HUB International vs Travelers Surety Bonds

HUB brokers surety bonds, acting as an intermediary between the contractor buying the bond (principal), the party requiring it (obligee) and the insurance company guaranteeing performance (surety), rather than acting as the surety itself. ⁴Company-reported. Surety bonds product page as read 2026-09-23.

Travelers underwrites surety bonds directly through two practices, commercial surety and contract surety, rather than only brokering bonds written by other sureties. ⁸Company-reported. Surety-bond product page, as read on 2026-09-23.

The surety bonds page does not name a specific surety company; HUB places bonds with sureties that vary by client and bond type. ⁴Not found in reviewed sources. Checked the surety bonds page on 2026-09-23; no surety company is disclosed there.

The reviewed surety-bond page does not name the specific underwriting entity for a bond; Travelers' related professional-liability pages attribute management and professional liability products to Travelers Casualty and Surety Company of America and its property-casualty affiliates, but that page does not cover surety. ⁸Not publicly disclosed. Surety-bond page as read on 2026-09-23; the entity named elsewhere is not confirmed as the surety issuer.

HUB underwrites bond eligibility around what it calls the three C's: character (credit record and business integrity), capacity (skills, experience, equipment and facilities), and capital (financial strength for project costs), and says a surety specialist guides applicants through the required documentation. ⁴Company-reported. Product-page underwriting-criteria description; the surety, not HUB, makes the final bonding decision.

Travelers says commercial surety serves both individuals and businesses ranging from small companies to multinational companies, while contract surety is supported by underwriters focused on construction industry risk. ⁸Company-reported. Commercial surety and contract surety descriptions on the surety-bond page.

HUB describes contract surety bonds it arranges as including bid bonds that secure a bid submission, performance bonds that guarantee a project is completed per contract, and payment bonds that guarantee subcontractors, laborers and suppliers are paid, plus other bond types such as wage, warranty, maintenance and lien-release bonds. ⁴Company-reported. Product-page bond-type descriptions; the issued bond and its terms control an actual claim.

HUB also arranges commercial surety bonds, which it says are primarily required by government entities, financial institutions and private corporations to guard against fraud, theft or illegal conduct. ⁴Company-reported. Product-page commercial-surety description.

Travelers lists bond types including bid, performance and payment bonds, construction materials supply bonds, court bonds (judicial, fiduciary and probate), custom bonds, depository bonds, ERISA fidelity bonds, license and permit bonds, lost instrument bonds, miscellaneous bonds, notary public bonds, official bonds, release of lien bonds and utility bonds. ⁸Company-reported. Bond-type list on the surety-bond page; a given bond type's terms and availability are underwriting-specific.

Not described in the reviewed sources.

The reviewed surety-bond page does not publish bond-amount limits, premium rates or underwriting capacity figures. ⁸Not publicly disclosed. Surety-bond page as read on 2026-09-23.

HUB says a surety specialist works with applicants on the documentation and underwriting process needed to obtain a bond, positioning the broker relationship as central to getting bonded. ⁴Company-reported. Product-page application description as read 2026-09-23.

Travelers directs buyers to find an insurance agent to obtain a surety bond, and separately tells agents that surety bond application forms are in its agent forms library alongside management and professional liability applications. ^8,9Company-reported. Surety-bond page CTA and the E&O page's agent-forms link.