HUB International vs 
Travelers: How Do They Compare for Tech E&O Insurance?
Travelers markets CyberRisk Tech technology E&O to technology and life-sciences companies from startups to established leaders; HUB International directs prospects to a broker and describes no online quote flow.
HUB brokers Tech E&O and can tailor cover for work done before the policy and a reporting tail after it ends; Travelers writes E&O itself inside CyberRisk Tech, where technology and life-sciences companies can take E&O alone or add its cyber cover, through an agent. 1,2,3,4
What Are the Key Differences Between HUB International and Travelers Tech E&O Insurance?
Tailored Broker Placement vs One Insurer's Selectable Policy
HUB brokers technology E&O with insurers it does not name, and describes prior-acts cover back to a retroactive date, which protects work done before the policy started, and tail cover for claims reported after it ends. Its technology practice serves startups and software, hardware and digital-media businesses. Travelers underwrites E&O as a selectable agreement inside CyberRisk Tech for technology and life-sciences companies, bought through an agent or Travelers representative. Choose HUB if you are switching insurers and need past work protected; choose Travelers if you are a life-sciences company or want E&O and optional cyber from one insurer. 1 2 3 4
How Cyber Sits Next to E&O
Travelers lets you take E&O without its breach-response, cybercrime and business-loss agreements, or add them; its 24/7 Cyber Risk Dashboard and threat monitoring come with the cyber side, not E&O alone. Its E&O example is a customer claiming lost revenue from a software error. HUB lists technology E&O among tech-company coverages without requiring cyber on the same form, and describes no monitoring. 4 3 2
What Should You Confirm in HUB International and Travelers Tech E&O Insurance Quotes?
- Ask HUB which insurer it proposes, and which Travelers company issues CyberRisk Tech. 1 4
- Ask Travelers which agreements your quote includes, and ask HUB whether cyber is placed alongside E&O. 4 2
- Ask Travelers for its retroactive date and tail options; HUB describes both. 1 3
- Get E&O limits and retentions from both; neither publishes them. 1 3
HUB International vs Travelers Tech E&O Insurance Compared
HUB International vs Travelers: Tech E&O Insurance: documented features by provider
| Criteria | HUB International Technology Errors and Omissions Insurance | Travelers CyberRisk Tech Technology Errors and Omissions Coverage |
|---|---|---|
| Who It’s For | HUB's technology-industry page addresses fast-growing startups and established software, hardware or digital-media businesses, and says HUB currently insures more than 5,000 technology companies; that count is a company-reported figure not independently verified here. 2Company-reported. Technology-industry page framing; not specific to technology E&O alone, since the page covers HUB's full technology insurance program. | Travelers markets CyberRisk Tech technology E&O to technology and life-sciences companies, describing the audience as ranging from startups to established industry leaders whose software products or technology services could be the subject of a client claim. 3,4Company-reported. Technology-page FAQ and the cyber-for-technology product page. |
| How to Apply | HUB directs prospects to connect with a broker; the E&O page describes policies as customized to business size, industry, location, risk base and desired limits, without an online quote flow. 1Company-reported. Product-page call to action as read 2026-09-23. | Travelers tells technology buyers to consult their insurance agent or a Travelers representative about CyberRisk Tech coverage; the reviewed pages do not describe a self-service quote path for technology E&O. 4Company-reported. Cyber-for-technology page CTA. |
| Coverage Features | HUB's general E&O page says policies typically cover defense costs, judgments, settlements and fines from allegations of misrepresentation, breach of professional services, wrongful practices and misleading advice, and can be structured with prior-acts coverage back to a retroactive date and tail coverage for an extended reporting period. 1Company-reported. General E&O coverage description; the page does not give technology-specific coverage examples beyond listing technology as a served industry. | Travelers says the technology E&O insuring agreement helps cover the costs a company incurs from allegations of errors, omissions or negligent acts in performing its services, giving as an example a customer claiming lost revenue from an error in a software product or technology service. 3Company-reported. Technology-page FAQ answer on technology E&O; exclusions, retentions and defense-cost treatment are not detailed on this page. Travelers distinguishes technology E&O from the rest of CyberRisk Tech, which separately includes breach response, cybercrime and business-loss coverages; a buyer can select E&O coverage without also buying the cyber-specific insuring agreements. 4Company-reported. Cyber-for-technology product page; the exact combinations available depend on underwriting and state. |
| Role in This Line | HUB brokers technology E&O as part of its general E&O practice, naming technology as one of the industries it serves, and separately markets it as one line within its dedicated technology-industry practice. 1,2Company-reported. E&O product page and technology-industry page as read 2026-09-23; neither names an issuing insurer. | Travelers underwrites technology E&O as one of the selectable insuring agreements inside its CyberRisk Tech policy, not as a separate standalone policy form; a buyer chooses E&O protection, cyber protection, or both within the same product. 3,4Company-reported. Technology and CyberRisk Tech product pages, as read on 2026-09-23. |
