Corgi vs Travelers: How Do They Compare for Cyber Insurance?

Corgi's standard cyber is third-party only, claims-made, quoted online; Travelers underwrites CyberRisk Tech for technology and life-sciences companies through agents.

Travelers CyberRisk Tech is built for technology and life-sciences companies and lets you pick cyber, technology E&O, or both, with a Cyber Risk Dashboard included. Corgi's standard form covers third-party claims only and describes no monitoring. ^4,¹

What Are the Key Differences Between Corgi and Travelers Cyber Insurance?

Combined Tech E&O Versus a Third-Party Startup Form

Travelers underwrites CyberRisk Tech for technology and life-sciences companies and lets a buyer pick cyber protection, technology E&O, or both in the same policy. Corgi sells a startup cyber form. The standard grant is third-party network and privacy liability; first-party response is an endorsement, and there is no technology E&O on the reviewed cyber page. Choose Travelers if you sit in tech or life sciences and want cyber and E&O on one form; choose Corgi if you want an online third-party shell. ⁴ ¹

Travelers underwrites CyberRisk Tech as a scalable policy for technology and life-sciences companies, letting a business choose cyber protection, technology E&O protection, or both within the same policy. ⁴Company-reported. Product page "What does cyber insurance coverage for technology companies include?" section.

Included Monitoring Versus Published Limits

Travelers includes a 24/7 Cyber Risk Dashboard, continuous threat monitoring, and pre-breach consultation at no extra cost for cyber-coverage policyholders, and says users saw claim frequency and severity fall nearly 20% versus those who did not, based on its own claims data. Corgi illustrates $1 million per claim, $2 million aggregate, and a $10,000 retention, and describes no monitoring. Travelers publishes no limits. You buy CyberRisk Tech through a Travelers agent; Corgi quotes online. ⁴ ¹

What Should You Confirm in Corgi and Travelers Cyber Insurance Quotes?

Ask Travelers whether you qualify for CyberRisk Tech and whether the quote is cyber, E&O, or both. ⁴
Ask Corgi which first-party endorsements are priced. ¹
Ask Travelers how it calculated the nearly 20% claims reduction. ⁴

Corgi vs Travelers Cyber Insurance Compared

Corgi vs Travelers: Cyber Insurance: documented features by provider

Criteria	Corgi Cyber Liability	Travelers CyberRisk Tech
How to Apply	You can request a cyber quote online through Corgi. ¹Company-reported. Product page quote call to action.	CyberRisk Tech is bought through a Travelers independent agent or Travelers representative. ⁴Company-reported. Product page "Consult your insurance agent about cyber insurance for technology and life sciences" section.
Coverage Features	The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. ¹Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting. Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. ¹Company-reported. Scenario notes for form CORG-CY-0100. The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. ¹Company-reported. Scenario notes for form CORG-CY-0100.	Travelers says CyberRisk Tech includes technology errors and omissions, privacy and security, media and regulatory proceedings liability insuring agreements, plus breach response, cybercrime and business loss (first-party) coverages such as forensic investigations, public relations costs, business interruption loss and cyber extortion costs. ⁴Company-reported. Product page "How does CyberRisk tech coverage mitigate cyber risk?" and "What does cyber insurance coverage for technology companies include?" sections; exact terms and exclusions are set by the issued policy.
Role in This Line	Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. ^2,¹Company-reported. Homepage package contents and the cyber liability product page.	Travelers underwrites CyberRisk Tech as a scalable policy for technology and life-sciences companies, letting a business choose cyber protection, technology E&O protection, or both within the same policy. ⁴Company-reported. Product page "What does cyber insurance coverage for technology companies include?" section.

Criteria

Corgi Cyber Liability

Travelers CyberRisk Tech

How to Apply

You can request a cyber quote online through Corgi. ¹Company-reported. Product page quote call to action.

CyberRisk Tech is bought through a Travelers independent agent or Travelers representative. ⁴Company-reported. Product page "Consult your insurance agent about cyber insurance for technology and life sciences" section.

Coverage Features

The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. ¹Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting.

Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. ¹Company-reported. Scenario notes for form CORG-CY-0100.

The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. ¹Company-reported. Scenario notes for form CORG-CY-0100.

Travelers says CyberRisk Tech includes technology errors and omissions, privacy and security, media and regulatory proceedings liability insuring agreements, plus breach response, cybercrime and business loss (first-party) coverages such as forensic investigations, public relations costs, business interruption loss and cyber extortion costs. ⁴Company-reported. Product page "How does CyberRisk tech coverage mitigate cyber risk?" and "What does cyber insurance coverage for technology companies include?" sections; exact terms and exclusions are set by the issued policy.

Role in This Line

Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. ^2,¹Company-reported. Homepage package contents and the cyber liability product page.