HUB International vs 
Markel Insurance: How Do They Compare for Cargo and Transit Insurance?
What Is HUB International?
HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. 1,2,3
Markel Insurance: Specialty Business and Products
Markel Insurance is Markel Group's specialty and small-business insurance business, with offerings across packages, workers' compensation, cyber, professional and management liability, property, marine, and surety. Products use different insurers and distribution routes, so compare the issuer and terms shown on the specific quote. 5,6
What Is Cargo and Transit Insurance?
Cargo coverage fits a shipper protecting goods it owns or a carrier responsible for another party’s goods. The quote needs to match who bears the loss, the shipment route and storage stops. 8,9,10,11
Key Differences in Cargo and Transit Insurance
Transit Versus Supply-Chain Coverage
HUB describes marine cargo protection against damage, loss or theft while freight moves by land, sea or air, and separately offers stock-throughput coverage from manufacturing through final delivery. Markel lists ocean cargo for U.S. shipments by land, air or sea, plus motor-truck and contingent cargo. A manufacturer holding inventory between transport legs should ask HUB whether one stock-throughput placement spans those locations; Markel should specify how its cargo options coordinate with storage. 4 7
Buyer and Marine Operations
HUB names ocean cargo, passenger vessel, port and terminal operators, ship owners, shipyards and supply-chain businesses as users of its marine practice. Markel’s listed audience is transportation customers shipping or storing materials, with railroad and warehouse liability among its product categories. Port operators should ask HUB about marine-operation exposures; carriers and warehouse operators should ask Markel which liability sections match their contracts. 4 7
Carrier and Quote Route
HUB brokers the coverage, does not name an issuing insurer on its page and directs prospects to a marine specialist. Markel invites customers or brokers to contact underwriting. Neither overview publishes shipment limits, so buyers should request the actual carrier, per-conveyance cap and deductible before comparing the placements. 4 7
What to Confirm in Cargo and Transit Insurance Quotes
- Ask HUB which carrier and policy form are proposed and whether stored inventory is covered between shipments. 4
- Ask Markel to specify shipment and warehouse limits, transit modes and contingent-cargo triggers. 7
- Provide contracts, routes, storage locations, vessel/port responsibilities and maximum values to both providers. 4 7
Review Scores
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
HUB International
Review Score
2 rated sources
Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-.[7][6]
Read HUB International reviewsMarkel Insurance
Review Score
2 rated sources
There is little public customer feedback on Markel. Trustpilot shows 2.5 out of 5 from just 5 reviews, and BBB lists 12 complaints closed in the last three years.[4][3]
Read Markel Insurance reviewsOffering Details
HUB International vs Markel Insurance: Cargo and Transit Insurance: documented features by provider
| Criteria | HUB International Marine Cargo Insurance Brokerage | Markel cargo transit (official overview) |
|---|---|---|
| Role in This Line | HUB brokers marine cargo insurance through a dedicated marine practice rather than underwriting the policy itself. 4Company-reported. Marine insurance product page as read 2026-09-23; the page does not name an issuing insurer. | Markel describes offering cargo transit for the audience stated on the cited product page. 7Company-reported. cargo transit marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement. |
| Issuing Insurer | The marine insurance page does not name an issuing insurer for cargo coverage; HUB places marine business with carriers that vary by placement. 4Not found in reviewed sources. Checked the marine insurance product page on 2026-09-23; no carrier is disclosed there. | Confirm in your quote. |
| Who It’s For | HUB says its marine practice serves ocean cargo, passenger vessel, port and terminal operator, ship owner and operator, shipyard, and supply chain and logistics businesses. 4Company-reported. Product-page target-market list; not a published underwriting appetite by cargo type or region. | Transportation customers shipping or storing materials; the source also names motor-truck cargo, contingent cargo, railroad, and warehouse legal liability. 7Company-reported. cargo transit marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement. |
| Coverage Features | HUB describes marine cargo insurance as covering damage, loss or theft of freight while it is in transit by land, sea or air, and separately offers stock throughput insurance that covers goods from the manufacturing stage through final delivery. 4Company-reported. Product-page coverage description; the issued policy and its exclusions control an actual claim. | The cited product page describes ocean cargo for U.S. shipments by land, air, or sea, alongside motor-truck cargo and contingent-cargo options. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. 7Company-reported. cargo transit marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement. |
| Limits and Retentions | Published per-shipment or per-conveyance limits for HUB-placed cargo coverage were not found on this page. 4Not publicly disclosed. Checked the marine insurance product page on 2026-09-23; limits are set on the quote and declarations. | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. 7Not publicly disclosed. Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred. |
| How to Apply | HUB directs prospects to contact a HUB marine insurance specialist to arrange coverage; no online quote flow is described. 4Company-reported. Product-page call to action as read 2026-09-23. | The page invites prospective customers or brokers to contact Markel or the named underwriting team. The page does not establish a quote, bind, or coverage-effective timeline. 7Company-reported. cargo transit marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement. |
Full Comparison
More HUB International vs Markel Insurance Comparisons
Other Cargo and Transit Insurance Comparisons
Sources
HUB International
- About Us. HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
- Contact Us. HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
- Insurance for Technology Companies. HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
- Marine Insurance Broker Policy & Coverage. HUB International; Marine Cargo Insurance section: protects inventory while in transit, covers damage, loss or theft of freight during transportation by land, sea or air; Stock Throughput Insurance section; Marine Liabilities list; target markets including Ocean Cargo and Supply Chain/Logistics; Contact a HUB marine insurance specialist. Accessed 2026-09-23.
Markel Insurance
- About us. Markel; Markel at a glance; description of Markel Insurance within Markel Group Inc. Accessed 2026-09-28.
- Markel Group Inc. 2025 Form 10-K. U.S. Securities and Exchange Commission; filed by Markel Group Inc.; Cover page; Part I, Item 1 Business—Markel Insurance, U.S. Wholesale and Specialty, Programs and Solutions; Part II, Item 7/8 for group and segment risks. Accessed 2026-09-28.
- Commercial Inland Marine Insurance. Markel; Ocean cargo; transportation; U.S. shipments by land, air, or sea; product page describes Markel's inland-marine offering. Accessed 2026-09-30.
Cargo and Transit Insurance Guide
- Commercial Insurance Guide. California Department of Insurance; Commercial Property; Inland Marine; What Should I Expect from a Broker-Agent. Accessed 2026-09-16.
- Shipping Options. International Trade Administration, U.S. Department of Commerce; Export Shipping Basics; Tips on International Shipping from U.S.; Working with Freight Forwarders. Accessed 2026-09-16.
- Special Documents. International Trade Administration, U.S. Department of Commerce; Insurance Certificate bullet. Accessed 2026-09-16.
- Motor Truck Cargo Legal Liability Coverage. American Association of Insurance Services, Inc.; hosted by National Unity; Coverage and Property Covered pp.1–2; Perils Excluded pp.6–7; Valuation p.8; How Much We Pay p.9; Transit definition p.13. Accessed 2026-09-16.
