Corgi vs 
USI Insurance Services: How Do They Compare for Crime Insurance?
Corgi sells crime online to startups and fintechs; USI Insurance Services brokers crime alone or inside an ExecuSafe review of existing cover, and its business services practice targets janitorial, staffing and repair companies.
Corgi targets fintechs, payroll firms and marketplaces moving customer funds with an illustrative $1 million policy; USI names building, maintenance, repair, janitorial, staffing and printing companies as crime buyers. 1,3,4
What Are the Key Differences Between Corgi and USI Insurance Services Crime Insurance?
Funds-Moving Startups Versus Service Trades
USI names building, maintenance, repair, janitorial, staffing and printing businesses in its crime practice; Corgi targets fintechs, payroll companies and marketplaces that move customer funds. Choose USI if you run one of those service trades and want a broker review; choose Corgi if a sponsor bank requires crime for your funds-moving startup. 3 1
Same-Day Online Bind Versus Email Intake
Corgi says it can issue a binder the same day from an online application. USI directs business-services inquiries to a published email inbox or a local office, and ExecuSafe inquiries to a separate published email inbox. 1 3 4
What Should You Confirm in Corgi and USI Insurance Services Crime Insurance Quotes?
- Ask USI whether crime is standalone or an ExecuSafe review, and which carrier issues it. 3 4
- Compare USI’s bound limit and trigger with Corgi’s $1 million discovery illustration. 3 1
- Confirm Corgi’s issuing entity and social-engineering sublimit. 2 1
- If you are in janitorial or staffing rather than fintech, USI’s Business Services page names those trades; Corgi’s page names funds-moving startups. 3 1
Corgi vs USI Insurance Services Crime Insurance Compared
Corgi vs USI Insurance Services: Crime Insurance: documented features by provider
| Criteria | Corgi Crime & Fidelity | USI Crime Insurance Brokerage |
|---|---|---|
| Who It’s For | Corgi positions Crime & Fidelity primarily for fintechs, payroll companies and marketplaces that move customer funds, noting it is frequently required by sponsor banks and Banking-as-a-Service (BaaS) partners before a fintech can go live. 1Company-reported. Industry-applicability section of the product page; other startups can also buy the policy, and eligibility for any given business depends on underwriting. | USI's Business Services practice, which lists crime coverage, says it targets building and maintenance, repair service, janitorial, staffing and printing companies, citing employee errors and misconduct as one of the risk exposures it addresses for them. 3Company-reported. Company description of client base. |
| How to Apply | Corgi says it can issue Crime & Fidelity coverage and a binder the same day, and offers instant quotes in under 10 minutes through its online application. 1Company-reported. FAQ marketing claims on the product page; quote and bind speed are not independently verified. | USI directs business-services inquiries to pcinquiries@usi.com or a local office, and ExecuSafe/management-liability inquiries to Select.Business@usi.com. 3,4Company-reported. Contact instructions on each page. |
| Coverage Features | The standard policy bundles four insuring agreements: employee dishonesty, social engineering fraud (business email compromise), computer fraud, and funds transfer fraud, plus forgery and alteration of checks or drafts. 1Company-reported. Coverage summary for form CORG-CRM-0100; the illustrated scenarios are examples, not a guarantee of coverage for a specific claim, and the issued policy controls. Social engineering fraud (business email compromise) is commonly sublimited to $250,000 against the $1 million policy aggregate, and Corgi conditions the sublimit on out-of-band verification controls for changes to vendor wire instructions. 1Company-reported. Product-page scenario notes and FAQ; the exact sublimit and required controls are underwriting-dependent and confirmed on the declarations page. Corgi's Crime & Fidelity policy is written on a discovery basis, meaning coverage attaches when a loss is discovered during the policy period regardless of when the underlying dishonest act occurred, and it offers an optional discovery period of up to one year after termination to report a loss. 1Company-reported. Product-page glossary and FAQ description of form CORG-CRM-0100. | USI lists crime among the coverages it places for business-services clients, and its ExecuSafe review checks a client's existing crime coverage as part of a broader management liability review. 3,4Company-reported. Catalogue listing plus the ExecuSafe review description; actual insuring agreements and exclusions are set by the issued policy. |
| Role in This Line | Corgi sells Crime & Fidelity as a standalone startup policy, describing it as first-party coverage that pays the company back when money (not data) is stolen through employee theft, social engineering, computer fraud, forgery or funds-transfer fraud. 1Company-reported. Product page for form CORG-CRM-0100, last reviewed by Corgi on April 24, 2026 per the page itself. | USI brokers crime insurance, which covers losses from employee theft and related fraud, either as a standalone placement or as part of a management liability review under ExecuSafe. 3,4Company-reported. Business Services catalogue and ExecuSafe article. |
