Foxquilt vs Newfront: How Do They Compare for Workers’ Compensation Insurance?

Foxquilt lists employee benefits and a quote path. Newfront brokers workers’ compensation with guaranteed-cost, retro, large-deductible, and alternative-collateral structures, plus occupational safety and claims advocacy services. ^3,⁸

What Is Foxquilt?

Foxquilt offers several online-marketed small-business lines, but its public pages do not resolve which U.S. entity places each risk or which insurer issues each policy. Compare the specific product, state, terms and named entities before deciding whether the digital route fits your business. ^1,²

Read the Foxquilt profile

Read the Foxquilt Workers’ Compensation Insurance page

What Is Newfront?

Newfront suits growing and enterprise businesses seeking specialist insurance and benefits teams plus Navigator policy tools; small firms wanting an instant direct quote should compare online carriers. Its Partner Management tool is included in client service agreements. ^4,^5,^6,⁷

Read the Newfront profile

Read the Newfront Workers’ Compensation Insurance page

What Is Workers’ Compensation Insurance?

Workers’ compensation can pay medical care and part of an employee’s lost wages after a work-related injury or illness. If you have staff, check who is covered in each state; owners, contractors and some workers may be treated differently. ^9,^10,^11,¹²

Read the full coverage guide

Key Differences in Workers’ Compensation Insurance

Policy structure and retained risk

Newfront describes guaranteed-cost and retrospectively rated programs, as well as large-deductible and alternative-collateral structures, letting a client choose how much risk to retain or transfer. Foxquilt’s public page provides a quote path and describes employee benefits but does not describe alternative program structures. A business weighing predictable premium against retained claim costs should ask Newfront to model the offered arrangement and Foxquilt to identify its proposed policy structure. ⁸ ³

Injury prevention and claim support

Newfront describes an in-house occupational health and safety team, former adjusters and clinical professionals on its claims advocacy team, and a Circle of Care combining injury prevention, claims management, and recovery support. Foxquilt’s offering summary names medical care, wage benefits, and employer liability, but does not describe a parallel safety or claims program. Confirm service access and any separate costs. ⁸ ³

What to Confirm in Workers’ Compensation Insurance Quotes

Ask Newfront for carrier identity, retention amounts, collateral terms, and which safety or claims services are included. ⁸
Ask Foxquilt what claim advocacy, loss control, and return-to-work services accompany its quote. ³

Foxquilt and Newfront Review Scores for 2026

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Foxquilt Review Score

8.9/ 10

Review Score

3 rated sources

Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10.^[12]^[5]^[6]

Read Foxquilt reviews

Newfront Review Score

10.0/ 10

Review Score

1 rated source

Newfront has too little firmwide customer feedback for a reliable review verdict. An individual agent’s BBB grade does not establish the wider company’s service quality.^[6]

Read Newfront reviews

Foxquilt vs Newfront Workers’ Compensation Insurance Compared

Foxquilt vs Newfront: Workers’ Compensation Insurance: documented features by provider

