Corgi vs Travelers: How Do They Compare for Tech E&O Insurance?

For Travelers, tech E&O is a selectable part of its CyberRisk Tech policy, and it tells buyers to consult an agent or representative. Corgi sells it stand-alone with an instant online quote, bundled into startup packages.

Corgi lets startups quote and bind standalone Tech E&O online instantly, with sample limits of $1 million per claim and $2 million total. Travelers sells tech E&O through agents as one option inside CyberRisk Tech, where you choose E&O, cyber or both. ^1,^2,^3,⁴

What Are the Key Differences Between Corgi and Travelers Tech E&O Insurance?

Instant Online Bind vs an Agent-Sold Modular Policy

Corgi sells Tech E&O as a standalone instant-quote policy and as part of its startup packages, bound online. Travelers underwrites tech E&O as one selectable agreement inside CyberRisk Tech, sold through agents to technology and life-sciences companies from startups to established leaders; you can choose E&O alone, cyber alone, or both. Choose Corgi if you’re a startup that needs a policy today; choose Travelers if you want E&O and cyber from one established insurer through an agent. ¹ ² ³ ⁴

Published Sample Limits vs Security Services With Cyber

Corgi publishes sample limits of $1 million per claim and $2 million total but describes no monitoring services. Travelers publishes no E&O limits; its Cyber Risk Services, including a 24/7 dashboard and threat monitoring, come with the cyber coverage and depend on eligibility, not with E&O alone. ¹ ⁴

What Should You Confirm in Corgi and Travelers Tech E&O Insurance Quotes?

Ask Travelers whether your quote includes only E&O or also breach response, cybercrime and business-loss cover. ⁴
Ask Corgi which endorsements restore cover for contract, AI, IP and data-breach claims, which its policy excludes by default. Corgi’s primary underwriter is Technology Risk Retention Group, a member-owned insurer without state guaranty fund backing. ¹
If you buy Travelers E&O without cyber, ask whether any Cyber Risk Services apply. ⁴
Get limits and retentions from Travelers to compare with Corgi’s sample. ¹ ³

Corgi vs Travelers Tech E&O Insurance Compared

Corgi vs Travelers: Tech E&O Insurance: documented features by provider

Criteria	Corgi Tech E&O	Travelers CyberRisk Tech Technology Errors and Omissions Coverage
How to Apply	Tech & AI Liability is one of the homepage's "Instant quote" policies, meaning it can be quoted and bound online without the 1-14 day turnaround Corgi assigns to its specialty coverages. ²Company-reported. Homepage policy-card labeling as of 2026-09-23.	Travelers tells technology buyers to consult their insurance agent or a Travelers representative about CyberRisk Tech coverage; the reviewed pages do not describe a self-service quote path for technology E&O. ⁴Company-reported. Cyber-for-technology page CTA.
Coverage Features	The policy responds to claims-made "wrongful acts": negligent errors in technology services (e.g., a bad calculation costing a client money), negligent acts such as an outage from a code update, and negligent systems integration or data migration work. ¹Company-reported. Illustrative scenario notes on the Tech E&O product page; the issued policy and declarations control the actual trigger. The standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data breach liability, and AI-related claims; add-on endorsements can extend coverage to AI/algorithmic liability, copyright and trademark infringement, a contract/SLA carveback, and subcontracted technology services. ¹Company-reported. Tech E&O policy notes and Available Add-ons section; endorsement availability varies by jurisdiction and underwriting.	Travelers says the technology E&O insuring agreement helps cover the costs a company incurs from allegations of errors, omissions or negligent acts in performing its services, giving as an example a customer claiming lost revenue from an error in a software product or technology service. ³Company-reported. Technology-page FAQ answer on technology E&O; exclusions, retentions and defense-cost treatment are not detailed on this page. Travelers distinguishes technology E&O from the rest of CyberRisk Tech, which separately includes breach response, cybercrime and business-loss coverages; a buyer can select E&O coverage without also buying the cyber-specific insuring agreements. ⁴Company-reported. Cyber-for-technology product page; the exact combinations available depend on underwriting and state.
Role in This Line	Corgi sells Tech E&O as a standalone instant-quote policy and bundles it into every startup package, starting with the pre-seed and seed tier. ^1,²Company-reported. Tech E&O product page and homepage package contents; package composition may change.	Travelers underwrites technology E&O as one of the selectable insuring agreements inside its CyberRisk Tech policy, not as a separate standalone policy form; a buyer chooses E&O protection, cyber protection, or both within the same product. ^3,⁴Company-reported. Technology and CyberRisk Tech product pages, as read on 2026-09-23.

Criteria

Corgi Tech E&O

Travelers CyberRisk Tech Technology Errors and Omissions Coverage

How to Apply

Tech & AI Liability is one of the homepage's "Instant quote" policies, meaning it can be quoted and bound online without the 1-14 day turnaround Corgi assigns to its specialty coverages. ²Company-reported. Homepage policy-card labeling as of 2026-09-23.

Travelers tells technology buyers to consult their insurance agent or a Travelers representative about CyberRisk Tech coverage; the reviewed pages do not describe a self-service quote path for technology E&O. ⁴Company-reported. Cyber-for-technology page CTA.

Coverage Features

The policy responds to claims-made "wrongful acts": negligent errors in technology services (e.g., a bad calculation costing a client money), negligent acts such as an outage from a code update, and negligent systems integration or data migration work. ¹Company-reported. Illustrative scenario notes on the Tech E&O product page; the issued policy and declarations control the actual trigger.

The standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data breach liability, and AI-related claims; add-on endorsements can extend coverage to AI/algorithmic liability, copyright and trademark infringement, a contract/SLA carveback, and subcontracted technology services. ¹Company-reported. Tech E&O policy notes and Available Add-ons section; endorsement availability varies by jurisdiction and underwriting.

Travelers says the technology E&O insuring agreement helps cover the costs a company incurs from allegations of errors, omissions or negligent acts in performing its services, giving as an example a customer claiming lost revenue from an error in a software product or technology service. ³Company-reported. Technology-page FAQ answer on technology E&O; exclusions, retentions and defense-cost treatment are not detailed on this page.

Travelers distinguishes technology E&O from the rest of CyberRisk Tech, which separately includes breach response, cybercrime and business-loss coverages; a buyer can select E&O coverage without also buying the cyber-specific insuring agreements. ⁴Company-reported. Cyber-for-technology product page; the exact combinations available depend on underwriting and state.

Role in This Line

Corgi sells Tech E&O as a standalone instant-quote policy and bundles it into every startup package, starting with the pre-seed and seed tier. ^1,²Company-reported. Tech E&O product page and homepage package contents; package composition may change.

Travelers underwrites technology E&O as one of the selectable insuring agreements inside its CyberRisk Tech policy, not as a separate standalone policy form; a buyer chooses E&O protection, cyber protection, or both within the same product. ^3,⁴Company-reported. Technology and CyberRisk Tech product pages, as read on 2026-09-23.