HUB International vs
Travelers Cargo and Transit Insurance
HUB brokers marine cargo and stock throughput; Travelers underwrites inland marine Cargo Pak for owned goods and motor carriers.
What Is HUB International?
HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. 1,2,3
What Is Travelers Insurance?
Travelers is a U.S. property-casualty insurance group that markets business coverage, including a technology practice, through independent agents and brokers. Buyers can investigate CyberRisk Tech, a small-business technology-services policy, and other commercial lines, then confirm the issuing company and California availability on a quote. 5,6,7
What Is Cargo and Transit Insurance?
Cargo and transit insurance addresses loss or damage to goods being transported, subject to the coverage purchased. 10,11
Key Differences in Cargo and Transit Insurance
Brokered Marine Versus Travelers Inland Marine
HUB brokers marine cargo and does not underwrite it; the issuer varies by placement. Travelers underwrites cargo as inland marine Cargo Pak or Cargo and Logistics Pak. A HUB marine quote is a placement; a Travelers cargo quote is a Travelers policy. 4 8
Ocean, Air and Throughput Versus Owned-Truck Transit
HUB describes cargo covering damage, loss or theft of freight by land, sea or air, plus stock throughput from manufacturing through final delivery, for ocean cargo, ports, ship owners, shipyards and logistics. 4 8
What to Confirm in Cargo and Transit Insurance Quotes
- Ask HUB whether the placement is marine cargo, stock throughput, or both. 4
- Ask Travelers whether you need transportation for owned goods or Cargo Pak for a carrier or warehouse. 8
- Get HUB’s issuing carrier and confirm Travelers is the inland marine writer. 4 8
- Compare how each treats goods sitting between manufacture and delivery versus goods on a truck. 4 8
Offering Details
HUB International vs Travelers Cargo and Transit Insurance: documented features by provider
| Criteria | HUB International Marine Cargo Insurance Brokerage | Travelers Inland Marine Cargo Insurance |
|---|---|---|
| Role in This Line | HUB brokers marine cargo insurance through a dedicated marine practice rather than underwriting the policy itself. 4Company-reported. Marine insurance product page as read 2026-09-23; the page does not name an issuing insurer. | Travelers underwrites cargo coverage as part of its inland marine line, sold as Cargo Pak or Cargo and Logistics Pak policies. 8Company-reported. Cargo page product description. |
| Issuing Insurer | The marine insurance page does not name an issuing insurer for cargo coverage; HUB places marine business with carriers that vary by placement. 4Not found in reviewed sources. Checked the marine insurance product page on 2026-09-23; no carrier is disclosed there. | Not described in the reviewed sources. |
| Who It’s For | HUB says its marine practice serves ocean cargo, passenger vessel, port and terminal operator, ship owner and operator, shipyard, and supply chain and logistics businesses. 4Company-reported. Product-page target-market list; not a published underwriting appetite by cargo type or region. | Travelers markets transportation insurance to manufacturers, wholesalers, retailers and distributors, and cargo-and-logistics coverage to motor carriers, freight forwarders, logistics service providers and freight brokers, and warehousemen. 8Company-reported. Cargo page eligibility lists for each named coverage. |
| Coverage Features | HUB describes marine cargo insurance as covering damage, loss or theft of freight while it is in transit by land, sea or air, and separately offers stock throughput insurance that covers goods from the manufacturing stage through final delivery. 4Company-reported. Product-page coverage description; the issued policy and its exclusions control an actual claim. | The transportation policy covers a business's property while in transit on its own vehicles or through a public or contract motor, rail or air carrier, and Travelers says it will keep the business operating while the extent of a carrier's legal liability is determined. 8Company-reported. Cargo page transportation-insurance description. Travelers says Cargo Pak and Cargo and Logistics Pak are set up for each operation, because the trucking industry has no standard definition of the services a carrier or logistics provider offers. 8Company-reported. Cargo page cargo-and-logistics-coverage description. |
| Limits and Retentions | Published per-shipment or per-conveyance limits for HUB-placed cargo coverage were not found on this page. 4Not publicly disclosed. Checked the marine insurance product page on 2026-09-23; limits are set on the quote and declarations. | The reviewed pages do not publish limits, deductibles or premium ranges for cargo or transportation coverage. 8Not found in reviewed sources. Cargo and inland marine pages as read on 2026-09-23; amounts would appear on a quote or declarations. |
| Risk Services | Not described in the reviewed sources. | Travelers says its Inland Marine Network is a loss-mitigation process with dedicated risk-mitigation, claim and special-investigations specialists, backed by more than 600 Risk Control consultants and a Special Investigations Group that pursues recovery for cargo and other specialty losses. 8Company-reported. Cargo page Inland Marine Network, Risk Control and Special Investigations Group sections. |
| How to Apply | HUB directs prospects to contact a HUB marine insurance specialist to arrange coverage; no online quote flow is described. 4Company-reported. Product-page call to action as read 2026-09-23. | Cargo and transportation coverage is bought through a Travelers independent agent, who the site says can tailor coverage to the business's risks. 8Company-reported. Cargo page "Find an insurance agent" call to action. |
Full Comparison
More HUB International vs Travelers Comparisons
Other Cargo and Transit Insurance Comparisons
Sources
HUB International
- About Us. HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
- Contact Us. HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
- Insurance for Technology Companies. HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
- Marine Insurance Broker Policy & Coverage. HUB International; Marine Cargo Insurance section: protects inventory while in transit, covers damage, loss or theft of freight during transportation by land, sea or air; Stock Throughput Insurance section; Marine Liabilities list; target markets including Ocean Cargo and Supply Chain/Logistics; Contact a HUB marine insurance specialist. Accessed 2026-09-23.
Travelers
- Technology Insurance. Travelers; Technology insurance products we offer: CyberRisk Tech, Global Companion Plus+, general liability, commercial property, workers compensation, commercial auto, umbrella; startup-to-established-leader audience. Accessed 2026-09-16.
- Travelers Producer Compensation Disclosure (United States). Travelers; Independent producers; seven compensation types; Simply Business, Inc. and InsuraMatch, LLC ownership; The Travelers Indemnity Company footer; Northfield Excess & Surplus Lines product list. Accessed 2026-09-16.
- Contact Us. Travelers; Business insurance sold through independent agents; business claims 1.800.238.6225; MyTravelers for business features. Accessed 2026-09-16.
- Inland Marine Cargo Insurance. Travelers; Truck cargo transportation insurance; Who needs transportation insurance?; Cargo and logistics coverage (Cargo Pak, Cargo and Logistics Pak); Who needs cargo and logistics insurance?; Inland Marine Network; Risk Control; Special Investigations Group; Claim. Accessed 2026-09-23.
- Inland Marine Insurance. Travelers; Who needs inland marine coverage?; Inland marine transportation, cargo, logistics insurance. Accessed 2026-09-23.
Cargo and Transit Insurance Guide
- Commercial Insurance Guide. California Department of Insurance; Commercial Property; Inland Marine; What Should I Expect from a Broker-Agent. Accessed 2026-09-16.
- Special Documents. International Trade Administration, U.S. Department of Commerce; Insurance Certificate bullet. Accessed 2026-09-16.





