HUB International vs Markel Insurance: How Do They Compare for Management Liability Insurance?

HUB lists D&O, EPL, fiduciary, crime, employed-lawyer, kidnap/ransom and workplace-violence coverage in Executive Liability, with specialist claims support. Markel describes standalone or blended D&O, EPL and fiduciary for private firms and nonprofits. 4,7

What Is HUB International?

HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. 1,2,3

Read the HUB International profile

Read the HUB International Management Liability Insurance page

Markel Insurance: Specialty Business and Products

Markel Insurance is Markel Group's specialty and small-business insurance business, with offerings across packages, workers' compensation, cyber, professional and management liability, property, marine, and surety. Products use different insurers and distribution routes, so compare the issuer and terms shown on the specific quote. 5,6

Read the Markel Insurance profile

Read the Markel Insurance Management Liability Insurance page

What Is Management Liability Insurance?

Management liability packages can combine D&O and employment-practices coverage for leader and workplace claims, while benefit-plan protection may be a separate part. Shared limits can let a claim in one part reduce what is available for another, so compare the limits across the quote. 8,9,10,11,12,13

Read the full coverage guide

Key Differences in Management Liability Insurance

Executive Liability Scope

HUB International brokers management liability through its ProEx practice and lists D&O, excess Side A, EPL, fiduciary, employed-lawyer E&O, crime and fidelity, kidnap/ransom/extortion and workplace violence coverage. HUB also arranges overlapping lines for technology clients under its management-liability grouping. Markel Insurance describes standalone or blended D&O, EPL and fiduciary options for private companies and nonprofits. Buyers who need crime, employment, or workplace-violence protection can ask HUB how those coverages fit its Executive Liability umbrella; Markel's reviewed overview focuses on the three core lines. 4 7

Claims and Risk Support

HUB describes a Claims & Legal Risks Group of attorneys who review policy wording and pursue management-liability claim recovery, plus analytics, litigation support and D&O modeling in its ProEx service model. Markel's product page invites prospects or brokers to contact its underwriting team but does not describe comparable claims support. Buyers can ask what HUB's service includes and identify who will handle policy wording and claims under either placement. 4 7

What to Confirm in Management Liability Insurance Quotes

  • Ask HUB which ProEx lines are packaged, whether its attorneys review policy wording and which insurer will issue the policy; ask Markel how claims support is arranged. 4 7
  • Confirm limits, shared aggregates, retentions, exclusions, service fees and the designated claims contact in each proposal. 4 7

HUB International and Markel Insurance Review Scores for 2026

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

HUB International Review Score

5.6/ 10

Review Score

2 rated sources

Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-.[7][6]

Read HUB International reviews

Markel Insurance Review Score

7.5/ 10

Review Score

2 rated sources

There is little public customer feedback on Markel. Trustpilot shows 2.5 out of 5 from just 5 reviews, and BBB lists 12 complaints closed in the last three years.[4][3]

Read Markel Insurance reviews

HUB International vs Markel Insurance Management Liability Compared

HUB International vs Markel Insurance: Management Liability Insurance: documented features by provider

CriteriaHUB ProEx Management Liability Insurance BrokerageMarkel management liability (official overview)
Role in This Line

HUB brokers management liability coverage through its ProEx Professional & Executive Risk practice, packaging lines such as D&O, employment practices liability and fiduciary liability under an Executive Liability umbrella rather than underwriting any of them itself. 4Company-reported. ProEx page coverage list, read 2026-09-23; the page does not name an issuing insurer for any listed line.

Markel describes offering management liability for the audience stated on the cited product page. 7Company-reported. management liability marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

Issuing Insurer

HUB says ProEx places more than $2 billion in premium, which it says improves carrier negotiations, but does not name the insurers that issue management liability policies through the practice. 4Company-reported. ProEx page market-leverage statement; the carrier for a specific placement depends on the quote.

Confirm in your quote.

Who It’s For

Confirm in your quote.

Private companies and nonprofits; the source treats named coverages as product options, not guaranteed eligibility. 7Company-reported. management liability marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

Coverage Features

HUB's ProEx Executive Liability coverages include directors and officers liability (D&O), side-A-only excess D&O, employment practices liability, fiduciary liability, employed lawyers errors and omissions, crime and fidelity coverage, kidnap, ransom and extortion insurance, and workplace violence coverage. 4Company-reported. ProEx page coverage list; the page describes the practice's catalogue, not the insuring agreements or exclusions of any one issued policy.

