Founder Shield vs 
Newfront: How Do They Compare for Workers’ Compensation Insurance?
Both are brokers. Founder Shield places with carriers rated A- or higher after you request through an advisor; Newfront starts with a consultation and offers ways to choose how much risk you keep, plus a safety team and claims advocates.
Newfront offers guaranteed-cost, retro and large-deductible programs plus claims advocacy; Founder Shield describes standard coverage through A- or better carriers. 4,1
What Are the Key Differences Between Founder Shield and Newfront Workers’ Compensation Insurance?
Program Structure Versus a Standard Policy
Newfront's program structures let you decide how much risk to retain and include a claims team of former adjusters, attorneys and nurses. Choose Newfront for alternative risk structures and claims support; choose Founder Shield if its industry fit and A- carrier standard suit you. 4 1 3
Claims Support
Newfront's claims advocates say they support clients through TPA (third-party administrator) and adjuster selection, reserve-increase guidance, and settlement-authority decisions throughout the life of a claim. 4Company-reported. Claims Advocacy section.
Founder Shield's reviewed pages do not describe a comparable claims-advocacy team for this line; its site instead focuses on carrier selection, saying it works only with carriers rated A- or better by AM Best. 3
How You Start Each Relationship
Newfront's page directs buyers to request a consultation and names the practice leaders by role rather than offering an online quote or bind flow. Founder Shield similarly directs buyers to its website or an advisor rather than a self-serve quote, but frames the entry point around requesting a placement rather than a program consultation. 4 2
What Should You Confirm in Founder Shield and Newfront Workers’ Compensation Insurance Quotes?
- Ask Newfront which financing structure (guaranteed cost, retro, large-deductible or alternative collateral) fits the business and what collateral or deductible it would require. 4
- Ask Founder Shield to name the specific AM Best A-rated carrier it is proposing. 3
- Neither reviewed page names the issuing insurer; get that in writing from both before binding. 4 3
- If claims volume is a concern, ask Newfront for specifics on its claims-advocacy process and Founder Shield whether a comparable service exists. 4
Founder Shield vs Newfront Workers’ Compensation Insurance Compared
Founder Shield vs Newfront: Workers’ Compensation Insurance: documented features by provider
| Criteria | Founder Shield Workers' Compensation Insurance | Newfront Workers' Compensation |
|---|---|---|
| How to Apply | You request Founder Shield Workers' Compensation Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. 2,3Company-reported. About-us and carrier-selection pages describe the general placement process, not a line-specific application form. | You engage Newfront for workers' compensation by requesting a consultation through the page; the practice is led by Frannie Epps with risk control led by Scott Rhymes, and no online quote or bind flow is described. 4Company-reported. Page call-to-action and Leadership section. |
| Coverage Features | Founder Shield lists medical expenses, a portion of lost wages, rehabilitation costs, death benefits, and an optional employer-liability add-on as what the policy covers. 1Company-reported. Product page; the issued policy and declarations control actual coverage. | Newfront offers guaranteed cost and retro (retrospectively rated) programs as well as large-deductible and alternative-collateral structures for workers' compensation, letting a client choose how much risk it retains versus transfers. 4Company-reported. Optimized Risk Financing section. |
| Role in This Line | Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Workers' Compensation Insurance with third-party carriers rather than underwriting the policy itself. 2Company-reported. About-us page; applies to Founder Shield's brokerage model generally, restated here for this line. | Newfront brokers workers' compensation programs and provides claims advocacy and risk-control services; it does not underwrite the policy itself. 4Company-reported. Workers' compensation page Our Approach section. |
