Marsh vs TechInsurance: How Do They Compare for Employment Practices Liability Insurance?

Marsh places EPL for employers of all sizes and names Global Leader and Workplace Harassment Liability policy add-ons. TechInsurance arranges EPLI quotes for small businesses.

TechInsurance fits small businesses: you apply online, often get a certificate the same day, and can check a published $257 monthly median premium. Marsh's named EPLI endorsements start at 250 employees, with a separate program above 4,000. ^3,¹

What Are the Key Differences Between Marsh and TechInsurance Employment Practices Liability Insurance?

Online Small-Business Purchase vs Headcount-Banded Broker Programs

TechInsurance arranges EPLI standalone or with D&O through a short online application and says a certificate is typically available the same day. Marsh places EPLI through named endorsements for employers with 250 to 4,000 employees and for those above 4,000. Choose TechInsurance if you have fewer than 250 employees, especially without an HR team; choose Marsh once you're past 250. ³ ¹

Published Price vs Broader Allegations Without Pricing

TechInsurance reports a median of $257 per month, about $750 to more than $14,000 a year in its book, and says EPLI is typically claims-made, covering discrimination, harassment, wrongful termination, negligent benefits handling, breach of contract and invasion of privacy. Marsh lists a broader set of allegations, including third-party claimants, but publishes no premiums or limits. TechInsurance helps you budget; Marsh's form reaches further. ³ ¹

What Should You Confirm in Marsh and TechInsurance Employment Practices Liability Insurance Quotes?

Match your headcount to Marsh's 250 and 4,000 bands before approaching it. ¹ ³
Compare TechInsurance's quoted premium with its published median; ask Marsh for premium and limit together. ³ ¹
Ask whether each form is claims-made and whether third-party claims are covered. ³ ¹
Ask both for the issuing insurer; neither page names one. ¹ ³

Marsh vs TechInsurance Employment Practices Liability Compared

Marsh vs TechInsurance: Employment Practices Liability Insurance: documented features by provider

Criteria	Marsh Employment Practices Liability (EPLI) Insurance	TechInsurance Employment Practices Liability Insurance (EPLI)
Who It’s For	Marsh says employers of all sizes face potential EPL liability, but its named endorsements target companies by size band: over 4,000 employees for the Global Leaders Endorsement and 250 to 4,000 employees for the Leaders Preferred Endorsement. ¹Company-reported. Marsh EPL page.	TechInsurance targets EPLI at small businesses with a sizable workforce, and specifically notes that companies too small to have a dedicated HR team may face employment lawsuits more often since they often lack the resources to resolve disputes before they become legal claims. ³Company-reported. EPLI product page, Why do I need employment practices liability insurance? section.
Coverage Features	Marsh says EPLI can respond to allegations including discrimination, harassment, wrongful termination, retaliation, failure to employ or promote, negligent evaluation, and violation of an employee's civil rights, brought by past, present or prospective employees or third parties. ¹Company-reported. Marsh EPL page; illustrative policy description, not a specific policy form. Marsh names two proprietary EPL endorsements: the Global Leaders Endorsement, built for large and multinational companies with more than 4,000 employees, and the Leaders Preferred Endorsement, for midsize companies with 250 to 4,000 employees. ¹Company-reported. Marsh EPL page, Marsh's EPL services section.	TechInsurance says EPLI covers claims of discrimination, sexual harassment, wrongful termination, negligent handling of employee benefits, breach of employment contract, and invasion of privacy, and is typically written as a claims-made policy. ³Company-reported. EPLI product page; general policy description, not a specific policy form.
Role in This Line	Marsh's financial and professional liability practice places employment practices liability insurance (EPLI); MMA also places EPL coverage within its executive and professional liability practice for middle-market clients. ^1,²Company-reported. Marsh EPL page and MMA executive and professional liability page.	TechInsurance arranges employment practices liability insurance (EPLI) and says it can be purchased standalone or paired with directors and officers insurance in a management liability bundle. ³Company-reported. EPLI product page.

Criteria

Marsh Employment Practices Liability (EPLI) Insurance

TechInsurance Employment Practices Liability Insurance (EPLI)

Who It’s For

Marsh says employers of all sizes face potential EPL liability, but its named endorsements target companies by size band: over 4,000 employees for the Global Leaders Endorsement and 250 to 4,000 employees for the Leaders Preferred Endorsement. ¹Company-reported. Marsh EPL page.

TechInsurance targets EPLI at small businesses with a sizable workforce, and specifically notes that companies too small to have a dedicated HR team may face employment lawsuits more often since they often lack the resources to resolve disputes before they become legal claims. ³Company-reported. EPLI product page, Why do I need employment practices liability insurance? section.

Coverage Features

Marsh says EPLI can respond to allegations including discrimination, harassment, wrongful termination, retaliation, failure to employ or promote, negligent evaluation, and violation of an employee's civil rights, brought by past, present or prospective employees or third parties. ¹Company-reported. Marsh EPL page; illustrative policy description, not a specific policy form.

Marsh names two proprietary EPL endorsements: the Global Leaders Endorsement, built for large and multinational companies with more than 4,000 employees, and the Leaders Preferred Endorsement, for midsize companies with 250 to 4,000 employees. ¹Company-reported. Marsh EPL page, Marsh's EPL services section.

TechInsurance says EPLI covers claims of discrimination, sexual harassment, wrongful termination, negligent handling of employee benefits, breach of employment contract, and invasion of privacy, and is typically written as a claims-made policy. ³Company-reported. EPLI product page; general policy description, not a specific policy form.

Role in This Line

Marsh's financial and professional liability practice places employment practices liability insurance (EPLI); MMA also places EPL coverage within its executive and professional liability practice for middle-market clients. ^1,²Company-reported. Marsh EPL page and MMA executive and professional liability page.

TechInsurance arranges employment practices liability insurance (EPLI) and says it can be purchased standalone or paired with directors and officers insurance in a management liability bundle. ³Company-reported. EPLI product page.