--- title: "Marsh vs USI Insurance Services: Crime Insurance" description: "Marsh suits larger programs seeking complex crime placement or added social-engineering cover; USI names building, repair, janitorial, staffing and printing companies and offers an ExecuSafe crime-gap review." canonical: "https://spot.insure/compare/marsh-vs-usi/crime" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "marsh-vs-usi" provider-a: "marsh" provider-b: "usi" coverage-line: "crime" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/marsh-vs-usi/crime) ## Agent Guide **What this page is:** Focused comparison of Marsh and USI Insurance Services for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Crime Insurance questions about Marsh versus USI Insurance Services. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Marsh vs USI Insurance Services for Crime Insurance: how do they differ? - Which is better for Crime Insurance, Marsh or USI Insurance Services? - What does Marsh or USI Insurance Services publish about Crime Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Crime Insurance. Providers: Marsh and USI Insurance Services. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [Marsh vs USI Insurance Services](https://spot.insure/compare/marsh-vs-usi) — all coverage lines for this pair - [Crime Insurance guide](https://spot.insure/coverage/crime) — how this coverage works - [Marsh profile](https://spot.insure/insurance-providers/marsh) — provider profile - [USI Insurance Services profile](https://spot.insure/insurance-providers/usi) — provider profile # Marsh vs USI Insurance Services: How Do They Compare for Crime Insurance? USI Insurance Services brokers crime for janitorial, staffing, repair and printing companies and reviews existing crime cover in ExecuSafe; Marsh places crime through advisors, with experience in complex programs of about $10 million to $110 million. Marsh describes complex placements up to $110 million and social-engineering top-ups; USI names business-services trades and reviews existing crime terms through ExecuSafe. ## Marsh vs USI Insurance Services Crime Insurance Summary Marsh suits larger programs seeking complex crime placement or added social-engineering cover; USI names building, repair, janitorial, staffing and printing companies and offers an ExecuSafe crime-gap review. [1](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") ## What Are the Key Differences Between Marsh and USI Insurance Services Crime Insurance? If your business-services company already carries management liability, USI describes reviewing existing crime terms for gaps through ExecuSafe. Marsh instead details complex placement experience and excess social-engineering protection. [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") [1](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") ### Marsh Crime Specialists Versus USI Business Services Marsh’s financial and professional liability practice places commercial crime, and Marsh McLennan Agency also places crime bundled with fidelity. You engage Marsh’s crime specialists directly. USI brokers crime covering employee theft and related fraud, either as a standalone placement or as part of a management-liability review under ExecuSafe. Neither side’s reviewed pages name the insurer. [1](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [2](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") ### Complex Perils Versus Named Trades Marsh lists white-collar fraud, third-party fraud, collusion, hacking, social-engineering fraud and tangible-asset theft, notes ransomware is usually excluded, and offers infill social-engineering cover. Marsh says its team has experience handling complex crime placements ranging from about $10 million to $110 million. USI’s Business Services practice, which lists crime coverage, says it targets building and maintenance, repair service, janitorial, staffing and printing companies, citing employee errors and misconduct. ExecuSafe checks existing crime coverage for gaps. [1](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") ### Market Education Versus Email Intake Marsh says it provides insights on emerging crime risks, claim examples, market conditions and product education throughout renewal and placement. USI’s Business Services practice says it offers classification and exposure reviews, claim advocacy and risk control across lines including crime, and directs inquiries to a published email or a local office, with ExecuSafe inquiries to a separate Select Business email. Neither page publishes standard crime limits for a specific account. [1](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") ## What Should You Confirm in Marsh and USI Insurance Services Crime Insurance Quotes? - Ask Marsh whether the quote is Marsh corporate or MMA and whether social-engineering infill is included. [1](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [2](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") - Ask USI whether crime is standalone or part of ExecuSafe, and which inbox will handle you. [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") - Confirm whether ransomware is excluded on the Marsh-placed form. [1](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") - Get the writing company and limits from both. [1](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [3](https://www.usi.com/property-casualty/business-services/ "Business Services") ## Marsh vs USI Insurance Services Crime Insurance Compared | Criteria | Marsh Commercial Crime Insurance Brokerage | USI Crime Insurance Brokerage | | --- | --- | --- | | How to Apply | You engage Marsh's crime specialists (Marsh corporate or MMA) directly to identify crime