Criteria	Foxquilt Workers’ Compensation	Newfront Workers' Compensation
Role in This Line	Foxquilt markets Workers’ Compensation for businesses with employees. ³Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.	Newfront brokers workers' compensation programs and provides claims advocacy and risk-control services; it does not underwrite the policy itself. ⁸Company-reported. Workers' compensation page Our Approach section.
Issuing Insurer	Confirm in your quote.	The reviewed workers' compensation page does not name an issuing insurer; the carrier depends on the specific program placed for each client. ⁸Not publicly disclosed. Page as read on 2026-09-23.
Who It’s For	The page notes that requirements and employee situations vary by state; it does not identify a complete state-by-state product footprint. ³Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.	Confirm in your quote.
Coverage Features	The page describes employee workplace-injury benefits including medical care and lost wages, with an employer-liability feature listed. ³Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.	Newfront offers guaranteed cost and retro (retrospectively rated) programs as well as large-deductible and alternative-collateral structures for workers' compensation, letting a client choose how much risk it retains versus transfers. ⁸Company-reported. Optimized Risk Financing section.
Limits and Retentions	The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. ³Not publicly disclosed. Ask for the quote and specimen or issued policy forms before treating a listed feature as covered.	The reviewed page does not publish deductible or retention amounts for large-deductible or captive workers' compensation programs; specific structures are described as 'identified and implemented' per client rather than listed with figures. ⁸Not publicly disclosed. Optimized Risk Financing section, no schedule of amounts.
Risk Services	Confirm in your quote.	Newfront describes an in-house Occupational Health & Safety team focused on loss control and OSHA compliance, a claims advocacy team of former adjusters, attorneys, nurses and claim managers, and its 'Circle of Care' program combining injury prevention, claims management, and recovery support. ⁸Company-reported. Subject Matter Experts and Circle of Care sections. Newfront says clients get access to claims analytics, an online safety and HR learning management system, a safety/HR/wellness resource library, an OSHA recordkeeping and reporting tool, and an HR hotline. ⁸Company-reported. Technology-Based Resources section.
How to Apply	The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. ³Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.	You engage Newfront for workers' compensation by requesting a consultation through the page; the practice is led by Frannie Epps with risk control led by Scott Rhymes, and no online quote or bind flow is described. ⁸Company-reported. Page call-to-action and Leadership section.
Claims Support	Confirm in your quote.	Newfront's claims advocates say they support clients through TPA (third-party administrator) and adjuster selection, reserve-increase guidance, and settlement-authority decisions throughout the life of a claim. ⁸Company-reported. Claims Advocacy section.

Related Pages for Foxquilt vs Newfront Workers’ Compensation Insurance

Workers’ Compensation Insurance Pages for Foxquilt and Newfront

Other Coverage Lines Compared for Foxquilt vs Newfront

Other Workers’ Compensation Insurance Provider Comparisons

Sources for Foxquilt vs Newfront Workers’ Compensation Insurance

Sources About Foxquilt

Commercial General Liability. Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319. Accessed 2026-09-29.
Foxquilt Insurance Services | Terms & Conditions. Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement. Accessed 2026-09-29.
Workers’ Compensation Insurance. Foxquilt; State-requirements FAQ; payroll/employee/location price factors; benefits list; self-employed and subcontractor FAQs. Reopened 2026-09-29, lines 148–162. Accessed 2026-09-29.

Sources About Newfront

Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
Newfront Navigator. Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
Worker's Compensation. Newfront; Our Approach: Optimized Risk Financing, Claims Advocacy, Circle of Care, Data-Backed Insights; Subject Matter Experts; Technology-Based Resources; Head of Casualty Practice Frannie Epps; Director of Risk Control Services Scott Rhymes. Accessed 2026-09-23.

Sources for the Workers’ Compensation Insurance Guide

Workers’ Compensation Insurance. National Association of Insurance Commissioners; Opening definition; mandatory coverage except Texas opt-in; exclusive remedy; monopolistic state funds; self-insurance note. Accessed 2026-09-16.
Small Business Insurance. National Association of Insurance Commissioners; Typically covers medical expenses, rehabilitation costs and lost wages; check with your state insurance department; ask these questions / who qualifies as a covered employee (contractors, part-time staff, interns); payroll and type-of-work rating factors. Accessed 2026-09-16.
DWC employer information. California Department of Industrial Relations, Division of Workers’ Compensation; Opening trade-off and California requirement; basic benefits including medical care, temporary and permanent disability, supplemental job displacement, return-to-work supplement and death benefits; out-of-state employer note. Accessed 2026-09-16.
Employer resources. Texas Department of Insurance, Division of Workers’ Compensation; In Texas, private employers can choose to carry workers’ compensation insurance coverage, but it is not required in most cases; lost wages and medical benefits; except when gross negligence results in a fatality, coverage limits liability. Accessed 2026-09-16.