Corgi vs 
TechInsurance General Liability Insurance
Corgi names its own CGL insurer online; TechInsurance returns quotes from multiple carriers and reports a median $45/month price.
What Is Corgi Insurance?
Corgi Insurance sells commercial coverage to technology startups through stage-based packages (pre-seed and seed, Series A, and growth stage) that combine general liability, directors and officers, technology E&O, cyber, and related lines, alongside a growing small-business product line for other industries. Coverage may be issued by Corgi’s own risk retention group, an affiliated admitted carrier, or a partner insurer, so the issuing entity and available protections depend on the specific product and state. 1,2,3,4,5
What Is TechInsurance?
TechInsurance is a small-business insurance agency and brokerage with a technology focus, offering online quote comparison and agent assistance through the Insureon organization. 7,8
What Is General Liability Insurance?
General liability covers claims that your business injured someone, damaged their property or committed a specified personal or advertising offense. It does not insure your own building or equipment. 10,11
Key Differences in General Liability Insurance
Who Carries the Risk
Corgi's CGL page names its insurer, Technology Risk Retention Group, Inc. 6 TechInsurance's page does not name an issuing insurer; it describes returning quotes from multiple carriers rather than naming one upfront. 9
Coverage Detail Published
Corgi's page details specific limits, sublimits and exclusions for its CORG-CGL-0100 form, including exclusions for cyber and professional errors. 6 TechInsurance describes coverage in general terms — bodily injury, property damage, copyright infringement, defamation — and says product liability is often included or available by endorsement, without publishing exclusions for a specific form. 9
What Numbers Each Publishes
Corgi's illustrative limits are $1 million per occurrence and $2 million aggregate, with a $2,000 per-claim retention. 6 TechInsurance instead reports that nearly 90% of its customers choose the same $1 million/$2 million limit structure and that its customers pay a median of $45 a month:
TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. 9Company-reported. General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table.
How You Buy
Corgi's process is self-serve online, with same-day binding for eligible applicants. 6 TechInsurance's process also runs through a short online application, but it adds licensed agents in all 50 states to help pick a policy and says a certificate of insurance is typically available the same day coverage is bought. 9
What to Confirm in General Liability Insurance Quotes
- Ask TechInsurance which specific carrier would issue your policy, since its page names none. 9
- Ask Corgi to confirm its declarations-page limits and retention match the illustrative figures shown on its site. 6
- Ask TechInsurance whether the $45/month median applies to your business type, since it's a book-of-business average, not a quote. 9
- Confirm which product-liability and copyright-infringement exclusions apply to your specific policy from each provider, since both describe coverage in general terms. 6 9
Offering Details
Corgi vs TechInsurance General Liability Insurance: documented features by provider
| Criteria | Corgi Commercial General Liability (CGL) | TechInsurance Commercial General Liability Insurance |
|---|---|---|
| Role in This Line | Corgi sells Commercial General Liability (CGL) as a standalone policy and includes it in every startup package tier it lists, from Pre-Seed & Seed through Series A, Growth Stage and the Custom Package. 2,6Company-reported. Homepage package contents and the CGL product page. | TechInsurance arranges general liability insurance for small businesses and describes it as often the first policy small business owners buy. 9Company-reported. General liability product page. |
| Issuing Insurer | Corgi's CGL page states the policy is underwritten by Technology Risk Retention Group, Inc., a risk retention group, rather than one of Corgi's admitted carrier affiliates. 6Company-reported. CGL scenario note 1 and policy boundaries section. | The reviewed page does not name the issuing insurer for a general liability policy; TechInsurance describes returning quotes from multiple carriers rather than naming one upfront. 9Not publicly disclosed. General liability product page as read on 2026-09-23. |
| Who It’s For | Not described in the reviewed sources. | TechInsurance targets general liability at small businesses that interact with the public, including those that let customers into a store or office, visit clients' homes or businesses, handle client property, sell products, or advertise online. 9Company-reported. General liability product page. |
