Corgi vs Travelers Business Owner’s Policy

Corgi lists a Business Owners Policy among its main policies, but groups it with the slower, non-instant-quote products rather than the modules that get an on-page instant quote. ²Company-reported. Homepage coverage catalog as read on 2026-09-23. No dedicated BOP product page was found on corgi.insure or its sitemap.

Travelers packages this line as a Technology Services Business Owner's Policy (BOP) that bundles property insurance with liability insurance into a single policy for small technology-services businesses. ⁹Company-reported. Small Business Technology Services Insurance page as read on 2026-09-23.

The reviewed homepage listing does not name an issuing insurer, policy form number or underwriting entity for the Business Owners Policy. ²Not publicly disclosed. Homepage catalog card as read on 2026-09-23; no dedicated BOP page exists to check for a form number or underwriter disclosure.

The Small Business Technology Services Insurance page does not name the specific Travelers entity that issues this BOP; the issuing company is disclosed on the policy itself. ⁹Not found in reviewed sources. Page checked on 2026-09-23; no underwriting-entity footer was present on this page.

Not described in the reviewed sources.

Travelers markets this BOP to small businesses providing technology services, including computer installation and repair, data processing services, internet service providers, IT consultants and schools, software development, web development and design, and web hosting. ⁹Company-reported. "Who is small business technology services insurance right for?" section.

Corgi describes its BOP as combining general liability and commercial property coverage into a single policy, designed for small and growing businesses. ²Company-reported. One-line homepage product description; no policy form, limits, exclusions or endorsement list is published for this line.

Travelers says the Technology Services BOP includes property coverage, general liability, business income and extra expense coverage, and cyber liability and errors & omissions coverage, bundled into one policy. ⁹Company-reported. BOP description on the Small Business Technology Services Insurance page.

Travelers offers optional add-ons for this BOP: the Xtend Endorsement, which it describes as 15 general liability coverage enhancements including a blanket waiver of subrogation; Employment Practices Liability+ (EPL+) for claims like discrimination or wrongful termination; and World Business Essentials, which extends some property and liability coverage for periodic overseas travel. ⁹Company-reported. "Customize your business policy with these add-ons" section.

No limits, deductibles or retentions are published for the Business Owners Policy in the reviewed sources. ²Not found in reviewed sources. Homepage catalog card only; Corgi publishes illustrative limits for several other lines (e.g. D&O, EPLI, Crime) on their own product pages, but no equivalent page exists for BOP.

The page does not publish specific coverage limits, deductibles or sublimits for the Technology Services BOP or its add-ons; those figures appear on the quote and declarations. ⁹Not found in reviewed sources. Page checked on 2026-09-23.

Corgi tags the BOP card with a 1-14 days turnaround, distinct from the same-day instant-quote path it advertises for CGL, Cyber, Tech & AI, D&O, EPLI, Fiduciary, Media and HNOA. ²Company-reported. Homepage badge language only; the reviewed sources do not describe the actual BOP application steps or underwriting requirements.

Travelers directs buyers to an independent insurance agent to tailor and purchase this BOP; the page does not offer a direct self-service online quote or bind path. ⁹Company-reported. "Find an insurance agent" call-to-action on the technology-services page.