Corgi vs Travelers: How Do They Compare for Business Owner’s Policy?

Corgi's BOP bundles general liability and property for small and growing businesses with a 1 to 14 day turnaround; Travelers markets its BOP to small technology-services businesses and directs buyers to an independent agent.

For IT, software and web businesses, Travelers' Technology Services BOP puts cyber liability and errors and omissions in the same policy as property and liability. Corgi's general BOP covers only liability and property and takes 1 to 14 days. ^2,¹

What Are the Key Differences Between Corgi and Travelers Business Owner’s Policy?

One Policy for a Tech Firm's Main Risks

A software consultancy that loses client data or ships a bug faces claims a standard BOP doesn't touch. Travelers' tech package adds business income, extra expense, cyber liability and errors and omissions to property and liability, for computer repair, data processing, ISPs, IT consultants and schools, software and web development, and web hosting. Corgi's BOP card names no industries and lists only liability and property, so you'd need separate cyber and E&O. Choose Travelers if your work is on its tech list; consider Corgi for a non-tech business that only needs the basics. ² ¹

Room to Add Cover

Travelers lets you add its Xtend Endorsement, Employment Practices Liability+ and World Business Essentials for overseas work. Corgi's BOP sources list no endorsements. ² ¹

Agent Versus Waiting on Corgi

You buy Travelers through an independent agent; its page offers no self-service quote. Corgi gives its BOP a 1 to 14 day turnaround, slower than its instant-quote lines. ² ¹

What Should You Confirm in Corgi and Travelers Business Owner’s Policy Quotes?

Check your work is on Travelers' technology-services list, and ask Corgi whether it quotes your class. ² ¹
Ask Corgi whether cyber and E&O can be added; Travelers includes them. ² ¹
Ask both which insurer issues the policy; Travelers says it's named on the policy, and Corgi's listing names none. ² ¹
Get limits and deductibles from both; neither publishes them. ² ¹

Corgi vs Travelers Business Owner’s Policy Compared

Corgi vs Travelers: Business Owner’s Policy: documented features by provider

Criteria	Corgi Business Owners Policy (BOP)	Technology Services Business Owner's Policy
How to Apply	Corgi tags the BOP card with a 1-14 days turnaround, distinct from the same-day instant-quote path it advertises for CGL, Cyber, Tech & AI, D&O, EPLI, Fiduciary, Media and HNOA. ¹Company-reported. Homepage badge language only; the reviewed sources do not describe the actual BOP application steps or underwriting requirements.	Travelers directs buyers to an independent insurance agent to tailor and purchase this BOP; the page does not offer a direct self-service online quote or bind path. ²Company-reported. "Find an insurance agent" call-to-action on the technology-services page.
Coverage Features	Corgi describes its BOP as combining general liability and commercial property coverage into a single policy, designed for small and growing businesses. ¹Company-reported. One-line homepage product description; no policy form, limits, exclusions or endorsement list is published for this line.	Travelers says the Technology Services BOP includes property coverage, general liability, business income and extra expense coverage, and cyber liability and errors & omissions coverage, bundled into one policy. ²Company-reported. BOP description on the Small Business Technology Services Insurance page. Travelers offers optional add-ons for this BOP: the Xtend Endorsement, which it describes as 15 general liability coverage enhancements including a blanket waiver of subrogation; Employment Practices Liability+ (EPL+) for claims like discrimination or wrongful termination; and World Business Essentials, which extends some property and liability coverage for periodic overseas travel. ²Company-reported. "Customize your business policy with these add-ons" section.
Role in This Line	Corgi lists a Business Owners Policy among its main policies, but groups it with the slower, non-instant-quote products rather than the modules that get an on-page instant quote. ¹Company-reported. Homepage coverage catalog as read on 2026-09-23. No dedicated BOP product page was found on corgi.insure or its sitemap.	Travelers packages this line as a Technology Services Business Owner's Policy (BOP) that bundles property insurance with liability insurance into a single policy for small technology-services businesses. ²Company-reported. Small Business Technology Services Insurance page as read on 2026-09-23.

Criteria

Corgi Business Owners Policy (BOP)

Technology Services Business Owner's Policy

How to Apply

Corgi tags the BOP card with a 1-14 days turnaround, distinct from the same-day instant-quote path it advertises for CGL, Cyber, Tech & AI, D&O, EPLI, Fiduciary, Media and HNOA. ¹Company-reported. Homepage badge language only; the reviewed sources do not describe the actual BOP application steps or underwriting requirements.

Travelers directs buyers to an independent insurance agent to tailor and purchase this BOP; the page does not offer a direct self-service online quote or bind path. ²Company-reported. "Find an insurance agent" call-to-action on the technology-services page.

Coverage Features

Corgi describes its BOP as combining general liability and commercial property coverage into a single policy, designed for small and growing businesses. ¹Company-reported. One-line homepage product description; no policy form, limits, exclusions or endorsement list is published for this line.

Travelers says the Technology Services BOP includes property coverage, general liability, business income and extra expense coverage, and cyber liability and errors & omissions coverage, bundled into one policy. ²Company-reported. BOP description on the Small Business Technology Services Insurance page.

Travelers offers optional add-ons for this BOP: the Xtend Endorsement, which it describes as 15 general liability coverage enhancements including a blanket waiver of subrogation; Employment Practices Liability+ (EPL+) for claims like discrimination or wrongful termination; and World Business Essentials, which extends some property and liability coverage for periodic overseas travel. ²Company-reported. "Customize your business policy with these add-ons" section.

Role in This Line

Corgi lists a Business Owners Policy among its main policies, but groups it with the slower, non-instant-quote products rather than the modules that get an on-page instant quote. ¹Company-reported. Homepage coverage catalog as read on 2026-09-23. No dedicated BOP product page was found on corgi.insure or its sitemap.

Travelers packages this line as a Technology Services Business Owner's Policy (BOP) that bundles property insurance with liability insurance into a single policy for small technology-services businesses. ²Company-reported. Small Business Technology Services Insurance page as read on 2026-09-23.