Gallagher vs Newfront: How Do They Compare for Tech E&O Insurance?

Gallagher offers a digital suite with a client portal and certificate management, plus a 250-plus person tech practice. Newfront, also a broker, works through a consultation request and a team that negotiates tech E&O and cyber wording together.

Newfront negotiates custom Tech E&O wording, models the limit you need and consults hands-on before and after a claim. Gallagher's technology practice, with over 7,500 tech clients, places combined E&O and cyber from outside insurers and adds its Drive analytics and Verify certificate tools. ^2,¹

What Are the Key Differences Between Gallagher and Newfront Tech E&O Insurance?

Custom Wording vs Scale

Both broker Tech E&O and neither names insurers. Newfront's Cyber Risk team negotiates bespoke policy language instead of selling an off-the-shelf form, assesses your cyber infrastructure and models limits. Gallagher places a combined E&O-and-cyber policy for tech clients and reports more than 7,500 technology and telecom clients, over $1 billion in premium and 250-plus dedicated staff. Choose Newfront if your customer contracts need wording a standard form won't give you; choose Gallagher if you want a large practice with portfolio tools. ¹ ²

Claims Help vs Account Tools

Newfront offers hands-on claims consultation before and after a breach for your combined cyber and Tech E&O program. Gallagher lists Drive risk analytics, Go, STEP training, Submit and Verify certificate management, but doesn't describe its claims support for this line. Both start with a consultation rather than an instant quote. ¹ ² ³

What Should You Confirm in Gallagher and Newfront Tech E&O Insurance Quotes?

Ask Gallagher which insurer's form it's placing; ask Newfront what wording it's negotiating and how ransomware and professional errors are split. ¹ ²
Compare Gallagher's quoted limits with Newfront's modeled recommendation. ¹ ²
Ask Gallagher who supports you in a claim. ² ¹
Ask Gallagher which of its digital tools come with your policy. ¹

Gallagher vs Newfront Tech E&O Insurance Compared

Gallagher vs Newfront: Tech E&O Insurance: documented features by provider

Criteria	Gallagher Technology Errors and Omissions (Tech E&O) Insurance	Newfront Cyber Risk Technology Errors & Omissions
Who It’s For	Gallagher says its Technology insurance practice serves technology and telecommunications clients ranging from startups to middle-market businesses to global enterprises, and reports more than 7,500 such clients and over $1 billion in annual premium placed. ¹Company-reported. Group-level technology industry practice page; company-reported client and premium figures, not independently verified.	The reviewed page markets the Cyber Risk practice broadly, without a technology-E&O-specific eligibility threshold; Newfront says its cyber team helps clients navigate "increased underwriting standards" as carriers evaluate applicants. ²Company-reported. Cyber Risk page's Our Approach introduction.
Coverage Features	Gallagher markets technology E&O as a single policy combining coverage for errors and omissions from rendering or failing to render professional services with cyber liability coverage for perils such as data breaches, ransomware attacks and privacy violations. ¹Company-reported. Group-level technology industry practice page; a service description, not a specific policy's insuring agreement or exclusions.	Newfront names its "Tech E&O and Cyber team" specifically and says that team "negotiates bespoke language to ensure the broadest terms available in the marketplace," indicating technology E&O is negotiated alongside cyber wording rather than sold as an off-the-shelf form; the reviewed page does not describe specific tech E&O exclusions or professional-services scope. ²Company-reported. Cyber Risk page's Subject Matter Expertise section.
Role in This Line	Gallagher's Technology insurance practice places technology E&O coverage with outside carriers for tech-sector clients; it does not underwrite the policy. ¹Company-reported. Group-level technology industry practice page.	Newfront lists Technology Errors and Omissions (E&O) as one of the named coverages its Cyber Risk practice places, alongside cyber liability, data breach, business interruption, network security liability and cyber extortion coverage. Newfront brokers this coverage; it does not underwrite it. ²Company-reported. Cyber Risk page's Key Coverages list.
Risk Services	Gallagher offers technology clients a digital suite including Gallagher Drive for data-driven risk analytics, Gallagher Go as a client self-service portal, Gallagher STEP for online safety training, Gallagher Submit for insurance-submission tracking, and Gallagher Verify for certificate management. ¹Company-reported. Group-level technology industry practice page; not confirmed as included with every tech E&O placement. Gallagher says its Technology insurance practice includes more than 250 dedicated professionals and points to named team leaders reachable at Rolling Meadows, Illinois phone numbers. ¹Company-reported. Group-level technology industry practice page.	Newfront says it delivers risk assessment on cyber infrastructure and policy design, negotiates coverage and placement once a client is aligned with regulatory and carrier requirements, and provides "hands-on" claims consultation before and after a breach or claim, applied to the cyber-and-tech-E&O tower it services together. ²Company-reported. Cyber Risk page's Our Approach section; describes the cyber practice generally, applied to tech E&O as a listed coverage within it.