HUB International vs
Travelers: How Do They Compare for Management Liability Insurance?
Travelers underwrites its suite and sells through independent agents; HUB International brokers management liability through ProEx without underwriting it, with attorneys reviewing policy wording.
Travelers is the insurer, letting an independent agent sell its named products, from D&O to CyberRisk and financial-institution bonds, alone or on one policy. HUB is a broker for specialty lines such as excess D&O and workplace violence, with its own attorneys supporting claims. 3,1
What Are the Key Differences Between HUB International and Travelers Management Liability Insurance?
One Insurer’s Named Suite vs a Broker’s Specialty Lines
Travelers underwrites a suite of separately named products for private and public companies, nonprofits, financial institutions and professional-services firms of all sizes, sold alone or combined through independent agents. Beyond D&O, EPL and fiduciary, it lists CyberRisk, E&O, ERISA fidelity, financial-institution bonds, identity-fraud expense reimbursement and nonprofit D&O. HUB’s ProEx practice places lines with insurers it doesn’t name, adding excess D&O that protects individual directors when the company can’t, employed-lawyers E&O, crime and fidelity, kidnap and ransom, and workplace violence. Choose Travelers if you are a bank or want cyber and professional cover alongside D&O from one insurer; choose HUB if you need workplace violence or director-only excess D&O placed. 3 1
Your Agent vs a ProEx Team With Claims Attorneys
With Travelers, you work through an independent agent and the insurer handles claims. HUB assigns local, national or international ProEx account teams and a Claims & Legal Risks Group of attorneys who support you on claims. If you want an advocate against the insurer at claim time, HUB offers one. 1 3
What Should You Confirm in HUB International and Travelers Management Liability Insurance Quotes?
- Ask HUB which insurer would issue each line, and ask your Travelers agent which Travelers companies issue the quoted products. 1 3
- Ask Travelers which products can sit on one policy and whether they share a limit. 3
- Ask HUB what its attorneys would do on a management liability claim, and ask Travelers how claims are reported for each product. 1 3
HUB International vs Travelers Management Liability Insurance Compared
HUB International vs Travelers: Management Liability Insurance: documented features by provider
| Criteria | HUB ProEx Management Liability Insurance Brokerage | Travelers Management and Professional Liability Insurance |
|---|---|---|
| Coverage Features | HUB's ProEx Executive Liability coverages include directors and officers liability (D&O), side-A-only excess D&O, employment practices liability, fiduciary liability, employed lawyers errors and omissions, crime and fidelity coverage, kidnap, ransom and extortion insurance, and workplace violence coverage. 1Company-reported. ProEx page coverage list; the page describes the practice's catalogue, not the insuring agreements or exclusions of any one issued policy. HUB's technology-industry page separately groups crime, D&O, employment practices liability, fiduciary liability and transactional or warranty insurance under "Management Liability" as coverages it arranges for technology clients, largely overlapping with the ProEx Executive Liability list. 2Company-reported. Technology-industry page People Protection and Management Liability lists; a marketing grouping, not a single bundled policy. | The suite Travelers lists under management and professional liability includes CyberRisk, directors & officers, employment practices, ERISA fidelity, errors & omissions, fidelity & crime, fiduciary liability, financial institutions bond, identity fraud expense reimbursement, kidnap & ransom, nonprofit D&O, and financial-institution-specific professional liability and property & casualty coverage. 3Company-reported. Product page "Select a product" list; each product's specific terms are set by its own policy. |
| Role in This Line | HUB brokers management liability coverage through its ProEx Professional & Executive Risk practice, packaging lines such as D&O, employment practices liability and fiduciary liability under an Executive Liability umbrella rather than underwriting any of them itself. 1Company-reported. ProEx page coverage list, read 2026-09-23; the page does not name an issuing insurer for any listed line. | Travelers underwrites management and professional liability as a suite of separately named products that a business can buy standalone or combine on a single policy. 3Company-reported. Product page introduction and "Choose either stand-alone coverage or a suite of coverages on a single policy" statement. |



