HUB International vs 
Travelers: How Do They Compare for Surety Bonds?
Travelers underwrites a broad range of commercial and contract bonds; HUB International brokers bid, performance, payment, and other bonds through a surety specialist.
Travelers lists a broad commercial and contract bond menu through agents; HUB details contract and commercial bonds and guides applicants through underwriting documentation. 1,2
What Are the Key Differences Between HUB International and Travelers Surety Bonds?
Application Guidance Versus Agent Bond Menu
HUB lists contract forms including bid, performance and payment and supports applicants with character, capacity and capital documentation. Travelers lists commercial and construction contract surety with a broader set of bond forms through agents. 1 2 Choose HUB if you need help preparing a contract-bond application; choose Travelers if you need a less common bond form through an agent.
Overlapping Forms With Different Depth
Both talk about bid, performance, payment and license and permit. HUB also names wage, warranty, maintenance and lien-release and commercial surety against fraud. Travelers adds construction materials supply, court, custom, depository, ERISA fidelity, lost instrument, miscellaneous, notary, official, release of lien and utility bonds. 1 2
Three C's File Versus Finding an Agent
HUB describes character, capacity and capital with a specialist guiding documentation. Travelers directs buyers to find an agent and tells agents that surety forms sit in its library. Travelers' commercial surety ranges from individuals to multinationals; contract surety is staffed for construction. 1 2 3
What Should You Confirm in HUB International and Travelers Surety Bonds Quotes?
HUB International vs Travelers Surety Bonds Compared
HUB International vs Travelers: Surety Bonds: documented features by provider
| Criteria | HUB International Surety Bonds Brokerage | Travelers Surety Bonds |
|---|---|---|
| Who It’s For | HUB underwrites bond eligibility around what it calls the three C's: character (credit record and business integrity), capacity (skills, experience, equipment and facilities), and capital (financial strength for project costs), and says a surety specialist guides applicants through the required documentation. 1Company-reported. Product-page underwriting-criteria description; the surety, not HUB, makes the final bonding decision. | Travelers says commercial surety serves both individuals and businesses ranging from small companies to multinational companies, while contract surety is supported by underwriters focused on construction industry risk. 2Company-reported. Commercial surety and contract surety descriptions on the surety-bond page. |
| How to Apply | HUB says a surety specialist works with applicants on the documentation and underwriting process needed to obtain a bond, positioning the broker relationship as central to getting bonded. 1Company-reported. Product-page application description as read 2026-09-23. | Travelers directs buyers to find an insurance agent to obtain a surety bond, and separately tells agents that surety bond application forms are in its agent forms library alongside management and professional liability applications. 2,3Company-reported. Surety-bond page CTA and the E&O page's agent-forms link. |
| Coverage Features | HUB describes contract surety bonds it arranges as including bid bonds that secure a bid submission, performance bonds that guarantee a project is completed per contract, and payment bonds that guarantee subcontractors, laborers and suppliers are paid, plus other bond types such as wage, warranty, maintenance and lien-release bonds. 1Company-reported. Product-page bond-type descriptions; the issued bond and its terms control an actual claim. HUB also arranges commercial surety bonds, which it says are primarily required by government entities, financial institutions and private corporations to guard against fraud, theft or illegal conduct. 1Company-reported. Product-page commercial-surety description. | Travelers lists bond types including bid, performance and payment bonds, construction materials supply bonds, court bonds (judicial, fiduciary and probate), custom bonds, depository bonds, ERISA fidelity bonds, license and permit bonds, lost instrument bonds, miscellaneous bonds, notary public bonds, official bonds, release of lien bonds and utility bonds. 2Company-reported. Bond-type list on the surety-bond page; a given bond type's terms and availability are underwriting-specific. |
| Role in This Line | HUB brokers surety bonds, acting as an intermediary between the contractor buying the bond (principal), the party requiring it (obligee) and the insurance company guaranteeing performance (surety), rather than acting as the surety itself. 1Company-reported. Surety bonds product page as read 2026-09-23. | Travelers underwrites surety bonds directly through two practices, commercial surety and contract surety, rather than only brokering bonds written by other sureties. 2Company-reported. Surety-bond product page, as read on 2026-09-23. |
