HUB International vs Travelers Inland Marine Insurance

HUB brokers inland marine insurance through its marine insurance practice, drawing on what it describes as relationships with domestic and international insurance carriers rather than underwriting the coverage itself. ⁴Company-reported. Marine product page; neither reviewed page names a specific issuing insurer for inland marine.

Travelers underwrites inland marine as a family of segment-specific products that can stand alone or complement its other industry-segment policies. ⁹Company-reported. Inland marine page introduction and segment sections.

Not described in the reviewed sources.

Travelers targets inland marine coverage at construction, fine art and museums, renewable energy, transportation/cargo/logistics, communications, manufacturing, municipalities and specialized-equipment and mobile-equipment-dealer businesses. ⁹Company-reported. Inland marine page segment list.

HUB's glossary defines inland marine insurance as domestic coverage that protects business property, such as equipment, machinery or products, while it is transported over land by truck or train, used at a job site, or stored in a warehouse, including specialized items a standard business owner's policy would not cover. ⁵Company-reported. Glossary page definition; the issued policy's schedule of covered property and exclusions controls an actual claim.

HUB lists trade show exhibits, cargo items, sales samples, communication equipment, medical equipment, computer systems and photography equipment as examples of property commonly insured under an inland marine policy. ⁵Company-reported. Glossary page property examples; a specific policy's covered-property list is set on the quote and declarations.

HUB says inland marine policies can cover perils including fire, hail, theft, water damage and wind, plus accidental damage and mysterious disappearance of covered property. ⁵Company-reported. Glossary page peril list; coverage for a specific peril depends on the policy form and endorsements.

HUB's marine practice groups inland marine alongside related marine coverages it arranges, including marine cargo insurance, stock throughput insurance, protection and indemnity, charterers' liability and hull and machinery liability. ⁴Company-reported. Marine product page tailored-solutions list; not every listed coverage applies to a given inland marine client.

Travelers describes inland marine as covering business property transported or moved between locations, including computers and electronics, medical diagnostic equipment, party and event equipment, fine art and collectibles, bridges and radio towers, trade show exhibits, and solar panels and wind turbines. ⁹Company-reported. Inland marine page "typically covers" list; actual inclusions and exclusions are set by the issued policy.

Travelers offers an inland marine product for mobile equipment dealers, described as protecting against losses from fire, theft, weather and rental-related incidents. ⁹Company-reported. Inland marine page mobile equipment dealers section.

HUB says most inland marine policies carry a deductible and a stated coverage limit, and warns that claiming a loss beyond the policy's coverage limit can lead to penalties, but the reviewed pages do not publish specific deductible or limit amounts. ⁵Company-reported. Glossary page policy-structure description; actual deductibles and limits are set on the quote and declarations.

The reviewed page does not publish limits or deductibles for any inland marine segment product. ⁹Not found in reviewed sources. Inland marine page as read on 2026-09-23; amounts would appear on a quote or declarations.

HUB's marine page directs prospective clients to "Connect With a Broker" or contact a HUB marine insurance specialist rather than an online quote or bind flow. ⁴Company-reported. Marine product page call-to-action text.

Inland marine coverage is bought through a Travelers independent agent. ⁹Company-reported. Inland marine page "Find an insurance agent" call to action.