Corgi vs USI Insurance Services Representations and Warranties Insurance

Corgi lists R&W as a specialty card; USI brokers it while reviewing deal documents and servicing the target after close.

What Is Corgi Insurance?

Corgi Insurance sells commercial coverage to technology startups through stage-based packages (pre-seed and seed, Series A, and growth stage) that combine general liability, directors and officers, technology E&O, cyber, and related lines, alongside a growing small-business product line for other industries. Coverage may be issued by Corgi’s own risk retention group, an affiliated admitted carrier, or a partner insurer, so the issuing entity and available protections depend on the specific product and state. ^1,^2,^3,^4,⁵

Read the Corgi profile

What Is USI Insurance Services?

USI Insurance Services is a U.S. insurance brokerage and consulting firm that arranges property and casualty, employee benefits, personal risk, and retirement programs. Its Technology practice says it works with software, hardware, and related companies from early seed stage through IPO, using a consultative process rather than a published self-serve quote. ^7,^8,⁹

Read the USI Insurance Services profile

What Is Representations and Warranties Insurance?

Representations and warranties insurance addresses financial loss from inaccuracies in the representations or warranties made in a stock or asset purchase agreement. It doesn't cover issues already known before signing, disputes over the purchase price, or every statement made during diligence. ^11,¹²

Read the full coverage guide

Key Differences in Representations and Warranties Insurance

Specialty Quote Versus Private-Equity Brokerage

Corgi lists R&W as a specialized coverage for M&A buyers or sellers and quotes it in 1–14 days instead of through its instant online flow. USI brokers the same line through its Private Equity practice as deal-support work from letter of intent through exit. It does not underwrite the policy. ⁶ ¹⁰

You are choosing a specialty product card versus a PE brokerage process. Corgi publishes a day range. USI publishes a contact path through a practice inbox or local office, not a 1–14 day clock. ² ¹⁰

Deal Documents and After-Close Insurance

USI says it reviews the offering memorandum and purchase-and-sale agreement to flag red flags and define pre-closing liabilities. Corgi’s reviewed pages do not describe reading those deal documents as a service tied to this line. If you want comments on the PSA folded into the R&W submission, that is the USI description, not Corgi’s. ¹⁰ ⁶

After closing, USI says a local team oversees the target’s insurance and benefits, with benchmarking and total-cost-of-risk analysis. Corgi’s reviewed pages do not describe post-close servicing for the acquired company. R&W itself is a transaction policy either way; only USI is documenting ongoing program work after the deal. ¹⁰ ⁶

Who Issues the Policy

USI’s Private Equity page does not name the R&W insurer. Corgi’s disclaimers also do not identify a carrier for this line. Both quotes still need the issuing company written on the binder; neither catalog gives it to you up front. ¹⁰ ¹

What to Confirm in Representations and Warranties Insurance Quotes

Name USI’s R&W market and Corgi’s issuer. ¹⁰ ¹
Ask USI how OM and PSA comments go to the underwriter. ¹⁰
Compare Corgi’s 1–14 day specialty timing with USI’s office or email intake. ² ¹⁰
Request limits, retentions and who will service the target’s other coverages after closing. ⁶ ¹⁰

Offering Details

Corgi vs USI Insurance Services Representations and Warranties Insurance: documented features by provider

