Gallagher vs USI Insurance Services: How Do They Compare for Representations and Warranties Insurance?

Gallagher markets R&W to SPACs, bundled with D&O coverage; USI Insurance Services brokers it for private equity deal teams and directs inquiries to a local USI office.

Gallagher puts dedicated M&A attorneys, custom policy forms and SPAC D&O bundles behind your R&W placement; USI works R&W into private-equity diligence on the offering memorandum and purchase agreement, then services the acquired company's insurance locally after closing. ^1,²

What Are the Key Differences Between Gallagher and USI Insurance Services Representations and Warranties Insurance?

Deal-Focused Attorneys vs Diligence Plus Post-Close Servicing

Both are brokers. Gallagher's Executive and Financial Risk practice provides analysis, custom policy forms and pre-transaction diligence for buyers and sellers, with dedicated attorneys on M&A placements from start to finish. USI's Private Equity practice lists R&W as a solution for uninsured risk, reviews the offering memorandum and purchase agreement for red flags and pre-closing liabilities, then keeps a local team running the acquired company's insurance and benefits, with benchmarking and total-cost-of-risk analysis. Choose Gallagher if the deal itself is complex or a SPAC; choose USI if you are a PE buyer who wants the same broker to run the portfolio company's insurance after closing. ¹ ²

How You Start

Contact Gallagher's executive-risk practice. USI directs inquiries to a published private-equity inbox or a local office. Neither names the R&W insurer or publishes limits. ¹ ²

What Should You Confirm in Gallagher and USI Insurance Services Representations and Warranties Insurance Quotes?

Ask Gallagher whether its SPAC D&O bundle applies and which custom form the insurer is using. ¹
Ask USI how its deal-document review feeds the R&W submission. ²
Ask USI whether post-close servicing of the target is part of the same engagement. ²
Get the issuing insurer, limit and retention from both. ¹ ²

Gallagher vs USI Insurance Services Representations and Warranties Compared

Gallagher vs USI Insurance Services: Representations and Warranties Insurance: documented features by provider

Criteria	Gallagher M&A Transactional Insurance (Representations and Warranties)	USI Private Equity Practice — Representations and Warranties Insurance
Who It’s For	Gallagher also markets R&W insurance specifically to special-purpose acquisition companies (SPACs), bundling it with D&O coverage across the IPO and de-SPAC process for the business combination. ¹Company-reported. Group-level executive-and-financial-risk practice page, SPAC subsection.	USI markets this practice to private equity buyers and sellers working with financial or strategic buyers throughout a merger or acquisition process, not to a general commercial buyer outside a deal context. ²Company-reported. Company description of the practice's audience.
Coverage Features	Gallagher describes providing analysis, custom policy forms and pre-transaction diligence to select markets and deliver R&W and tax-mitigation coverage for both buyers and sellers in M&A deals. ¹Company-reported. Group-level executive-and-financial-risk practice page; a service description, not a specific policy's insuring agreement or exclusions.	USI lists "Representations and Warranties Insurance Solutions for Uninsured Risk" among its Private Equity practice's offerings, in the context of reviewing the offering memorandum and purchase-and-sale agreement to identify pre-closing liabilities. ²Company-reported. Single catalogue line on the practice page; actual insuring agreements, exclusions and the underwriting review process are set by the R&W insurer and the deal's own diligence.
Role in This Line	Gallagher's Executive and Financial Risk practice places representations and warranties (R&W) insurance for mergers and acquisitions with outside carriers; it does not underwrite the policy. ¹Company-reported. Group-level executive-and-financial-risk practice page.	USI brokers representations and warranties (R&W) insurance as part of its Private Equity practice's deal-support services; it does not underwrite the policy itself. ²Company-reported. Private Equity practice page.
Risk Services	Gallagher says it has several dedicated attorneys who assist with M&A transactional insurance placements, including R&W, from start to finish. ¹Company-reported. Group-level executive-and-financial-risk practice page.	USI says it reviews the offering memorandum and purchase-and-sale agreement to flag red flags, helps define pre-closing liabilities, and maintains a local service team overseeing the target company's insurance and benefits programs after close, alongside benchmarking and total-cost-of-risk analysis. ²Company-reported. Company description of the deal-support process; R&W insurance is one of several services listed alongside these.