| Coverage Features | The standard CGL form (CORG-CGL-0100) is occurrence-based and covers third-party bodily injury, property damage and a narrow list of personal-and-advertising-injury offenses, but excludes patent infringement, professional errors, cyber incidents, and damage to property in the policyholder's care, custody or control. 6Company-reported. CGL coverage table and scenario/policy notes; illustrative summary, not policy wording. | TechInsurance says general liability insurance covers third-party bodily injury, property damage, copyright infringement, defamation (libel or slander), and often includes product liability coverage or the option to add it by endorsement. 9Company-reported. General liability product page; general policy description, not a specific policy form. |
| Limits and Retentions | Corgi shows illustrative CGL limits of up to $1 million per occurrence and $2 million general aggregate, a $100,000 damage-to-premises sublimit, $5,000 medical payments per person, and a $2,000 per-claim self-insured retention; actual amounts appear on the declarations page. 6Company-reported. CGL coverage table, described as illustrative and possibly differing from the issued policy. | TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. 9Company-reported. General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table. |
| Risk Services | The reviewed CGL page does not describe risk-control, premises-safety or loss-prevention services for policyholders beyond the coverage itself. 6Not found in reviewed sources. CGL product page as read on 2026-09-23. | Not described in the reviewed sources. |
| How to Apply | You can request a CGL quote through Corgi's online instant-quote flow, and Corgi says eligible applicants can complete the application and bind the same day rather than going through a multi-week broker-review cycle. 6,2Company-reported. CGL page call to action and homepage self-serve description. | You request general liability quotes online through a short application; TechInsurance says licensed agents in all 50 states are available to help pick a policy, and a certificate of insurance is typically available the same day you buy coverage. 9Company-reported. General liability product page application and certificate sections. |
| Claims Support | Corgi says the CGL insurer has a duty to defend covered claims, meaning it appoints and pays for defense counsel on the policyholder's behalf, subject to the applicable retention. 6Company-reported. CGL scenario note 1, illustrated through a bodily-injury example; distinct from D&O's duty-to-reimburse structure noted on the same page. | Not described in the reviewed sources. |
Full Comparison
More Corgi vs TechInsurance Comparisons
Other General Liability Insurance Comparisons
Sources
Corgi
- Disclaimers & Licensing. Corgi Insurance Services, Inc.; Carrier Financial Strength (including “federally chartered” and “federal prudential oversight” wording); About Corgi; Licensing; Premium and Payment Disclosures (producer commissions, fees, or other consideration, amounts available on request); Binding Authority and Policy Issuance; page last updated 04/05/26. Accessed 2026-09-15.
- Corgi Insurance: Startup Insurance, Quoted in Minutes. Corgi Insurance; Coverage Designed Around Your Startup's Journey: package contents listing CGL in every package tier. Accessed 2026-09-23.
- Corgi Insurance Launches Admitted Insurance Carrier. PR Newswire (Corgi press release); Announcement of Corgi Insurance Company, Inc.; planned small-business product classes; guaranty-association eligibility statement. Accessed 2026-09-15.
- NAIC Listing of Companies. National Association of Insurance Commissioners; June 2026 listing, numerical entry 17763 P 1 AZ TECHNOLOGY RRG INC. Accessed 2026-09-15.
- Insurance Topics: Risk Retention Groups. National Association of Insurance Commissioners; Topic page last updated 13 October 2025: member-owned liability insurers formed under state and federal law; may be formed under a state's captive or traditional insurance laws; domiciled in one state and registered in others; treated as multi-state companies subject to modified NAIC accreditation standards. Accessed 2026-09-15.
- CGL Insurance for Startups. Corgi Insurance; What's Actually Inside Your CGL Policy (form CORG-CGL-0100); Scenario notes; Policy notes; Available Add-ons; FAQ. Accessed 2026-09-23.
TechInsurance
- About TechInsurance. TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
- Contact Us. TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
- Commercial General Liability Insurance Quotes Online. TechInsurance; What does general liability insurance cover? (bodily injury, property damage, copyright infringement, defamation, product liability); How much does general liability insurance cost?; How much general liability coverage do you need? (90% of customers choose $1M/$2M limits); What are coverage types A, B, and C? Accessed 2026-09-23.
General Liability Insurance Guide
- Commercial general liability insurance. Insurance Information Institute; Coverage A; Coverage B; Coverage C; Purchasing commercial general liability insurance. Accessed 2026-09-16.
- Commercial Insurance Guide. California Department of Insurance; Commercial General Liability; Commercial Automobile; What Should I Expect from a Broker-Agent?; How Are Commercial Policies Rated? Accessed 2026-09-16.
