HUB International vs Travelers Management Liability Insurance

HUB’s ProEx practice brokers executive liability; Travelers underwrites a named management-and-professional suite through independent agents.

What Is HUB International?

HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. ^1,^2,³

Read the HUB International profile

What Is Travelers Insurance?

Travelers is a U.S. property-casualty insurance group that markets business coverage, including a technology practice, through independent agents and brokers. Buyers can investigate CyberRisk Tech, a small-business technology-services policy, and other commercial lines, then confirm the issuing company and California availability on a quote. ^5,^6,⁷

Read the Travelers profile

What Is Management Liability Insurance?

Management liability brings together coverage options for risks associated with running an organization, such as directors and officers liability and employment practices liability. ^9,^10,¹¹

Read the full coverage guide

Key Differences in Management Liability Insurance

Placement Practice Versus Travelers Underwriting

HUB’s ProEx practice brokers executive liability. Travelers underwrites management and professional liability as separately named products. HUB’s reviewed pages do not name the issuing insurer; Travelers issues the suite products it lists. ⁴ ⁸

What Each Coverage List Adds Beyond D&O, EPL and Fiduciary

HUB also lists Side-A-only excess D&O, employed lawyers errors and omissions, crime and fidelity, kidnap/ransom/extortion and workplace violence. Travelers also lists CyberRisk, errors and omissions, ERISA fidelity, financial institutions bond, identity fraud expense reimbursement, nonprofit D&O and financial-institution professional and property and casualty products. Shared labels such as D&O, employment practices, fiduciary, crime-related cover and kidnap/ransom still sit on different structures: a broker catalogue versus a carrier suite. ⁴ ⁸

How You Obtain Coverage

HUB describes ProEx specialist placement, including an account team of local, national and international specialists. Travelers products are bought through a Travelers independent agent. ⁴ ⁸

Claims Help Each Record Describes

HUB describes a Claims & Legal Risks Group of attorneys who specialize in ProEx coverages. Travelers’ reviewed management-and-professional page describes how to find an agent and select products; it does not describe a similarly named attorney claims group for this suite. ⁴ ⁸

What to Confirm in Management Liability Insurance Quotes

Ask HUB for the issuing insurer on the ProEx placement; Travelers issues its own named products. ⁴ ⁸
Ask which Travelers products would sit on one policy, and which ProEx lines HUB would market. ⁸ ⁴
If CyberRisk or professional E&O is needed beside D&O, ask whether those named Travelers products would be quoted. ⁸
Ask what HUB’s Claims & Legal Risks Group would do on a management-liability claim. ⁴

Offering Details

HUB International vs Travelers Management Liability Insurance: documented features by provider

Criteria	HUB ProEx Management Liability Insurance Brokerage	Travelers Management and Professional Liability Insurance
Role in This Line	HUB brokers management liability coverage through its ProEx Professional & Executive Risk practice, packaging lines such as D&O, employment practices liability and fiduciary liability under an Executive Liability umbrella rather than underwriting any of them itself. ⁴Company-reported. ProEx page coverage list, read 2026-09-23; the page does not name an issuing insurer for any listed line.	Travelers underwrites management and professional liability as a suite of separately named products that a business can buy standalone or combine on a single policy. ⁸Company-reported. Product page introduction and "Choose either stand-alone coverage or a suite of coverages on a single policy" statement.
Issuing Insurer	HUB says ProEx places more than $2 billion in premium, which it says improves carrier negotiations, but does not name the insurers that issue management liability policies through the practice. ⁴Company-reported. ProEx page market-leverage statement; the carrier for a specific placement depends on the quote.	Not described in the reviewed sources.
Who It’s For	Not described in the reviewed sources.	Travelers markets this suite to private companies, public companies, nonprofit organizations, financial institutions and professional services companies of all sizes. ⁸Company-reported. Product page introduction.
Coverage Features	HUB's ProEx Executive Liability coverages include directors and officers liability (D&O), side-A-only excess D&O, employment practices liability, fiduciary liability, employed lawyers errors and omissions, crime and fidelity coverage, kidnap, ransom and extortion insurance, and workplace violence coverage. ⁴Company-reported. ProEx page coverage list; the page describes the practice's catalogue, not the insuring agreements or exclusions of any one issued policy. HUB's technology-industry page separately groups crime, D&O, employment practices liability, fiduciary liability and transactional or warranty insurance under "Management Liability" as coverages it arranges for technology clients, largely overlapping with the ProEx Executive Liability list. ³Company-reported. Technology-industry page People Protection and Management Liability lists; a marketing grouping, not a single bundled policy.	The suite Travelers lists under management and professional liability includes CyberRisk, directors & officers, employment practices, ERISA fidelity, errors & omissions, fidelity & crime, fiduciary liability, financial institutions bond, identity fraud expense reimbursement, kidnap & ransom, nonprofit D&O, and financial-institution-specific professional liability and property & casualty coverage. ⁸Company-reported. Product page "Select a product" list; each product's specific terms are set by its own policy.
Limits and Retentions	Published management liability policy limits or retentions were not found on the reviewed pages. ^4,³Not publicly disclosed. Checked the ProEx page and technology-industry page on 2026-09-23; limits are set on the quote and declarations.	The reviewed page does not publish limits, retentions or premiums for any product in the suite; each product's amounts would appear on its own quote. ⁸Not found in reviewed sources. Product page as read on 2026-09-23.
Risk Services	HUB says ProEx provides an inclusive service model with analytics, litigation support and risk management across client sizes, a "boundaryless" account team of local, national and international specialists, and D&O modeling that incorporates ESG risk analysis alongside white papers, webinars and events on emerging exposures. ⁴Company-reported. ProEx page service-model and analytics sections.	Not described in the reviewed sources.
How to Apply	Not described in the reviewed sources.	Management and professional liability products are bought through a Travelers independent agent. ⁸Company-reported. Product page "Find an insurance agent" call to action.
Claims Support	HUB describes a Claims & Legal Risks Group of attorneys who specialize in ProEx coverages, handling policy-wording review and claim recovery for management liability claims. ⁴Company-reported. ProEx page claims and legal support section.	Not described in the reviewed sources.

Full Comparison

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