Counterpart vs Marsh McLennan Agency: How Do They Compare for Employment Practices Liability Insurance?

Counterpart identifies employment allegations and illustrative figures. Marsh McLennan Agency describes executive-liability placement for employment claims, while policy terms remain form-specific. 3,7

What Is Counterpart Insurance?

Counterpart describes a broker-focused platform for small businesses and lists management and professional liability programs. Buyers should compare the named profession, carrier, state, policy wording and any package component on the actual quote. 1,2

Read the Counterpart profile

Read the Counterpart Employment Practices Liability Insurance page

What Is Marsh McLennan Agency?

Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. 5,6

Read the Marsh McLennan Agency profile

Read the Marsh McLennan Agency Employment Practices Liability Insurance page

What Is Employment Practices Liability Insurance?

EPLI can help pay covered defense costs and losses when applicants or workers allege discrimination, harassment, wrongful termination or other workplace wrongdoing. If you employ people, check the claim definition, defense costs and prior acts. 8,9,10

Read the full coverage guide

Key Differences in Employment Practices Liability Insurance

Listed Scenarios

Marsh McLennan Agency describes EPL for employment-related claims such as discrimination, harassment, and failure to provide equal opportunity, including defense costs and damages. Counterpart’s reviewed EPL page describes employment-related allegations generally. Ask both to map a real scenario—such as a harassment complaint—to the proposed definitions, exclusions, and defense terms. 3 7

Quote and Policy Terms

Counterpart publishes a dedicated EPL page but labels its limit and retention examples illustrative. Marsh McLennan Agency invites organizations to contact an adviser or specialist and notes that actual conditions and availability depend on the issued policy and jurisdiction. Get the insurer, form, limit, and retention for each quote so the broad descriptions can be compared against enforceable terms. 3 7

What to Confirm in Employment Practices Liability Insurance Quotes

  • Ask Marsh McLennan Agency which carrier and form would respond to the claims relevant to your workplace. 3
  • Ask Counterpart for the policy schedule and exact conditions behind its illustrative limit figures. 7

Review Scores

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Counterpart

-/ 10

Review Score

No reviews found

We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business.[7][10]

Read Counterpart reviews

Marsh McLennan Agency

8.2/ 10

Review Score

2 rated sources

There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years.[8][9][1]

Read Marsh McLennan Agency reviews

Offering Details

Counterpart vs Marsh McLennan Agency: Employment Practices Liability Insurance: documented features by provider

CriteriaCounterpart Employment Practices LiabilityMarsh McLennan Agency employment practices (official overview)
Role in This Line

Counterpart says insurance is offered through its producer and surplus-lines broker and describes wholesale-broker distribution. 1,4Company-reported. This does not identify the carrier for an EPL placement.

Marsh McLennan Agency describes arranging employment practices for the audience stated on the cited product page. 7Company-reported. employment practices marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

Who It’s For

Counterpart publishes a dedicated Employment Practices Liability product page within its business-insurance catalogue. 3Company-reported. The source summary does not establish a size, industry, state or applicant acceptance rule.

Employers and organizations seeking executive liability solutions; claim and policy conditions remain form-specific. 7Company-reported. employment practices marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

Coverage Features

Counterpart’s EPL page lists employment-related allegations as examples of the exposure its product addresses. 3Company-reported. The retained page description does not supply the policy’s complete covered-claim definition or exclusions.

The cited product page describes EPL for employment-related claims such as discrimination, harassment, or failure to provide equal employment opportunity, including described defense costs and damages. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. 7Company-reported. employment practices marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

Limits and Retentions

Counterpart labels its published EPL limit and retention figures as illustrative examples. 3Company-reported. Examples are not guaranteed or quoted terms; the assigned source record does not preserve a universal numeric offer.

The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. 7Not publicly disclosed. Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred.

How to Apply

Confirm in your quote.

The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. 7Company-reported. employment practices marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.

Full Comparison

More Counterpart vs Marsh McLennan Agency Comparisons

Other Employment Practices Liability Insurance Comparisons

Sources

Counterpart

  1. Counterpart | Agentic Insurance™. Counterpart, Inc.; Current homepage: Quote Online CTA; brokers/small-business audiences; product list; performance claims; legal/footer qualifications, rendered lines 2–52, 55–70, 98–100, 282–287. Accessed 2026-09-29.
  2. About Counterpart. Counterpart, Inc.; Carrier disclosure and Our Story; underwriters named at line 13; company focus lines 22–36. Financial-strength note says ratings are as of 2024-02-26. Accessed 2026-09-29.
  3. Employment Practices Liability Insurance. Counterpart, Inc.; Retained provider source: product page lists eligibility, employment allegations and illustrative limits/retentions; prior access 2026-09-28. Direct reopen timed out in this session. Accessed 2026-09-28.
  4. How can I get insurance through Counterpart? Counterpart Knowledge Center; Retained source: article describes wholesale-broker referral route; prior access 2026-09-28. Accessed 2026-09-28.

Marsh McLennan Agency

  1. Who We Are. Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role. Accessed 2026-09-29.
  2. Small Business Insurance Solutions. Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted. Accessed 2026-09-29.
  3. Executive and Professional Liability | MMA. Marsh McLennan Agency; Employment Practices Liability section; example employment claims, defense costs, and damages. Accessed 2026-09-30.

Employment Practices Liability Insurance Guide

  1. Employment Practices Liability Insurance. Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-16.
  2. Employment Practices Liability Coverage. Travelers; I.A/II.A p.1; III.A.4–6 p.7; II.F Employment Claim, PDF p.2; I.B p.1; II.U–V p.5; II.L p.3; III.A.9 and A.13, pp.7–8; III.B.2 p.8; IV.A Settlement, PDF pp.8–9. Accessed 2026-09-16.
  3. Liability Coverage Terms and Conditions. Travelers; III.F–H p.6; III.O pp.8–9; III.F p.6; III.B–D, PDF pp.3–5; III.E–F, PDF pp.5–6. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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