Marsh McLennan Agency vs 
Travelers: How Do They Compare for Kidnap and Ransom Insurance?
What Is Marsh McLennan Agency?
Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. 1,2
Read the Marsh McLennan Agency profile
Read the Marsh McLennan Agency Kidnap and Ransom Insurance page
What Is Travelers Insurance?
Travelers suits technology companies that want CyberRisk Tech and can work through an independent agent; buyers seeking a direct online technology quote should compare digital providers. Many small accounts can be quoted in agent platforms, while specialty risks need underwriting. 4,5,6
What Is Kidnap and Ransom Insurance?
Kidnap and ransom insurance provides financial protection for specified kidnapping and extortion events and gives the business access to a crisis-response firm. Check who is insured, which events are named, and how territory and sanctions terms apply to your actual travel. 9,10,11
What Are the Key Differences Between Marsh McLennan Agency and Travelers Kidnap and Ransom Insurance?
International package and industry fit
Travelers lists K&R within Global Companion Plus+ for U.S.-based technology and life-sciences companies with international travel or operations, and also lists K&R separately in its management-liability catalogue. Its package is described as non-admitted in the U.S. MMA describes K&R for businesses with international insurance goals and employee assignments but does not name a sector-specific package. A tech or life-sciences company should ask whether Travelers’ package scope matches its operations and how MMA would structure local-country coverage. 3 7
Travel support and local policy questions
Travelers says Global Companion Plus+ provides access to local carriers in more than 150 countries and global executive support for medical, personal, and travel assistance. Its K&R coverage typically pays ransom and related expenses. MMA’s overview does not specify a local-carrier network or travel-support services. Compare admitted status by country, emergency assistance contacts, covered ransom expenses, and how local policies coordinate with the U.S. placement before employees travel. 3 7 8
What Should You Confirm in Marsh McLennan Agency and Travelers Kidnap and Ransom Insurance Quotes?
Marsh McLennan Agency and Travelers Review Scores for 2026
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Marsh McLennan Agency Review Score
Review Score
2 rated sources
There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years.[8][9][1]
Read Marsh McLennan Agency reviewsTravelers Review Score
Review Score
3 rated sources
Travelers earns 4.5/5 from NerdWallet, but customer feedback is poor: 1.4/5 on Trustpilot and 1.3/5 for homeowners on ConsumerAffairs. Those reviews mostly concern personal insurance.[1][2][4][5][6][7]
Read Travelers reviewsMarsh McLennan Agency vs Travelers Kidnap and Ransom Compared
Marsh McLennan Agency vs Travelers: Kidnap and Ransom Insurance: documented features by provider
| Criteria | Marsh McLennan Agency kidnap ransom (official overview) | Travelers Kidnap & Ransom Insurance (Global Companion Plus+) |
|---|---|---|
| Role in This Line | Marsh McLennan Agency describes arranging kidnap ransom for the audience stated on the cited product page. 3Company-reported. kidnap ransom marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement. | Travelers offers kidnap and ransom coverage as one line within its Global Companion Plus+ package for technology and life-sciences companies with international exposure, and also lists it as a standalone product on its Management & Professional Liability catalogue page. 7,8Company-reported. Global Companion Plus+ "Robust suite of insurance coverages" section and Management & Professional Liability product list. |
| Who It’s For | Businesses with international insurance goals; the source describes multinational placements and employee assignments. 3Company-reported. kidnap ransom marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement. | As part of Global Companion Plus+, kidnap and ransom coverage is aimed at U.S.-based technology and life-sciences companies with employees who travel internationally or operations abroad; the U.S. version of the package is non-admitted, meaning it is not equivalent to a locally admitted policy in every country. 7Company-reported. Global Companion Plus+ page "Who is Global Companion Plus+ right for?" and "Coordinated domestic policy gap coverage" sections. |
| Coverage Features | The cited product page describes kidnap-and-ransom risk-transfer solutions listed for businesses with international insurance needs. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. 3Company-reported. kidnap ransom marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement. | Travelers says kidnap and ransom coverage typically pays kidnappers or extortionists, covers loss of ransom in transit, and reimburses other expenses incurred as a result of a kidnapping. 8Company-reported. Management & Professional Liability Insurance page, kidnap and ransom entry; exact terms and exclusions are set by the issued policy. |
| Limits and Retentions | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. 3Not publicly disclosed. Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred. | Neither reviewed page publishes limits, retentions or premiums for kidnap and ransom coverage; amounts would appear on a quote. 7,8Not found in reviewed sources. Global Companion Plus+ and Management & Professional Liability pages as read on 2026-09-23. |
| Risk Services | Confirm in your quote. | Travelers says Global Companion Plus+ policyholders get access to its International Network of Insurance, a network of local carriers in over 150 countries, plus global executive support services offering medical, personal and travel assistance for employees traveling overseas. 7Company-reported. Global Companion Plus+ page "Extensive international network of partners" and "Global executive support services" sections. |
| How to Apply | The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. 3Company-reported. kidnap ransom marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement. | Kidnap and ransom coverage is bought through a Travelers independent agent or Travelers representative. 7Company-reported. Global Companion Plus+ page "Consult your insurance agent today" section. |
Related Pages for Marsh McLennan Agency vs Travelers Kidnap and Ransom
Kidnap and Ransom Pages for Marsh McLennan Agency and Travelers
Other Coverage Lines Compared for Marsh McLennan Agency vs Travelers
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Sources for Marsh McLennan Agency vs Travelers
Sources About Marsh McLennan Agency
- Who We Are. Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role. Accessed 2026-09-29.
- Small Business Insurance Solutions. Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted. Accessed 2026-09-29.
- International Insurance Cover | MMA. Marsh McLennan Agency; International business insurance lists kidnap and ransom as a risk-transfer solution. Accessed 2026-09-30.
Sources About Travelers
- Technology Insurance. Travelers; Technology insurance products we offer: CyberRisk Tech, Global Companion Plus+, general liability, commercial property, workers compensation, commercial auto, umbrella; startup-to-established-leader audience. Accessed 2026-09-16.
- Travelers Producer Compensation Disclosure (United States). Travelers; Independent producers; seven compensation types; Simply Business, Inc. and InsuraMatch, LLC ownership; The Travelers Indemnity Company footer; Northfield Excess & Surplus Lines product list. Accessed 2026-09-16.
- Contact Us. Travelers; Business insurance sold through independent agents; business claims 1.800.238.6225; MyTravelers for business features. Accessed 2026-09-16.
- Global Insurance for Technology and Life Sciences. Travelers; "Robust suite of insurance coverages" — general liability, property, auto, foreign voluntary workers compensation, employers liability, accidental death and dismemberment, and kidnap and ransom; U.S. Global Companion Plus+ is non-admitted. Accessed 2026-09-23.
- Management and Professional Liability Insurance. Travelers; "Select a product" list: Kidnap & ransom insurance — "typically covers payments to kidnappers or extortionists, loss of ransom in transit and other expenses incurred as a result of a kidnapping". Accessed 2026-09-23.
Sources for the Kidnap and Ransom Insurance Guide
- Kidnap and Ransom Applications and Forms. Travelers; Opening; Applications; Sample policy forms. Accessed 2026-09-16.
- The Chubb Primary Kidnap Ransom and Extortion Insurance. Chubb; Opening; Kidnap, Ransom & Extortion Insurance Highlights. Accessed 2026-09-16.
- Kidnap and Ransom Coverage. Travelers; I pp.1–2; III pp.3–9; IV p.9; V pp.10–13. Accessed 2026-09-16.
