---
title: "Marsh vs TechInsurance: Workers’ Compensation Insurance"
description: "TechInsurance reports a median premium of $54 a month and names Wyoming, Washington, Ohio and North Dakota as monopolistic states. Marsh McLennan Agency instead covers workers' compensation briefly within its broader casualty page, without publishing pricing."
canonical: "https://spot.insure/compare/marsh-vs-techinsurance/workers-compensation"
page-type: "line-comparison"
updated-at: "2026-09-23"
comparison-pair: "marsh-vs-techinsurance"
provider-a: "marsh"
provider-b: "techinsurance"
coverage-line: "workers-compensation"
---

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[Human-readable page](https://spot.insure/compare/marsh-vs-techinsurance/workers-compensation)

## Agent Guide

**What this page is:** Focused comparison of Marsh and TechInsurance for Workers’ Compensation Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Workers’ Compensation Insurance questions about Marsh versus TechInsurance. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Marsh vs TechInsurance for Workers’ Compensation Insurance: how do they differ?
- Which is better for Workers’ Compensation Insurance, Marsh or TechInsurance?
- What does Marsh or TechInsurance publish about Workers’ Compensation Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Workers’ Compensation Insurance. Providers: Marsh and TechInsurance.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-23.

**Related pages:**
- [Marsh vs TechInsurance](https://spot.insure/compare/marsh-vs-techinsurance) — all coverage lines for this pair
- [Workers’ Compensation Insurance guide](https://spot.insure/coverage/workers-compensation) — how this coverage works
- [Marsh profile](https://spot.insure/insurance-providers/marsh) — provider profile
- [TechInsurance profile](https://spot.insure/insurance-providers/techinsurance) — provider profile

# Marsh vs TechInsurance: How Do They Compare for Workers’ Compensation Insurance?

Marsh, through Marsh McLennan Agency, uses an account manager and offers risk consulting; TechInsurance takes a short online application and says its policyholders pay a median of $54 a month.

TechInsurance publishes a median monthly premium and names four monopolistic states; MMA covers the line briefly within its general casualty page.

## Marsh vs TechInsurance Workers’ Compensation Insurance Summary

TechInsurance reports a median premium of $54 a month and names Wyoming, Washington, Ohio and North Dakota as monopolistic states. Marsh McLennan Agency instead covers workers' compensation briefly within its broader casualty page, without publishing pricing. [2](https://www.techinsurance.com/workers-compensation-insurance "Workers' Compensation Insurance – Compare Quotes") [1](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover")

## What Are the Key Differences Between Marsh and TechInsurance Workers’ Compensation Insurance?

### Published Pricing Versus a Brief Casualty Mention

TechInsurance reports a median premium of $54 a month, or about $643 a year, across its book, while noting actual cost depends on employee count, location and industry.

TechInsurance says its workers' compensation policyholders pay a median of $54 per month, or about $643 a year, with the exact cost depending on employee count, location, claims history, policy limits, payroll and industry risk factors. [2](https://www.techinsurance.com/workers-compensation-insurance "Workers' Compensation Insurance – Compare Quotes") (Evidence: Company-reported; scope: Workers' compensation product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table..)

MMA's page doesn't publish comparable pricing; it describes workers' compensation in a single sentence as one line within its broader casualty practice instead. [1](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover")

### Naming State-Fund Requirements

TechInsurance names Wyoming, Washington, Ohio and North Dakota as the monopolistic states requiring a state fund. [2](https://www.techinsurance.com/workers-compensation-insurance "Workers' Compensation Insurance – Compare Quotes") MMA's page doesn't name specific monopolistic states; it lists risk consulting and claims-management services applied across its casualty program broadly instead. [1](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover")

## What Should You Confirm in Marsh and TechInsurance Workers’ Compensation Insurance Quotes?

- Ask TechInsurance whether its $54 median reflects a business your size and industry. [2](https://www.techinsurance.com/workers-compensation-insurance "Workers' Compensation Insurance – Compare Quotes")
- If you're in Wyoming, Washington, Ohio or North Dakota, ask MMA how it would handle the state-fund requirement. [2](https://www.techinsurance.com/workers-compensation-insurance "Workers' Compensation Insurance – Compare Quotes") [1](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover")
- Ask MMA which insurer it would place your policy with; its page names none. [1](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover")
- Confirm which insurer TechInsurance would use as well, since its page doesn't name one either. [2](https://www.techinsurance.com/workers-compensation-insurance "Workers' Compensation Insurance – Compare Quotes")

