Counterpart vs USI Insurance Services: How Do They Compare for Crime Insurance?

USI describes crime placement and a management-liability review that checks existing crime gaps; Counterpart describes a wholesale-broker purchase route. 1,4,8,9

What Is Counterpart Insurance?

Counterpart describes a broker-focused platform for small businesses and lists management and professional liability programs. Buyers should compare the named profession, carrier, state, policy wording and any package component on the actual quote. 1,2

Read the Counterpart profile

Read the Counterpart Crime Insurance page

What Is USI Insurance Services?

USI suits software and hardware companies from seed stage through IPO seeking consultative broker support; buyers wanting a self-serve quote should compare digital agencies. Insurer commissions are typical and contingent compensation may also apply. 5,6,7

Read the USI Insurance Services profile

Read the USI Insurance Services Crime Insurance page

What Is Crime Insurance?

Crime insurance can help reimburse specified business losses from theft and fraud, including employee theft and forgery. Compare those protections separately and ask whether a payment sent after an impersonation scam is covered. 10,11,12,13,14

Read the full coverage guide

Key Differences in Crime Insurance

Existing-Program Review and Gap Checks

USI says its ExecuSafe process reviews existing crime coverage for gaps as part of a broader management-liability review, and its Business Services practice offers claim advocacy and risk control. Counterpart’s reviewed crime page lists fraud scenarios, and its help center describes wholesale distribution; neither source describes a comparable existing-policy review. An organization with an existing policy may ask USI what the documented review covers before deciding whether to replace or supplement current limits. 3 4 8 9

Sector Fit and Standalone Placement

USI names building, repair, janitorial, staffing, and printing businesses in its Business Services focus, and says crime can be placed alone or reviewed alongside management liability. Counterpart presents its products and risk-management services to small businesses, with crime access through wholesale brokers. A buyer in one of USI’s named sectors can compare the practice focus with Counterpart’s broader framing, then check whether either placement accepts the actual employee and funds-handling exposures. 3 1 4 8 9

What to Confirm in Crime Insurance Quotes

  • Will USI quote a standalone crime policy or conduct an ExecuSafe review, and what gaps would it test? 9
  • Does Counterpart accept your business-service class, and what crime limit, retention, and carrier can the wholesaler obtain? 4

Counterpart and USI Insurance Services Review Scores for 2026

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Counterpart Review Score

-/ 10

Review Score

No reviews found

We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business.[7][10]

Read Counterpart reviews

USI Insurance Services Review Score

6.4/ 10

Review Score

1 rated source

USI’s public feedback is too sparse and office-specific for a firmwide verdict. Check the local team’s responsiveness and experience with your type of business.[4][6][8]

Read USI Insurance Services reviews

Counterpart vs USI Insurance Services Crime Insurance Compared

Counterpart vs USI Insurance Services: Crime Insurance: documented features by provider

CriteriaCounterpart Commercial CrimeUSI Crime Insurance Brokerage
Role in This Line

Counterpart says its insurance is offered through Counterpart Insurance Services, Inc., which it describes as a producer and surplus-lines broker; its help center says businesses reach the program through a wholesale broker. 1,4Company-reported. Company-published distribution description; it does not identify the insurer for this crime placement.

USI brokers crime insurance, which covers losses from employee theft and related fraud, either as a standalone placement or as part of a management liability review under ExecuSafe. 8,9Company-reported. Business Services catalogue and ExecuSafe article.

Issuing Insurer

Confirm in your quote.

Neither page names the insurer USI uses for crime placements. 8Not publicly disclosed. Pages as read on 2026-09-23.

Who It’s For

Counterpart presents its insurance products and risk-management services for small businesses. 3,1Company-reported. The general audience statement is not a crime-specific underwriting rule.

USI's Business Services practice, which lists crime coverage, says it targets building and maintenance, repair service, janitorial, staffing and printing companies, citing employee errors and misconduct as one of the risk exposures it addresses for them. 8Company-reported. Company description of client base.

Coverage Features

Counterpart’s crime page lists employee theft, forgery, computer or system fraud, funds-transfer fraud and social-engineering scenarios. 3Company-reported. These are marketing examples, not a complete insuring agreement; the actual policy defines covered loss and conditions.

Counterpart separately lists funds-transfer fraud and social-engineering as crime examples. 3Company-reported. The examples do not define authentication conditions, sublimits, exclusions or how a claim would be adjusted.

