Counterpart vs Marsh: How Do They Compare for Employment Practices Liability Insurance?

Counterpart identifies employment-related allegations and illustrative limits. Marsh lists named EPL endorsements for employers with 250 to 4,000 employees and those above 4,000. 3,9

What Is Counterpart Insurance?

Counterpart describes a broker-focused platform for small businesses and lists management and professional liability programs. Buyers should compare the named profession, carrier, state, policy wording and any package component on the actual quote. 1,2

Read the Counterpart profile

Read the Counterpart Employment Practices Liability Insurance page

What Is Marsh?

Marsh suits technology and larger businesses seeking specialist cyber placement or broad global risk advice; small firms wanting a quick standard quote should compare its MMA route or digital agencies. 5,6,7,8

Read the Marsh profile

Read the Marsh Employment Practices Liability Insurance page

What Is Employment Practices Liability Insurance?

EPLI can help pay covered defense costs and losses when applicants or workers allege discrimination, harassment, wrongful termination or other workplace wrongdoing. If you employ people, check the claim definition, defense costs and prior acts. 11,12,13

Read the full coverage guide

Key Differences in Employment Practices Liability Insurance

Workforce Stage

Marsh describes EPL claims brought by past, present, or prospective employees and third parties, including discrimination, harassment, wrongful termination, retaliation, and failure to promote. Counterpart’s reviewed page gives a broader employment-allegation description. Compare how each proposed form defines third-party claims and which worker categories are insured. 3 9

Brokerage Role

Marsh identifies Leaders Preferred for midsize companies with 250 to 4,000 employees and Global Leaders for companies above 4,000. Counterpart publishes a dedicated EPL page and illustrative figures without a matching employee band in its reviewed claims. If your workforce fits either Marsh band, ask which endorsement applies and compare it with Counterpart’s actual carrier proposal. 3 9

What to Confirm in Employment Practices Liability Insurance Quotes

  • Ask Marsh which endorsement and global terms fit your employee count and locations. 3
  • Ask Counterpart for eligibility thresholds, actual limits, and third-party coverage wording for your workforce. 9

Review Scores

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Counterpart

-/ 10

Review Score

No reviews found

We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business.[7][10]

Read Counterpart reviews

Marsh

5.8/ 10

Review Score

2 rated sources

Marsh’s global Trustpilot profile has a poor 1.3/5 score. Treat it as a service warning to investigate with your proposed team; it does not isolate US commercial accounts.[2][4][7]

Read Marsh reviews

Offering Details

Counterpart vs Marsh: Employment Practices Liability Insurance: documented features by provider

CriteriaCounterpart Employment Practices LiabilityMarsh Employment Practices Liability (EPLI) Insurance
Role in This Line

Counterpart says insurance is offered through its producer and surplus-lines broker and describes wholesale-broker distribution. 1,4Company-reported. This does not identify the carrier for an EPL placement.

Marsh's financial and professional liability practice places employment practices liability insurance (EPLI); MMA also places EPL coverage within its executive and professional liability practice for middle-market clients. 9,10Company-reported. Marsh EPL page and MMA executive and professional liability page.

Issuing Insurer

Confirm in your quote.

The reviewed pages do not name a specific EPLI insurer; the named endorsements appear to be Marsh-negotiated policy features rather than a Marsh-underwritten product. 9,10Not publicly disclosed. Marsh EPL page and MMA executive and professional liability page as read on 2026-09-23.

Who It’s For

Counterpart publishes a dedicated Employment Practices Liability product page within its business-insurance catalogue. 3Company-reported. The source summary does not establish a size, industry, state or applicant acceptance rule.

Marsh says employers of all sizes face potential EPL liability, but its named endorsements target companies by size band: over 4,000 employees for the Global Leaders Endorsement and 250 to 4,000 employees for the Leaders Preferred Endorsement. 9Company-reported. Marsh EPL page.

Coverage Features

Counterpart’s EPL page lists employment-related allegations as examples of the exposure its product addresses. 3Company-reported. The retained page description does not supply the policy’s complete covered-claim definition or exclusions.

