Gallagher vs Newfront Fidelity Bonds

Gallagher's Executive and Financial Risk practice places fidelity bond coverage with outside carriers alongside its employee-dishonesty (crime) coverage; it does not underwrite the bond. ³Company-reported. Group-level executive-and-financial-risk practice page; fidelity bonds are described jointly with crime coverage, not as a fully separate section.

Newfront brokers fidelity bond coverage as part of its Executive Risk practice, which it groups with crime coverage under one Key Coverages entry. It negotiates placement rather than underwriting the risk. ¹⁰Company-reported. Executive Risk offering page; fidelity and crime are listed together, not as separately described products.

The executive-and-financial-risk page does not name the insurer that would issue a given client's fidelity bond. ³Not publicly disclosed. Checked the group-level executive-and-financial-risk practice page.

The reviewed Executive Risk page does not name the insurer or insurers that would issue a fidelity bond placed through Newfront. ¹⁰Not publicly disclosed. Executive Risk page as read on 2026-09-23; carrier depends on the specific placement.

Gallagher ties fidelity bond limit-setting to a client's required bond limits under ERISA, indicating this offering is aimed at plan sponsors and fiduciaries needing ERISA fidelity bonding rather than a general commercial audience. ³Company-reported. Group-level executive-and-financial-risk practice page.

Newfront says its Executive Risk practice services private companies from seed round through every series of funding, and describes work with over 500 publicly traded companies, without a fidelity-specific eligibility threshold. ¹⁰Company-reported. Here for the Long Run section; figures describe the executive-risk practice broadly, not fidelity bonds specifically.

Not described in the reviewed sources.

Newfront lists "Fidelity and Crime" among the Key Coverages of its Executive Risk program. The page does not separately describe fidelity-specific insuring agreements such as employee-dishonesty bond limits or covered positions. ¹⁰Company-reported. Executive Risk page Key Coverages list; fidelity and crime are bundled in one line item.

The page does not publish specific fidelity bond limits or premium ranges beyond describing the ERISA-linked methodology used to recommend a limit. ³Not publicly disclosed. Checked the group-level executive-and-financial-risk practice page.

Newfront's Executive Risk page does not publish limits or retentions for fidelity bond coverage. ¹⁰Not publicly disclosed. Executive Risk page as read on 2026-09-23.

Gallagher says its methodology for fidelity bond and crime limits includes peer analysis using third-party databases and an exposure index developed by the Surety Association of America with the American Institute of Accountants. ³Company-reported. Group-level executive-and-financial-risk practice page.

Newfront says clients get 24/7 access to their insurance program, including policies, certificates of insurance and billing, through its connected dashboard, and that renewal submissions use pre-populated historical data. ¹⁰Company-reported. Industry-Leading Technology section; described across Executive Risk lines, not fidelity-specific.

Not described in the reviewed sources.

You start a fidelity bond placement by requesting a consultation through Newfront's Executive Risk page. ¹⁰Company-reported. Executive Risk page call-to-action; no online quoting or binding described.

Gallagher says it reviews coverage to confirm the carrier allows appropriate treatment of older incidents and does not use claims triggers that are too difficult to prove, a review it applies to the same crime-and-fidelity offering. ³Company-reported. Group-level executive-and-financial-risk practice page; a stated review practice, not a guarantee of claim payment.

Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to a fidelity bond claim. ¹⁰Company-reported. The Newfront Difference section; described across Executive Risk lines, not a fidelity-specific claims workflow.