Gallagher vs Newfront Product Recall Insurance

Gallagher's Product Recall team places Product Recall, Product Contamination and Restaurant Contamination insurance with outside carriers; Gallagher does not underwrite the policy. ⁶Company-reported. Group-level product recall practice page.

Newfront says its life-science team designs risk-management programs covering "supply chain, clinical trials, product liability and recall," naming recall as a documented part of the coverage it arranges for life-science clients. Newfront brokers this coverage; it does not underwrite it. ¹¹Company-reported. Life Science industry page's Insightful risk management paragraph.

The product recall page says Gallagher works directly with leading carriers globally but does not name the specific insurer that would issue a given client's policy. ⁶Not publicly disclosed. Checked the group-level product recall practice page.

The reviewed page does not name an insurer for product-recall placements; as a broker, Newfront's carrier for this line would depend on the placement. ¹¹Not found in reviewed sources. Checked the Life Science industry page for a named recall carrier; none was found.

Gallagher markets this coverage to manufacturers and supply-chain participants across food and beverage, automotive, medical device, pharmaceutical, restaurant and consumer-goods segments, citing 2023 US recall counts including 916 vehicle recall types, 975 medical device recalls, 517 pharmaceutical recalls and 322 consumer good recalls. ⁶Company-reported. Group-level product recall practice page; industry-wide statistics, not eligibility criteria for a specific applicant.

Newfront says its life-science practice works with companies across the lifecycle, from early-stage venture-backed startups through multibillion-dollar public companies in pharmaceuticals, medical devices and R&D, where a product recall would be relevant. ¹¹Company-reported. Life Science industry page's partner-for-your-entire-lifecycle section; a practice-wide statement, not a recall-specific eligibility threshold.

Gallagher says product recall insurance is designed to fill a gap left by general liability and product liability policies: it cites USDA data that roughly 80% of food and agribusiness losses from a food-borne illness event fall outside a standard product liability policy's scope. ⁶Company-reported. Group-level product recall practice page; a general market statistic attributed to USDA, not specific to any client's policy.

The reviewed page names recall as a program-design area alongside product liability but does not describe a specific recall policy's insuring agreement, covered recall triggers, or exclusions; that detail would come from the placed policy. ¹¹Not found in reviewed sources. Life Science industry page as read on 2026-09-23; only a program-design listing was found for recall specifically.

The product recall page does not publish limits, retentions or premium ranges. ⁶Not publicly disclosed. Checked the group-level product recall practice page.

Published limits or retentions for product-recall coverage were not found on the reviewed page. ¹¹Not publicly disclosed. Life Science industry page as read on 2026-09-23; limits are quote-specific for broker placements.

Gallagher says its Product Recall team consists of specialists who spend all their time on this risk, and that it provides claims advocacy, forensic accounting, contractual feedback on recall liability, regulatory consulting, coverage advisory, business-continuity planning and staff training tied to a recall event. ⁶Company-reported. Group-level product recall practice page.

Newfront says its life-science risk managers design product liability and recall programs, covering exposures, limits and mitigation for that segment. ¹¹Company-reported. Life Science industry page's subject-matter-expertise section; grouped with product liability rather than recall-exclusive.

Not described in the reviewed sources.

You engage Newfront for product-recall placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. ¹²Company-reported. General consultation intake, not a recall-specific application path.