Gallagher vs Newfront: How Do They Compare for Employment Practices Liability Insurance?

Gallagher places EPL with outside carriers and uses data, predictive models and benchmarking to assess exposure. Newfront brokers EPLI for private companies from seed stage through IPO, with growth-stage guidance and integrated claims support.

Newfront brokers EPLI for venture-backed companies from seed round to public listing and gives you a 24/7 dashboard plus claims negotiation; Gallagher sizes your EPL limit from loss databases that include class actions and wage-and-hour losses over $1 million. Both are brokers. ^2,¹

What Are the Key Differences Between Gallagher and Newfront Employment Practices Liability Insurance?

Venture-Backed Growth vs Large-Workforce Limit Sizing

Both broker EPLI with outside insurers and neither names them. Newfront’s Executive Risk practice serves private companies from seed through every funding round and says it has worked with over 500 public companies, handling EPLI alongside D&O and fiduciary. Gallagher benchmarks your exposure by employee count, type, mix and location against EPL and wage-and-hour loss databases that include losses over $1 million. Choose Newfront if you are a venture-backed company that wants one broker from early hires to IPO; choose Gallagher if you have a large or multi-state hourly workforce and need a limit sized for class-action risk. ² ¹

Leadership Protection vs Class-Action Framing

Newfront frames EPLI around shielding directors and officers from discrimination, termination and other employment claims. Gallagher frames it around claim size: class actions as well as single-plaintiff claims like harassment and wrongful termination. If class actions are a real risk for you, Gallagher is the one that shows how it prices them. ² ¹

24/7 Dashboard and Claims Negotiation vs Advisory Analysis

Newfront gives you round-the-clock dashboard access to policies, certificates and billing, plus integrated claims and coverage negotiation. Gallagher’s EPL page describes limit advice and loss analysis, not self-service tools. You start with Newfront through a consultation request. ² ¹

What Should You Confirm in Gallagher and Newfront Employment Practices Liability Insurance Quotes?

Ask Gallagher how its class-action and wage-and-hour benchmarks set the limits it recommends. ¹
Ask Newfront which insurers it will approach for your EPLI. ²
Ask Newfront whether class actions and wage-and-hour claims are covered on its placed form. ² ¹
Get limits and retentions in writing from both. ²

Gallagher vs Newfront Employment Practices Liability Compared

Gallagher vs Newfront: Employment Practices Liability Insurance: documented features by provider

Criteria	Gallagher Employment Practices Liability (EPL) Insurance	Newfront Employment Practices Liability Insurance (EPLI)
Who It’s For	Gallagher says its EPL exposure modeling accounts for an organization's employee count, employee type and mix, and location of operations, reflecting that EPL claim size correlates with organization size and diversity. ¹Company-reported. Group-level executive-and-financial-risk practice page.	Newfront says it services private companies from seed round through every series of funding and has worked with over 500 publicly traded companies, without an EPLI-specific eligibility threshold. ²Company-reported. Here for the Long Run section; figures describe the executive-risk practice broadly, not EPLI specifically.
Coverage Features	Gallagher describes EPL coverage as responding to claims such as sexual harassment and wrongful termination, protecting against both class actions and single-plaintiff claims. ¹Company-reported. Group-level executive-and-financial-risk practice page; a service description, not a specific policy's insuring agreement or exclusions.	Newfront lists Employment Practices Liability Insurance (EPLI) among its Executive Risk Key Coverages, and describes its management-liability work as "shielding D&Os from wrongful discrimination, termination, and other employment-related issues." ²Company-reported. Key Coverages list and Committed to Client Advocacy section; the quoted language frames EPLI around protecting leadership rather than describing named insuring agreements.
Role in This Line	Gallagher's Executive and Financial Risk practice places EPL insurance with outside carriers and advises on limits and program design; it does not underwrite the policy. ¹Company-reported. Group-level executive-and-financial-risk practice page.	Newfront's Executive Risk practice brokers EPLI coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees the D&O, employment-practices and fiduciary book of business. ²Company-reported. Executive Risk offering page and Leadership section.
Risk Services	Gallagher says it uses client data and predictive models, plus benchmarking and contract analysis, to guide EPL limits advice, and maintains its own EPL and Wage and Hour loss databases, including a review of historical losses exceeding $1 million drawn from a database it says it began building in 1997. ¹Company-reported. Group-level executive-and-financial-risk practice page; Gallagher's own analytical tools, not independently audited.	Newfront says it tailors guidance for every growth stage using predictive models to help coverage adapt to evolving risks, and offers 24/7 dashboard access to policies, certificates and billing. ²Company-reported. The Newfront Difference and Industry-Leading Technology sections of the Executive Risk page.