Heffernan Insurance Brokers vs Newfront: How Do They Compare for Cyber Insurance?

Both are brokers: Newfront starts with a consultation and uses modeling data to guide limits, while Heffernan Insurance Brokers starts with an assessment of your data types and security measures.

Newfront's Cyber Risk practice starts with a consultation, names a practice lead, and says it uses proprietary modeling to set limits. Heffernan's cyber risk team assesses exposure, shops outside carriers and presents options, without publishing a modeling service or a named practice head. ^2,¹

What Are the Key Differences Between Heffernan Insurance Brokers and Newfront Cyber Insurance?

Named Practice Consultation Versus Market Shopping

Newfront starts a cyber placement by requesting a consultation through its Cyber Risk page, led by the head of the cyber practice. Heffernan's FAQ describes assessing data types and cybersecurity measures, then working with a broker to compare quotes from multiple providers. Choose Newfront if you want a consultation-led placement with limit modeling; choose Heffernan if you want a cyber team to shop several carriers after an exposure review. ² ¹

Limit Modeling and Bespoke Wording

Newfront says dedicated specialists advise on security improvements and that its Tech E&O and Cyber team negotiates bespoke policy language, using proprietary modeling for limits. Heffernan does not describe limit modeling or manuscript wording; it describes shopping the market and guiding selection. ² ¹

Claims Help After a Breach

Newfront says it provides hands-on claims consultation, including pre- and post-loss advocacy and breach-response protocol before a claim. Heffernan says a placed policy can give access to incident-response experts such as IT forensics specialists and public relations advisors. ² ¹

What Should You Confirm in Heffernan Insurance Brokers and Newfront Cyber Insurance Quotes?

Ask both which insurer would issue your policy. ² ¹
Ask Newfront what its modeling would output for your revenue and contract limits. ²
Ask Heffernan for a quoted premium rather than the FAQ range. ¹
Confirm whether Newfront would treat technology E&O and cyber as one placement or two. ²

Heffernan Insurance Brokers vs Newfront Cyber Insurance Compared

Heffernan Insurance Brokers vs Newfront: Cyber Insurance: documented features by provider

Criteria	Heffernan Cyber Security Insurance Brokerage	Newfront Cyber Risk Insurance
How to Apply	Heffernan's FAQ says getting cyber insurance starts with assessing your business's data types and cybersecurity measures, then working with an experienced broker to obtain and compare quotes from multiple providers. ¹Company-reported. Cyber Security Insurance page's 'How Do I Get Cyber Insurance?' FAQ answer.	You start a cyber placement by requesting a consultation through Newfront's Cyber Risk page, which is led by Jennifer Wilson, Head of the Cyber Practice. ²Company-reported. Cyber Risk page call-to-action and Leadership section; no online quoting or binding described.
Coverage Features	Heffernan describes cyber policies it arranges as covering costs from a cyber incident, such as data recovery, legal fees, notification expenses and business interruption, and says a policy can also provide access to incident-response experts, including IT forensics specialists and public relations advisors. ¹Company-reported. Cyber Security Insurance page's coverage description and FAQ; specific insuring agreements, sublimits and exclusions depend on the policy form selected.	Newfront lists Cyber Liability Insurance, Data Breach Insurance, Technology Errors and Omissions (E&O), Business Interruption, Network Security Liability, and Cyber Extortion and Ransomware Coverage among its cyber Key Coverages. ²Company-reported. Cyber Risk page Key Coverages list; the page treats technology E&O as part of the same practice.
Role in This Line	Heffernan says it maintains a cyber risk team with expertise in determining a client's cyber exposure, shopping the market, presenting options and guiding the selection of coverage. It arranges the policy with insurance carriers rather than underwriting cyber coverage itself. ¹Company-reported. Cyber Security Insurance page's description of the cyber risk team.	Newfront's Cyber Risk practice brokers cyber coverage: it assesses risk, negotiates coverage and placement, and provides claims consultation. It does not underwrite the policy itself. ²Company-reported. Cyber Risk offering page.
Risk Services	Beyond claim payment, Heffernan says a cyber policy can give access to incident-response experts such as IT forensics specialists and public relations advisors, and that its cyber risk team helps with exposure assessment and coverage selection before a policy is bound. ¹Company-reported. Cyber Security Insurance page's services description.	Newfront says dedicated cyber security specialists advise on security-improvement opportunities and current cybersecurity practices against phishing, ransomware and DDoS threats, and that its Tech E&O and Cyber team negotiates bespoke policy language. ²Company-reported. Subject Matter Expertise section of the cyber page.