Corgi vs Travelers: How Do They Compare for Commercial Auto Insurance?

Both advertise liability limits up to $1 million: Corgi for trucking operators with an MCS-90 endorsement (a federal filing for motor carriers), Travelers for standalone cover through independent agents, with versions for public sector and oil and gas.

Corgi focuses on trucking liability with MCS-90 and up to $1 million limits; Travelers offers standalone commercial auto up to $1 million with CoveragePlus and Risk Control options. ^1,³

What Are the Key Differences Between Corgi and Travelers Commercial Auto Insurance?

Standalone Small-Business Auto vs. Trucking Liability

Travelers sells commercial auto as a separate policy through an independent agent and lists optional CoveragePlus and Risk Control services. Choose Travelers if you need commercial auto for a non-trucking fleet; choose Corgi if your motor-carrier operation needs MCS-90 and filings at bind. ³ ¹

Shared Headline Limit, Different Filings

Both companies advertise liability related to $1 million: Corgi as limits up to $1 million with SIR options, Travelers as liability coverage limits of up to $1 million for bodily injury and property damage to others. Corgi also describes MCS-90 and required state filings at bind. Travelers lists liability, physical damage to owned, leased, hired, or borrowed vehicles, collision, comprehensive, and uninsured/underinsured drivers, plus industry versions for public sector, oil and gas, and trucking through Northland. ¹ ³

Add-Ons and Risk Control

Travelers offers optional Select Auto CoveragePlus items such as auto lease gap, employee hired auto, and blanket additional insured, plus hired and non-owned auto, more than 600 Risk Control consultants, a dedicated Claim team, and roadside assistance. Corgi’s reviewed metadata does not list those enhancements or consultant counts. ³ ¹

What Should You Confirm in Corgi and Travelers Commercial Auto Insurance Quotes?

Confirm the issuer: Travelers underwrites its form; Corgi’s trucking pages do not name the carrier. ³ ¹
Compare how each $1 million figure is structured, including Corgi’s SIR and Travelers’ deductibles. ¹ ³
Ask Corgi about MCS-90 and state filings, and ask Travelers whether a Northland trucking form or CoveragePlus endorsements apply. ¹ ³
Ask Travelers which Risk Control and roadside services attach, which Corgi’s reviewed pages do not describe. ³ ¹

Corgi vs Travelers Commercial Auto Insurance Compared

Corgi vs Travelers: Commercial Auto Insurance: documented features by provider

Criteria	Corgi Trucking Commercial Auto Liability	Travelers Commercial Auto Insurance
Limits and Retentions	Corgi advertises commercial auto liability limits up to $1 million, with self-insured retention (SIR) options. ¹Company-reported. Page metadata only; the specific limit tiers, minimum/maximum SIR amounts and how they vary by fleet were not accessible in the reviewed page content.	Travelers advertises liability coverage limits of up to $1 million for bodily injury and property damage to others; other limits and deductibles are not published and depend on the quote. ³Company-reported. Product page "Protect your business on the road" section.
Coverage Features	Corgi describes the product as commercial auto liability insurance for trucking operators that includes an MCS-90 endorsement (a federal financial-responsibility filing for motor carriers) and handles required state filings issued at bind. ¹Company-reported. Page metadata for trucking.corgi.insure/insurance/auto-liability; the underlying policy form, named insured requirements and exclusions were not accessible in the reviewed page content.	Travelers says the policy covers liability for bodily injury and property damage, physical damage to owned, leased, hired or borrowed vehicles, collision, comprehensive, and damages caused by uninsured or underinsured drivers. ³Company-reported. Product page "What does commercial auto insurance cover?" and "Protect your business on the road" sections; exclusions and state variation apply. Travelers offers optional Select Auto CoveragePlus enhancements, including auto lease gap coverage, employee hired auto coverage and blanket additional insured coverage, plus separate hired and non-owned auto coverage for rented or employee-owned vehicles used for work. ³Company-reported. Product page "Additional coverage options" and "Hired and non-owned auto coverage" sections.
Role in This Line	Corgi's commercial auto liability product for trucking operators is hosted on a separate site, trucking.corgi.insure, distinct from the startup-insurance product pages on corgi.insure that carry CGL, D&O, Cyber and the other startup modules. ^1,²Company-reported. Site structure as observed on 2026-09-23. The trucking site is a JavaScript-rendered application; the reviewed pages returned only page metadata (title and description) without executing client-side rendering, so no further page content was reviewed.	Travelers underwrites commercial auto insurance as a standalone policy; it is not included in a Travelers Business Owner's Policy and must be purchased separately. ³Company-reported. Commercial auto product page.

Criteria

Corgi Trucking Commercial Auto Liability

Travelers Commercial Auto Insurance

Limits and Retentions

Corgi advertises commercial auto liability limits up to $1 million, with self-insured retention (SIR) options. ¹Company-reported. Page metadata only; the specific limit tiers, minimum/maximum SIR amounts and how they vary by fleet were not accessible in the reviewed page content.

Travelers advertises liability coverage limits of up to $1 million for bodily injury and property damage to others; other limits and deductibles are not published and depend on the quote. ³Company-reported. Product page "Protect your business on the road" section.

Coverage Features

Corgi describes the product as commercial auto liability insurance for trucking operators that includes an MCS-90 endorsement (a federal financial-responsibility filing for motor carriers) and handles required state filings issued at bind. ¹Company-reported. Page metadata for trucking.corgi.insure/insurance/auto-liability; the underlying policy form, named insured requirements and exclusions were not accessible in the reviewed page content.

Travelers says the policy covers liability for bodily injury and property damage, physical damage to owned, leased, hired or borrowed vehicles, collision, comprehensive, and damages caused by uninsured or underinsured drivers. ³Company-reported. Product page "What does commercial auto insurance cover?" and "Protect your business on the road" sections; exclusions and state variation apply.

Travelers offers optional Select Auto CoveragePlus enhancements, including auto lease gap coverage, employee hired auto coverage and blanket additional insured coverage, plus separate hired and non-owned auto coverage for rented or employee-owned vehicles used for work. ³Company-reported. Product page "Additional coverage options" and "Hired and non-owned auto coverage" sections.

Role in This Line

Corgi's commercial auto liability product for trucking operators is hosted on a separate site, trucking.corgi.insure, distinct from the startup-insurance product pages on corgi.insure that carry CGL, D&O, Cyber and the other startup modules. ^1,²Company-reported. Site structure as observed on 2026-09-23. The trucking site is a JavaScript-rendered application; the reviewed pages returned only page metadata (title and description) without executing client-side rendering, so no further page content was reviewed.

Travelers underwrites commercial auto insurance as a standalone policy; it is not included in a Travelers Business Owner's Policy and must be purchased separately. ³Company-reported. Commercial auto product page.