HUB's technology-industry page separately groups crime, D&O, employment practices liability, fiduciary liability and transactional or warranty insurance under "Management Liability" as coverages it arranges for technology clients, largely overlapping with the ProEx Executive Liability list. 3Company-reported. Technology-industry page People Protection and Management Liability lists; a marketing grouping, not a single bundled policy.

The cited product page describes standalone or blended D&O, EPL, and fiduciary liability options for private companies and nonprofits. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. 7Company-reported. management liability marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

Limits and Retentions

Published management liability policy limits or retentions were not found on the reviewed pages. 4,3Not publicly disclosed. Checked the ProEx page and technology-industry page on 2026-09-23; limits are set on the quote and declarations.

The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. 7Not publicly disclosed. Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred.

Risk Services

HUB says ProEx provides an inclusive service model with analytics, litigation support and risk management across client sizes, a "boundaryless" account team of local, national and international specialists, and D&O modeling that incorporates ESG risk analysis alongside white papers, webinars and events on emerging exposures. 4Company-reported. ProEx page service-model and analytics sections.

Confirm in your quote.

How to Apply

Confirm in your quote.

The page invites prospective customers or brokers to contact Markel or the named underwriting team. The page does not establish a quote, bind, or coverage-effective timeline. 7Company-reported. management liability marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

Claims Support

HUB describes a Claims & Legal Risks Group of attorneys who specialize in ProEx coverages, handling policy-wording review and claim recovery for management liability claims. 4Company-reported. ProEx page claims and legal support section.

Confirm in your quote.

Related Pages for HUB International vs Markel Insurance

Management Liability Pages for HUB International and Markel Insurance

Other Coverage Lines Compared for HUB International vs Markel Insurance

Other Management Liability Insurance Provider Comparisons

Sources for HUB International vs Markel Insurance

Sources About HUB International

  1. About Us. HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
  2. Contact Us. HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
  3. Insurance for Technology Companies. HUB International; Management Liability list: crime, directors & officers liability, employment practices liability, fiduciary liability, transactional/warranty insurance. Accessed 2026-09-23.
  4. HUB ProEx. HUB International; Executive Liability coverage list: D&O, Side-A Only Excess D&O, Employment Practices Liability, Fiduciary Liability, Employed Lawyers E&O, Crime/Fidelity, Kidnap Ransom and Extortion, Workplace Violence; Inclusive Service Model, Boundaryless Account Team, Market Leverage and Claims & Legal Support sections; analytics and thought-leadership description. Accessed 2026-09-23.

Sources About Markel Insurance

  1. About us. Markel; Markel at a glance; description of Markel Insurance within Markel Group Inc. Accessed 2026-09-28.
  2. Markel Group Inc. 2025 Form 10-K. U.S. Securities and Exchange Commission; filed by Markel Group Inc.; Cover page; Part I, Item 1 Business—Markel Insurance, U.S. Wholesale and Specialty, Programs and Solutions; Part II, Item 7/8 for group and segment risks. Accessed 2026-09-28.
  3. Private and Nonprofit Management Liability Insurance. Markel; Standalone or blended management-liability coverage; D&O, EPL, fiduciary sections and policy highlights. Accessed 2026-09-30.

Sources for the Management Liability Insurance Guide

  1. Glossary of Insurance Terms. National Association of Insurance Commissioners; Directors & Officers Liability; Employment Practices Liability Coverage; introductory scope note. Accessed 2026-09-16.
  2. Management Liability Insurance. The Hartford; What Is Management Liability Insurance?; Who Does Management Liability Insurance Protect. Accessed 2026-09-16.
  3. The ForeFront Portfolio. Chubb; Introduction; optional coverage parts; private, not-for-profit and healthcare portfolios. Accessed 2026-09-16.
  4. Private Company Directors and Officers Liability Coverage. Travelers Casualty and Surety Company of America; I p.1; III pp.2–3; IV pp.4–6; VI pp.6–8. Accessed 2026-09-16.
  5. Liability Coverage Terms and Conditions. Travelers Casualty and Surety Company of America; III.B p.3; III.C pp.4–5; III.D–G pp.5–6. Accessed 2026-09-16.
  6. Private Company Directors and Officers Liability Coverage Application. Travelers Casualty and Surety Company of America; I–II pp.1–2; III–IV pp.2–3; V–VIII pp.3–4. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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