## Marsh vs TechInsurance Workers’ Compensation Insurance Compared

| Criteria | Marsh McLennan Agency Workers' Compensation Insurance | TechInsurance Workers' Compensation Insurance |
| --- | --- | --- |
| How to Apply | You work with an MMA casualty specialist directly; the page names an account manager contact and describes advisor-led placement rather than an online quote. [1](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") (Evidence: Company-reported; scope: MMA casualty insurance page..) | You request workers' compensation quotes online through a short application; TechInsurance says licensed agents are available to help, and mentions pay-as-you-go and minimum-premium policy structures as options for very small businesses. [2](https://www.techinsurance.com/workers-compensation-insurance "Workers' Compensation Insurance – Compare Quotes") (Evidence: Company-reported; scope: Workers' compensation product page, How can I save money on workers' comp coverage? section..) |
| Coverage Features | MMA says workers' compensation insurance provides coverage for medical expenses, lost wages and other costs in the event of an on-the-job injury or death. [1](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") (Evidence: Company-reported; scope: MMA casualty insurance page; brief, general description rather than a specific policy form..) | TechInsurance says workers' compensation covers emergency and ongoing medical treatment for work injuries and illnesses, partial wage replacement during recovery, employer's liability coverage for related lawsuits, and death benefits including funeral costs and family financial support. [2](https://www.techinsurance.com/workers-compensation-insurance "Workers' Compensation Insurance – Compare Quotes") (Evidence: Company-reported; scope: Workers' compensation product page; general policy description, not a specific policy form..) |
| Role in This Line | Marsh McLennan Agency (MMA) places workers' compensation insurance as one line within its broader casualty insurance practice. [1](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") (Evidence: Company-reported; scope: MMA casualty insurance page, Workers' Compensation subsection..) | TechInsurance arranges workers' compensation insurance for small businesses; the reviewed page describes it as a legally required policy in most states rather than a proprietary product. [2](https://www.techinsurance.com/workers-compensation-insurance "Workers' Compensation Insurance – Compare Quotes") (Evidence: Company-reported; scope: Workers' compensation product page..) |

## About Marsh and TechInsurance and Workers’ Compensation Insurance

- [Marsh company profile](https://spot.insure/insurance-providers/marsh) · [Marsh customer reviews](https://spot.insure/insurance-providers/marsh/reviews)
- [TechInsurance company profile](https://spot.insure/insurance-providers/techinsurance) · [TechInsurance customer reviews](https://spot.insure/insurance-providers/techinsurance/reviews)
- [What Is Workers’ Compensation Insurance?](https://spot.insure/coverage/workers-compensation)

## Related Pages for Marsh vs TechInsurance Workers’ Compensation

- [Marsh vs TechInsurance](https://spot.insure/compare/marsh-vs-techinsurance): all coverage lines, business roles, service and claims.
- [What Is Workers’ Compensation Insurance?](https://spot.insure/coverage/workers-compensation): Workers’ compensation can pay medical care, rehabilitation and lost wages after an employee’s work-related injury or illness; state rules determine who must be covered.
- [Marsh Workers’ Compensation Insurance](https://spot.insure/insurance-providers/marsh/workers-compensation)
- [TechInsurance Workers’ Compensation Insurance](https://spot.insure/insurance-providers/techinsurance/workers-compensation)

## Sources for Marsh vs TechInsurance Workers’ Compensation Insurance

### Sources About Marsh

1. [Comprehensive Casualty Cover](https://www.marshmma.com/us/solutions/casualty.html). Marsh McLennan Agency; Casualty Coverage section: Risk Consulting, Claims Management, Risk Analytics, Workers' Compensation subsection (coverage for medical expenses, lost wages, and more in the event of an on-the-job injury or death). Accessed 2026-09-23.

### Sources About TechInsurance

2. [Workers' Compensation Insurance – Compare Quotes](https://www.techinsurance.com/workers-compensation-insurance). TechInsurance; What does workers' compensation insurance cover? (emergency response, ongoing treatment, partial wages, employer's liability, death benefits); How much does workers' compensation insurance cost?; Are you legally required to carry workers' comp insurance?; Do sole proprietors and independent contractors need workers' compensation insurance?. Accessed 2026-09-23.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/marsh-vs-techinsurance/workers-compensation.md)
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