USI lists crime among the coverages it places for business-services clients, and its ExecuSafe review checks a client's existing crime coverage as part of a broader management liability review. 8,9Company-reported. Catalogue listing plus the ExecuSafe review description; actual insuring agreements and exclusions are set by the issued policy.

Limits and Retentions

Confirm in your quote.

Neither page publishes crime coverage limit or retention figures. 8Not publicly disclosed. Pages as read on 2026-09-23.

Risk Services

Confirm in your quote.

USI's Business Services practice says it offers classification and exposure reviews, claim advocacy and risk control across its coverage lines including crime, and its ExecuSafe process specifically checks existing crime coverage for gaps. 8,9Company-reported. Combines the general Business Services service list with the ExecuSafe-specific review step.

How to Apply

Confirm in your quote.

USI directs business-services inquiries to pcinquiries@usi.com or a local office, and ExecuSafe/management-liability inquiries to Select.Business@usi.com. 8,9Company-reported. Contact instructions on each page.

Related Pages for Counterpart vs USI Insurance Services Crime

Crime Insurance Pages for Counterpart and USI Insurance Services

Other Coverage Lines Compared for Counterpart vs USI Insurance Services

Other Crime Insurance Provider Comparisons

Sources for Counterpart vs USI Insurance Services Crime Insurance

Sources About Counterpart

  1. Counterpart | Agentic Insurance™. Counterpart, Inc.; Current homepage: Quote Online CTA; brokers/small-business audiences; product list; performance claims; legal/footer qualifications, rendered lines 2–52, 55–70, 98–100, 282–287. Accessed 2026-09-29.
  2. About Counterpart. Counterpart, Inc.; Carrier disclosure and Our Story; underwriters named at line 13; company focus lines 22–36. Financial-strength note says ratings are as of 2024-02-26. Accessed 2026-09-29.
  3. Commercial Crime Insurance. Counterpart, Inc.; Retained provider source: product page lists employee theft, forgery, computer/system fraud, funds-transfer and social-engineering examples; prior access 2026-09-28. Direct reopen failed in this session. Accessed 2026-09-28.
  4. How can I get insurance through Counterpart? Counterpart Knowledge Center; Retained source: article describes wholesale-broker referral route; prior access 2026-09-28. Accessed 2026-09-28.

Sources About USI Insurance Services

  1. The Power of ONE. USI Insurance Services; History, client-count, nationwide office, and P&C / benefits / personal risk / retirement description. Accessed 2026-09-16.
  2. Technology Insurance. USI Insurance Services; Technology practice client types, seed-to-IPO range, and listed insurance placement lines including PrivaSafe. Accessed 2026-09-16.
  3. Commissions and Fees. USI Insurance Services; Licensed-producer authority, insurer-paid commission default, contingent compensation, and client request right. Accessed 2026-09-16.
  4. Business Services. USI Insurance Services; USI advises clients...and provides solutions for...Crime... Accessed 2026-09-23.
  5. Protect Your Company and Personal Assets From Management Liability Risks. USI Insurance Services; Review existing management liability policies (if any) to uncover gaps in coverage...(including employment practices liability, fiduciary liability, and crime). Accessed 2026-09-23.

Sources for the Crime Insurance Guide

  1. Commercial Insurance Guide. California Department of Insurance; Crime. Accessed 2026-09-16.
  2. Crime Non-Financial Applications and Forms. Travelers; Opening paragraph; Sample Policy Forms. Accessed 2026-09-16.
  3. Crime Terms and Conditions. The Travelers Companies, Inc.; I.A–G, printed/PDF pages 1–4; III.RR, printed/PDF p.13; V.B.1–2, printed/PDF pp.18–20; Consideration, printed/PDF p.1; III.P p.8; V.A.3 pp.16–17; V.A.4 p.17; V.B.3 p.20; I.A.3 p.1; III.C p.7; III.S pp.8–9; III.II and III.KK p.12; III.QQ p.13; V.A.5 pp.17–18 (printed/PDF pages); IV.J–O, printed/PDF pages 14–15. Accessed 2026-09-16.
  4. Social Engineering Fraud Insurance. Chubb; Opening; coverage highlights. Accessed 2026-09-16.
  5. Commercial Crime Coverage Application. Travelers Casualty and Surety Company of America; I–III pages 1–2; IX–XI pages 3–4; V–VII, printed/PDF pages 2–3. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

Get Help With Insurance Buying and Renewals.

Get help buying coverage and managing renewals, with less paperwork for your team. Start with a free consultation.

Talk to Spot