Marsh vs 
TechInsurance: How Do They Compare for Workers’ Compensation Insurance?
Marsh, through Marsh McLennan Agency, uses an account manager and offers risk consulting; TechInsurance takes a short online application and says its policyholders pay a median of $54 a month.
TechInsurance reports a median premium of $54 a month and names Wyoming, Washington, Ohio and North Dakota as monopolistic states. Marsh McLennan Agency instead covers workers' compensation briefly within its broader casualty page, without publishing pricing. 2,1
What Are the Key Differences Between Marsh and TechInsurance Workers’ Compensation Insurance?
Published Pricing Versus a Brief Casualty Mention
TechInsurance reports a median premium of $54 a month, or about $643 a year, across its book, while noting actual cost depends on employee count, location and industry.
TechInsurance says its workers' compensation policyholders pay a median of $54 per month, or about $643 a year, with the exact cost depending on employee count, location, claims history, policy limits, payroll and industry risk factors. 2Company-reported. Workers' compensation product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table.
MMA's page doesn't publish comparable pricing; it describes workers' compensation in a single sentence as one line within its broader casualty practice instead. 1
Naming State-Fund Requirements
TechInsurance names Wyoming, Washington, Ohio and North Dakota as the monopolistic states requiring a state fund. 2 MMA's page doesn't name specific monopolistic states; it lists risk consulting and claims-management services applied across its casualty program broadly instead. 1
What Should You Confirm in Marsh and TechInsurance Workers’ Compensation Insurance Quotes?
- Ask TechInsurance whether its $54 median reflects a business your size and industry. 2
- If you're in Wyoming, Washington, Ohio or North Dakota, ask MMA how it would handle the state-fund requirement. 2 1
- Ask MMA which insurer it would place your policy with; its page names none. 1
- Confirm which insurer TechInsurance would use as well, since its page doesn't name one either. 2
Marsh vs TechInsurance Workers’ Compensation Insurance Compared
Marsh vs TechInsurance: Workers’ Compensation Insurance: documented features by provider
| Criteria | Marsh McLennan Agency Workers' Compensation Insurance | TechInsurance Workers' Compensation Insurance |
|---|---|---|
| How to Apply | You work with an MMA casualty specialist directly; the page names an account manager contact and describes advisor-led placement rather than an online quote. 1Company-reported. MMA casualty insurance page. | You request workers' compensation quotes online through a short application; TechInsurance says licensed agents are available to help, and mentions pay-as-you-go and minimum-premium policy structures as options for very small businesses. 2Company-reported. Workers' compensation product page, How can I save money on workers' comp coverage? section. |
| Coverage Features | MMA says workers' compensation insurance provides coverage for medical expenses, lost wages and other costs in the event of an on-the-job injury or death. 1Company-reported. MMA casualty insurance page; brief, general description rather than a specific policy form. | TechInsurance says workers' compensation covers emergency and ongoing medical treatment for work injuries and illnesses, partial wage replacement during recovery, employer's liability coverage for related lawsuits, and death benefits including funeral costs and family financial support. 2Company-reported. Workers' compensation product page; general policy description, not a specific policy form. |
| Role in This Line | Marsh McLennan Agency (MMA) places workers' compensation insurance as one line within its broader casualty insurance practice. 1Company-reported. MMA casualty insurance page, Workers' Compensation subsection. | TechInsurance arranges workers' compensation insurance for small businesses; the reviewed page describes it as a legally required policy in most states rather than a proprietary product. 2Company-reported. Workers' compensation product page. |