exposure and place coverage; the reviewed pages describe advisor-led placement rather than an online quote tool. [1](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [2](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") (Evidence: Company-reported; scope: Commercial crime insurance and MMA executive and professional liability pages..) | USI directs business-services inquiries to pcinquiries@usi.com or a local office, and ExecuSafe/management-liability inquiries to Select.Business@usi.com. [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Contact instructions on each page..) | | Coverage Features | Marsh lists employee white-collar fraud (including fidelity losses from trusted employees), third-party fraud, collusion, hacking or computer-related crime, social engineering fraud, and tangible asset theft as risks a commercial crime policy can address. It notes that crime policies usually exclude ransomware, though most cover direct financial losses from funds stolen by hackers. [1](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") (Evidence: Company-reported; scope: Commercial crime insurance page; the page is Marsh's global/UK financial-professional-liability practice content and cites a UK-based crime leader, so figures and coverage descriptions may not reflect a US-specific program..) | USI lists crime among the coverages it places for business-services clients, and its ExecuSafe review checks a client's existing crime coverage as part of a broader management liability review. [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Catalogue listing plus the ExecuSafe review description; actual insuring agreements and exclusions are set by the issued policy..) | | Role in This Line | Marsh's financial and professional liability practice places commercial crime insurance; Marsh McLennan Agency (MMA), the middle-market subsidiary, also places crime coverage bundled with fidelity as part of its executive and professional liability practice. [1](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [2](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") (Evidence: Company-reported; scope: Marsh corporate commercial crime page and MMA executive and professional liability page..) | USI brokers crime insurance, which covers losses from employee theft and related fraud, either as a standalone placement or as part of a management liability review under ExecuSafe. [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Business Services catalogue and ExecuSafe article..) | | Risk Services | Marsh says it provides insights on emerging crime risks, claim examples, market conditions and product education throughout renewal and placement, and offers infill and top-up social engineering cover in excess of a client's existing program. [1](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") (Evidence: Company-reported; scope: Commercial crime insurance page, Why Marsh section..) | USI's Business Services practice says it offers classification and exposure reviews, claim advocacy and risk control across its coverage lines including crime, and its ExecuSafe process specifically checks existing crime coverage for gaps. [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Combines the general Business Services service list with the ExecuSafe-specific review step..) | ## About Marsh and USI Insurance Services and Crime Insurance - [Marsh company profile](https://spot.insure/insurance-providers/marsh) · [Marsh customer reviews](https://spot.insure/insurance-providers/marsh/reviews) - [USI Insurance Services company profile](https://spot.insure/insurance-providers/usi) · [USI Insurance Services customer reviews](https://spot.insure/insurance-providers/usi/reviews) - [What Is Crime Insurance?](https://spot.insure/coverage/crime) ## Related Pages for Marsh vs USI Insurance Services Crime Insurance - [Marsh vs USI Insurance Services](https://spot.insure/compare/marsh-vs-usi): all coverage lines, business roles, service and claims. - [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms. - [Marsh Crime Insurance](https://spot.insure/insurance-providers/marsh/crime) - [USI Insurance Services Crime Insurance](https://spot.insure/insurance-providers/usi/crime) ## Sources for Marsh vs USI Insurance Services Crime Insurance ### Sources About Marsh 1. [Commercial crime insurance](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html). Marsh; Opening positioning; The crime risks businesses cannot ignore; What does commercial crime insurance cover? (employee white-collar fraud, third-party fraud, collusion, hacking, social engineering fraud, tangible asset theft); Why Marsh: complex crime placements up to $110 million. Accessed 2026-09-23. 2. [Expert Executive and Professional Liability Insurance](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; Our policies include D&O, E&O, EPL, commercial crime/fidelity, network security privacy risk/cyber, fiduciary, media liability, IP, architects and engineers, lawyers professional, and kidnap and ransom. Accessed 2026-09-23. ### Sources About USI Insurance Services 3. [Business Services](https://www.usi.com/property-casualty/business-services/). USI Insurance Services; USI advises clients...and provides solutions for...Crime.... Accessed 2026-09-23. 4. [Protect Your Company and Personal Assets From Management Liability Risks](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/). USI Insurance Services; Review existing management liability policies (if any) to uncover gaps in coverage...(including employment practices liability, fiduciary liability, and crime).. Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/marsh-vs-usi/crime.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)