Marsh says EPLI can respond to allegations including discrimination, harassment, wrongful termination, retaliation, failure to employ or promote, negligent evaluation, and violation of an employee's civil rights, brought by past, present or prospective employees or third parties. 9Company-reported. Marsh EPL page; illustrative policy description, not a specific policy form.

Marsh names two proprietary EPL endorsements: the Global Leaders Endorsement, built for large and multinational companies with more than 4,000 employees, and the Leaders Preferred Endorsement, for midsize companies with 250 to 4,000 employees. 9Company-reported. Marsh EPL page, Marsh's EPL services section.

Limits and Retentions

Counterpart labels its published EPL limit and retention figures as illustrative examples. 3Company-reported. Examples are not guaranteed or quoted terms; the assigned source record does not preserve a universal numeric offer.

Confirm in your quote.

Full Comparison

More Counterpart vs Marsh Comparisons

Other Employment Practices Liability Insurance Comparisons

Sources

Counterpart

  1. Counterpart | Agentic Insurance™. Counterpart, Inc.; Current homepage: Quote Online CTA; brokers/small-business audiences; product list; performance claims; legal/footer qualifications, rendered lines 2–52, 55–70, 98–100, 282–287. Accessed 2026-09-29.
  2. About Counterpart. Counterpart, Inc.; Carrier disclosure and Our Story; underwriters named at line 13; company focus lines 22–36. Financial-strength note says ratings are as of 2024-02-26. Accessed 2026-09-29.
  3. Employment Practices Liability Insurance. Counterpart, Inc.; Retained provider source: product page lists eligibility, employment allegations and illustrative limits/retentions; prior access 2026-09-28. Direct reopen timed out in this session. Accessed 2026-09-28.
  4. How can I get insurance through Counterpart? Counterpart Knowledge Center; Retained source: article describes wholesale-broker referral route; prior access 2026-09-28. Accessed 2026-09-28.

Marsh

  1. Marsh | Leader in risk, strategy, people, and investments. Marsh; Hero and capability tiles; FAQ: What does Marsh do?; industries served; Is Marsh the same as Marsh McLennan? January 2026 brand change. Accessed 2026-09-16.
  2. Compensation guide for US clients. Marsh; US broking segments; broker role; retail commissions, client fees, wholesale, insurer consulting, contingent and supplemental commissions; Marsh LLC and Marsh USA LLC; page 3: broker role and Marsh & McLennan Agency segment; page 7: copyright © 2024 Marsh LLC. Accessed 2026-09-16.
  3. Marsh McLennan Agency (MMA). Marsh; Middle-market US organizations; wholly-owned subsidiary; business insurance, employee health and benefits, retirement, private client. Accessed 2026-09-16.
  4. Technology | Insurance Broking & Risk Management. Marsh; Opening Technology Practice description; practice links including data center insurance, fintech and Stratus; Talk to us. Accessed 2026-09-16.
  5. Employment Practices Liability. Marsh; Opening positioning; allegation list (discrimination, harassment, wrongful termination, retaliation, and more); What we offer: EPLI initiatives; Marsh's EPL services: Global Leaders Endorsement, Leaders Preferred Endorsement. Accessed 2026-09-23.
  6. Expert Executive and Professional Liability Insurance. Marsh McLennan Agency; Employment Practices Liability subsection: covers defense costs and damages related to employment-related claims, including discrimination, harassment, failure to provide equal opportunity of employment. Accessed 2026-09-23.

Employment Practices Liability Insurance Guide

  1. Employment Practices Liability Insurance. Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-16.
  2. Employment Practices Liability Coverage. Travelers; I.A/II.A p.1; III.A.4–6 p.7; II.F Employment Claim, PDF p.2; I.B p.1; II.U–V p.5; II.L p.3; III.A.9 and A.13, pp.7–8; III.B.2 p.8; IV.A Settlement, PDF pp.8–9. Accessed 2026-09-16.
  3. Liability Coverage Terms and Conditions. Travelers; III.F–H p.6; III.O pp.8–9; III.F p.6; III.B–D, PDF pp.3–5; III.E–F, PDF pp.5–6. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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