Criteria	Corgi Representations and Warranties Insurance	USI Private Equity Practice — Representations and Warranties Insurance
Role in This Line	Corgi lists Representations and Warranties insurance as a specialty coverage quoted with a 1-14 day turnaround, not through its instant online quote flow used for CGL, D&O, Tech E&O, and its other core policies. ^2,⁶Company-reported. Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated product page was found; direct URL guesses (/representations-and-warranties, /representations-warranties) returned 404s.	USI brokers representations and warranties (R&W) insurance as part of its Private Equity practice's deal-support services; it does not underwrite the policy itself. ¹⁰Company-reported. Private Equity practice page.
Issuing Insurer	No page names the carrier that issues Representations and Warranties coverage. Corgi's general disclosures say coverage may be underwritten by affiliated carriers, including Technology Risk Retention Group, or by third-party partner carriers depending on product, jurisdiction, and risk profile, without identifying which applies to this line. ¹Not publicly disclosed. Disclaimers page general underwriting disclosure, checked for a line-specific statement and finding none as of 2026-09-23.	The Private Equity page does not name the insurer USI uses for R&W placements. ¹⁰Not publicly disclosed. Page as read on 2026-09-23.
Who It’s For	Corgi targets this product at businesses on either side of an M&A transaction (buyer or seller), which is a narrower, transaction-triggered audience than its startup-lifecycle packages built around CGL, D&O, Tech E&O, and Cyber. ^2,⁶Company-reported. Catalog description; no deal-size, industry, or state restrictions are published for this line.	USI markets this practice to private equity buyers and sellers working with financial or strategic buyers throughout a merger or acquisition process, not to a general commercial buyer outside a deal context. ¹⁰Company-reported. Company description of the practice's audience.
Coverage Features	Corgi describes the product as protecting buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in a purchase agreement. ^2,⁶Company-reported. One-sentence catalog description; no policy form, insuring agreement, exclusion, retention, or underwriting-diligence requirement is published for this line.	USI lists "Representations and Warranties Insurance Solutions for Uninsured Risk" among its Private Equity practice's offerings, in the context of reviewing the offering memorandum and purchase-and-sale agreement to identify pre-closing liabilities. ¹⁰Company-reported. Single catalogue line on the practice page; actual insuring agreements, exclusions and the underwriting review process are set by the R&W insurer and the deal's own diligence.
Limits and Retentions	No limit, retention, or illustrative policy structure is published for Representations and Warranties, unlike Corgi's Tech E&O and Umbrella pages, which show example limits. ^2,⁶Not publicly disclosed. Reviewed pages as of 2026-09-23; limits would appear on an actual quote.	The page does not publish limit or retention figures for R&W placements. ¹⁰Not publicly disclosed. Page as read on 2026-09-23.
Risk Services	The reviewed pages do not describe due-diligence support, deal-team access, or other transaction-specific services tied to this line. ^2,⁶Not found in reviewed sources. Homepage and startup-insurance page as read on 2026-09-23.	USI says it reviews the offering memorandum and purchase-and-sale agreement to flag red flags, helps define pre-closing liabilities, and maintains a local service team overseeing the target company's insurance and benefits programs after close, alongside benchmarking and total-cost-of-risk analysis. ¹⁰Company-reported. Company description of the deal-support process; R&W insurance is one of several services listed alongside these.
How to Apply	Representations and Warranties sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. ^2,⁶Company-reported. Homepage and startup-insurance page policy-card labeling.	USI directs private equity and M&A inquiries to pcinquiries@usi.com or a local USI office. ¹⁰Company-reported. Contact instructions on the Private Equity practice page.

Full Comparison

More Corgi vs USI Insurance Services Comparisons

Other Representations and Warranties Insurance Comparisons

Sources

Corgi

Disclaimers & Licensing. Corgi Insurance; Carrier Financial Strength; How Insurance Is Provided Through Corgi; Specialty Insurance Carrier and Underwriting Disclosures. Accessed 2026-09-23.
Corgi Insurance: Startup Insurance, Quoted in Minutes. Corgi Insurance; Explore Our Main Policies list: "1-14 days turnaround Representations and Warranties" card, same coverage description as the startup-insurance page. Accessed 2026-09-23.
Corgi Insurance Launches Admitted Insurance Carrier. PR Newswire (Corgi press release); Announcement of Corgi Insurance Company, Inc.; planned small-business product classes; guaranty-association eligibility statement. Accessed 2026-09-15.
NAIC Listing of Companies. National Association of Insurance Commissioners; June 2026 listing, numerical entry 17763 P 1 AZ TECHNOLOGY RRG INC. Accessed 2026-09-15.
Insurance Topics: Risk Retention Groups. National Association of Insurance Commissioners; Topic page last updated 13 October 2025: member-owned liability insurers formed under state and federal law; may be formed under a state's captive or traditional insurance laws; domiciled in one state and registered in others; treated as multi-state companies subject to modified NAIC accreditation standards. Accessed 2026-09-15.
Startup Insurance | Corgi Insurance. Corgi Insurance; Specialized Coverages section: "1-14 days turnaround R&W (Representations & Warranties Insurance) — Protects buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in purchase agreements.". Accessed 2026-09-23.

USI Insurance Services

The Power of ONE. USI Insurance Services; History, client-count, nationwide office, and P&C / benefits / personal risk / retirement description. Accessed 2026-09-16.
Technology Insurance. USI Insurance Services; Technology practice client types, seed-to-IPO range, and listed insurance placement lines including PrivaSafe. Accessed 2026-09-16.
Commissions and Fees. USI Insurance Services; Licensed-producer authority, insurer-paid commission default, contingent compensation, and client request right. Accessed 2026-09-16.
Private Equity. USI Insurance Services; Optimizing Risk from Letter of Intent to Exit; As part of our thorough insurance due diligence, we carefully review the offering memorandum and the purchase-and-sale agreement...; USI's Private Equity Practice offers comprehensive solutions and services, including:...Representations and Warranties Insurance Solutions for Uninsured Risk... Accessed 2026-09-23.

Representations and Warranties Insurance Guide

Transaction liability insurance | Representation and indemnities insurance. CFC; What are representations and warranties?; Who should buy representation and warranty insurance?; Available to buyers & sellers; Limited seller security; Is transaction liability insurance available to sellers. Accessed 2026-09-16.
Mergers & Acquisitions. Beazley; Product overview: buyer and seller protection for inaccuracies in representations or warranties. Accessed 2026-09-16.