Marsh vs Risklytics Intellectual Property Insurance

Marsh says it is one of the only brokers with in-house IP expertise, a proprietary IP insurance product, and proprietary relationships with multiple specialty underwriters in the IP space; MMA also lists IP within its executive and professional liability practice. ^5,6Company-reported. Marsh intellectual property page and MMA executive and professional liability page.

Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Intellectual Property Insurance with outside carriers; it says it does not underwrite policies itself. ⁷Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line.

Marsh names Ambridge Partners as the entity backing its IP Protect product; the page does not clarify whether Ambridge Partners is the issuing insurer or an underwriting manager, and does not name insurers for its other IP products. ⁵Company-reported. Intellectual property page as read on 2026-09-23.

Risklytics does not name the carrier that underwrites Risklytics Intellectual Property Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. ^10,7Company-reported. Lines page and about page; no specific insurer is published for this line.

Not described in the reviewed sources.

Risklytics says buyers typically need this coverage at their first filed patent or the first contract requiring them to cover a customer's IP claims, and that enterprise contracts with an IP indemnity clause require it; it adds that companies without patents can still need the line because trademarks, copyrighted code and trade secrets count too. ¹⁰Company-reported. Lines page.

Marsh describes IP Protect, a product it says it released in 2019 and that is backed by Ambridge Partners, as providing coverage for losses related to patents, copyrights and trademarks, with trade secrets available by optional endorsement. ⁵Company-reported. Intellectual property page, Our expertise and solutions section.

Marsh says it can place five types of IP insurance: defensive IP insurance (protecting the insured's own IP from external attack), offensive IP insurance (covering enforcement litigation costs), specific contingency insurance, trade secret value insurance, and IP-insured financing (securing an IP asset pledged as loan collateral). ⁵Company-reported. Intellectual property page FAQs; general descriptions, not specific policy forms.

Risklytics describes this line as paying legal costs on both sides of an IP dispute: defending a claim that the company's product infringes someone else's patent, trademark or copyright, and pursuing an infringer of its own IP, and distinguishes it from cyber liability, which would answer source code stolen in a breach rather than an infringement claim. ¹⁰Company-reported. Lines page; the issued policy and declarations control actual coverage.

Not described in the reviewed sources.

Risklytics lists a typical ask of $250,000 to $5 million per claim for this line. ¹⁰Company-reported. Lines page; actual limits are set on the bound policy.

Marsh says its IP specialists help clients identify and clarify IP risks and support development of risk management strategies addressing programmatic fundamentals, beyond just placing a policy. ⁵Company-reported. Intellectual property page opening description.

Risklytics says only a short list of insurers write this line and that they require every patent filing and indemnity obligation to be listed before placement. ¹⁰Company-reported. Lines page.

Not described in the reviewed sources.

You start Risklytics Intellectual Property Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. ^11,7Company-reported. Pricing page describes the general application and fee process, not a line-specific form.