HUB International vs Travelers: How Do They Compare for Employment Practices Liability Insurance?

HUB International brokers EPL through ProEx and offers legal-risk claims support. Travelers insures EPL in its Management Liability portfolio and distributes coverage through independent agents.

With Travelers you buy one insurer’s EPL policy through an independent agent, standalone or with other management coverages. HUB is a broker that shops unnamed insurers and puts its own attorneys on your side from policy wording through claim recovery. ^2,¹

What Are the Key Differences Between HUB International and Travelers Employment Practices Liability Insurance?

One Insurer’s Policy vs a Broker Shopping the Market

Travelers underwrites EPL in its Management & Professional Liability line and sells it standalone or with other management coverages through independent agents, to financial institutions, nonprofits, and private and public companies. HUB places EPL inside its ProEx practice with insurers it doesn’t name, starting with a ProEx specialist. Choose Travelers if you want a known insurer through your existing agent; choose HUB if you are a large organization that wants a broker comparing insurers and advocating at claim time. ² ¹

Published Coverage vs Attorney-Led Claims Support

Travelers says its EPL covers defense costs and damages for wrongful termination, discrimination, harassment and retaliation. HUB doesn’t list coverage terms; it describes analytics, litigation support and a group of attorneys who work ProEx claims from wording review before a claim through recovery. Neither publishes limits. ² ¹

What Should You Confirm in HUB International and Travelers Employment Practices Liability Insurance Quotes?

Ask your Travelers agent which company issues the policy; its disclosure names Travelers Casualty and Surety Company of America and affiliates. Ask HUB which insurer it would use. ² ¹
Ask whether EPL shares a limit with other management liability coverages on either quote. ² ¹
Ask both whether defense costs reduce the limit; Travelers’ example settlements include defense costs. ² ¹
Ask HUB how its attorneys work alongside the insurer’s own defense lawyers. ¹

HUB International vs Travelers Employment Practices Liability Compared

HUB International vs Travelers: Employment Practices Liability Insurance: documented features by provider

Criteria	HUB International Employment Practices Liability Insurance Brokerage	Travelers Employment Practices Liability Insurance (EPL)
How to Apply	HUB directs EPL prospects to contact a ProEx specialist rather than an online quote or bind flow. ¹Company-reported. ProEx page call to action.	EPL coverage is bought through a Travelers independent agent. ²Company-reported. Product page "Find an insurance agent" call to action.
Coverage Features	HUB flags pay-transparency laws taking effect in 2026 as a development relevant to EPL coverage, in an article title on the ProEx page, but the page does not describe EPL insuring agreements, exclusions or endorsements in its own text. ¹Company-reported. ProEx page article listing; the article itself was not opened, so its content beyond the title is not part of this claim.	Travelers says EPL insurance covers defense costs and damages tied to employment-related claims, including wrongful termination, discrimination, workplace harassment and retaliation. ²Company-reported. Product page "What is EPL insurance?" section; exact terms and exclusions are set by the issued policy.
Role in This Line	HUB brokers employment practices liability insurance as one of the Executive Liability coverages inside its ProEx Professional & Executive Risk practice, rather than underwriting it. ¹Company-reported. ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for EPL.	Travelers underwrites EPL insurance as part of its Management & Professional Liability line, sold standalone or alongside other management liability coverages. ²Company-reported. Product page general framing; confirmed against the broader Management and Professional Liability Insurance page.