insurance Quotes? - Ask both which insurer will issue your policy. [1](https://www.newfront.com/cyber-insurance "Cyber Risk") [4](https://riskcubeai.com/disclosures "Disclosures & Compensation") - Ask RiskCube whether IP infringement is excluded on your form, and how Newfront's wording treats IP claims. [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [1](https://www.newfront.com/cyber-insurance "Cyber Risk") - If you need AI excess or waiver of subrogation, get both terms in writing from each. [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [1](https://www.newfront.com/cyber-insurance "Cyber Risk") - Ask RiskCube who helps you when a claim comes in. [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [2](https://www.newfront.com/talk-to-an-expert "Get Started Today") ## Newfront vs RiskCube Tech E&O Insurance Compared | Criteria | Newfront Cyber Risk Technology Errors & Omissions | RiskCube Technology Errors and Omissions (E&O) Insurance | | --- | --- | --- | | Who It’s For | The reviewed page markets the Cyber Risk practice broadly, without a technology-E&O-specific eligibility threshold; Newfront says its cyber team helps clients navigate "increased underwriting standards" as carriers evaluate applicants. [1](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Our Approach introduction..) | RiskCube targets Tech E&O at AI/ML, fintech, govtech, defense, space and Web3 companies whose software or models can create financial loss or contract-performance disputes for customers. [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "Who needs this coverage" section..) | | How to Apply | You engage Newfront's Cyber Risk practice for technology E&O placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. [2](https://www.newfront.com/talk-to-an-expert "Get Started Today") (Evidence: Company-reported; scope: General consultation intake, not a technology-E&O-specific application path..) | RiskCube asks applicants for product, customer, revenue and contract details such as SLAs or indemnities, plus prior claims or known incidents, and says it typically returns Tech E&O quotes within about 24 hours depending on underwriting complexity. [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page process steps and "What information do I need to apply" / "How fast can we get Tech E&O quotes" FAQs..) | | Coverage Features | Newfront names its "Tech E&O and Cyber team" specifically and says that team "negotiates bespoke language to ensure the broadest terms available in the marketplace," indicating technology E&O is negotiated alongside cyber wording rather than sold as an off-the-shelf form; the reviewed page does not describe specific tech E&O exclusions or professional-services scope. [1](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Subject Matter Expertise section..) | RiskCube describes Tech E&O as covering software errors and bugs, failure to meet SLAs or contract terms, client financial losses caused by the policyholder's product, and related data loss, plus legal defense costs. [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "What's covered" section..)

RiskCube lists common Tech E&O exclusions including intentional wrongdoing or fraud, incidents known before binding, patent infringement, other intellectual-property infringement and financial insolvency. [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "Common Exclusions" section..) | | Role in This Line | Newfront lists Technology Errors and Omissions (E&O) as one of the named coverages its Cyber Risk practice places, alongside cyber liability, data breach, business interruption, network security liability and cyber extortion coverage. Newfront brokers this coverage; it does not underwrite it. [1](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Key Coverages list..) | RiskCube compares Tech E&O policies across carriers and describes itself as an independent brokerage rather than the underwriter of the policy. [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page footer and FAQ describing RiskCube as "your independent broker, scanning the entire market" for quotes..) | | Risk Services | Newfront says it delivers risk assessment on cyber infrastructure and policy design, negotiates coverage and placement once a client is aligned with regulatory and carrier requirements, and provides "hands-on" claims consultation before and after a breach or claim, applied to the cyber-and-tech-E&O tower it services together. [1](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Our Approach section; describes the cyber practice generally, applied to tech E&O as a listed coverage within it..) | RiskCube says it can layer an excess policy on top of Tech E&O to address AI-related coverage gaps such as algorithmic-bias or hallucination claims, and checks that policies include waiver-of-subrogation language that enterprise MSAs request. [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "AI & enterprise risk" FAQ..) | ## About Newfront and RiskCube and Tech E&O Insurance - [Newfront company profile](https://spot.insure/insurance-providers/newfront) · [Newfront customer reviews](https://spot.insure/insurance-providers/newfront/reviews) - [RiskCube company profile](https://spot.insure/insurance-providers/riskcube) · [RiskCube customer reviews](https://spot.insure/insurance-providers/riskcube/reviews) - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions) ## Related Pages for Newfront vs RiskCube Tech E&O Insurance - [Newfront vs RiskCube](https://spot.insure/compare/newfront-vs-riskcube): all coverage lines, business roles, service and claims. - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review. - [Newfront Tech E&O Insurance](https://spot.insure/insurance-providers/newfront/technology-errors-omissions) - [RiskCube Tech E&O Insurance](https://spot.insure/insurance-providers/riskcube/technology-errors-omissions) ## Sources for Newfront vs RiskCube Tech E&O Insurance ### Sources About Newfront 1. [Cyber Risk](https://www.newfront.com/cyber-insurance). Newfront; Key Coverages to Protect Your Business: Technology Errors and Omissions (E&O); Subject Matter Expertise: "Tech E&O and Cyber team negotiates bespoke language to ensure the broadest terms available in the marketplace"; Our Approach: Coverage Negotiation, Claims Consultation; Leadership: Jennifer Wilson. Accessed 2026-09-23. 2. [Get Started Today](https://www.newfront.com/talk-to-an-expert). Newfront; Consultation form: schedule a consultation to see how Newfront can reduce your risk. Accessed 2026-09-23. ### Sources About RiskCube 3. [Technology Errors and Omissions (E&O) Insurance](https://riskcubeai.com/insurance/tech-eo). RiskCube; Who needs this coverage; What is Tech E&O; What's covered; Common Exclusions; FAQs; application steps; "Independent brokerage · NPN 21694336" footer. Accessed 2026-09-23. 4. [Disclosures & Compensation](https://riskcubeai.com/disclosures). RiskCube; Section 1, Entity and Licensing Disclosure: "RiskCube is not an insurance carrier and does not underwrite insurance. Insurance coverage is offered, underwritten, and issued by third-party insurance carriers". Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/newfront-vs-riskcube/technology-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)