Marsh vs 
USI Insurance Services: How Do They Compare for Crime Insurance?
USI Insurance Services brokers crime for janitorial, staffing, repair and printing companies and reviews existing crime cover in ExecuSafe; Marsh places crime through advisors, with experience in complex programs of about $10 million to $110 million.
Marsh suits larger programs seeking complex crime placement or added social-engineering cover; USI names building, repair, janitorial, staffing and printing companies and offers an ExecuSafe crime-gap review. 1,3,4
What Are the Key Differences Between Marsh and USI Insurance Services Crime Insurance?
If your business-services company already carries management liability, USI describes reviewing existing crime terms for gaps through ExecuSafe. Marsh instead details complex placement experience and excess social-engineering protection. 4 1
Marsh Crime Specialists Versus USI Business Services
Marsh’s financial and professional liability practice places commercial crime, and Marsh McLennan Agency also places crime bundled with fidelity. You engage Marsh’s crime specialists directly. USI brokers crime covering employee theft and related fraud, either as a standalone placement or as part of a management-liability review under ExecuSafe. Neither side’s reviewed pages name the insurer. 1 2 3 4
Complex Perils Versus Named Trades
Marsh lists white-collar fraud, third-party fraud, collusion, hacking, social-engineering fraud and tangible-asset theft, notes ransomware is usually excluded, and offers infill social-engineering cover. Marsh says its team has experience handling complex crime placements ranging from about $10 million to $110 million. USI’s Business Services practice, which lists crime coverage, says it targets building and maintenance, repair service, janitorial, staffing and printing companies, citing employee errors and misconduct. ExecuSafe checks existing crime coverage for gaps. 1 3 4
Market Education Versus Email Intake
Marsh says it provides insights on emerging crime risks, claim examples, market conditions and product education throughout renewal and placement. USI’s Business Services practice says it offers classification and exposure reviews, claim advocacy and risk control across lines including crime, and directs inquiries to a published email or a local office, with ExecuSafe inquiries to a separate Select Business email. Neither page publishes standard crime limits for a specific account. 1 3 4
What Should You Confirm in Marsh and USI Insurance Services Crime Insurance Quotes?
- Ask Marsh whether the quote is Marsh corporate or MMA and whether social-engineering infill is included. 1 2
- Ask USI whether crime is standalone or part of ExecuSafe, and which inbox will handle you. 3 4
- Confirm whether ransomware is excluded on the Marsh-placed form. 1
- Get the writing company and limits from both. 1 3
Marsh vs USI Insurance Services Crime Insurance Compared
Marsh vs USI Insurance Services: Crime Insurance: documented features by provider
| Criteria | Marsh Commercial Crime Insurance Brokerage | USI Crime Insurance Brokerage |
|---|---|---|
| How to Apply | You engage Marsh's crime specialists (Marsh corporate or MMA) directly to identify crime exposure and place coverage; the reviewed pages describe advisor-led placement rather than an online quote tool. 1,2Company-reported. Commercial crime insurance and MMA executive and professional liability pages. | USI directs business-services inquiries to pcinquiries@usi.com or a local office, and ExecuSafe/management-liability inquiries to Select.Business@usi.com. 3,4Company-reported. Contact instructions on each page. |
| Coverage Features | Marsh lists employee white-collar fraud (including fidelity losses from trusted employees), third-party fraud, collusion, hacking or computer-related crime, social engineering fraud, and tangible asset theft as risks a commercial crime policy can address. It notes that crime policies usually exclude ransomware, though most cover direct financial losses from funds stolen by hackers. 1Company-reported. Commercial crime insurance page; the page is Marsh's global/UK financial-professional-liability practice content and cites a UK-based crime leader, so figures and coverage descriptions may not reflect a US-specific program. | USI lists crime among the coverages it places for business-services clients, and its ExecuSafe review checks a client's existing crime coverage as part of a broader management liability review. 3,4Company-reported. Catalogue listing plus the ExecuSafe review description; actual insuring agreements and exclusions are set by the issued policy. |
| Role in This Line | Marsh's financial and professional liability practice places commercial crime insurance; Marsh McLennan Agency (MMA), the middle-market subsidiary, also places crime coverage bundled with fidelity as part of its executive and professional liability practice. 1,2Company-reported. Marsh corporate commercial crime page and MMA executive and professional liability page. | USI brokers crime insurance, which covers losses from employee theft and related fraud, either as a standalone placement or as part of a management liability review under ExecuSafe. 3,4Company-reported. Business Services catalogue and ExecuSafe article. |
| Risk Services | Marsh says it provides insights on emerging crime risks, claim examples, market conditions and product education throughout renewal and placement, and offers infill and top-up social engineering cover in excess of a client's existing program. 1Company-reported. Commercial crime insurance page, Why Marsh section. | USI's Business Services practice says it offers classification and exposure reviews, claim advocacy and risk control across its coverage lines including crime, and its ExecuSafe process specifically checks existing crime coverage for gaps. 3,4Company-reported. Combines the general Business Services service list with the ExecuSafe-specific review step. |
