Corgi vs TechInsurance: How Do They Compare for General Liability Insurance?

A median of $45 per month is what TechInsurance says its customers pay for GL, which it arranges for small businesses that deal with the public. Corgi sells standalone CGL and includes it in every startup package tier it lists.

Corgi underwrites CGL through Technology Risk Retention Group and publishes illustrative limits. TechInsurance arranges quotes from multiple carriers without naming one, and reports that its customers pay a median of $45 a month. ^1,³

What Are the Key Differences Between Corgi and TechInsurance General Liability Insurance?

Who Carries the Risk

Corgi's CGL page names its insurer, Technology Risk Retention Group, Inc. ¹ TechInsurance's page does not name an issuing insurer; it describes returning quotes from multiple carriers rather than naming one upfront. ³

Coverage Detail Published

Corgi's page details specific limits, sublimits and exclusions for its CORG-CGL-0100 form, including exclusions for cyber and professional errors. ¹ TechInsurance describes coverage in general terms — bodily injury, property damage, copyright infringement, defamation — and says product liability is often included or available by endorsement, without publishing exclusions for a specific form. ³

What Numbers Each Publishes

Corgi's illustrative limits are $1 million per occurrence and $2 million aggregate, with a $2,000 per-claim retention. ¹ TechInsurance instead reports that nearly 90% of its customers choose the same $1 million/$2 million limit structure and that its customers pay a median of $45 a month:

TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. ³Company-reported. General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table.

How You Buy

Corgi's process is self-serve online, with same-day binding for eligible applicants. ¹ TechInsurance's process also runs through a short online application, but it adds licensed agents in all 50 states to help pick a policy and says a certificate of insurance is typically available the same day coverage is bought. ³

What Should You Confirm in Corgi and TechInsurance General Liability Insurance Quotes?

Ask TechInsurance which specific carrier would issue your policy, since its page names none. ³
Ask Corgi to confirm its declarations-page limits and retention match the illustrative figures shown on its site. ¹
Ask TechInsurance whether the $45/month median applies to your business type, since it's a book-of-business average, not a quote. ³
Confirm which product-liability and copyright-infringement exclusions apply to your specific policy from each provider, since both describe coverage in general terms. ¹ ³

Corgi vs TechInsurance General Liability Insurance Compared

Corgi vs TechInsurance: General Liability Insurance: documented features by provider

Criteria	Corgi Commercial General Liability (CGL)	TechInsurance Commercial General Liability Insurance
Limits and Retentions	Corgi shows illustrative CGL limits of up to $1 million per occurrence and $2 million general aggregate, a $100,000 damage-to-premises sublimit, $5,000 medical payments per person, and a $2,000 per-claim self-insured retention; actual amounts appear on the declarations page. ¹Company-reported. CGL coverage table, described as illustrative and possibly differing from the issued policy.	TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. ³Company-reported. General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table.
How to Apply	You can request a CGL quote through Corgi's online instant-quote flow, and Corgi says eligible applicants can complete the application and bind the same day rather than going through a multi-week broker-review cycle. ^1,²Company-reported. CGL page call to action and homepage self-serve description.	You request general liability quotes online through a short application; TechInsurance says licensed agents in all 50 states are available to help pick a policy, and a certificate of insurance is typically available the same day you buy coverage. ³Company-reported. General liability product page application and certificate sections.
Coverage Features	The standard CGL form (CORG-CGL-0100) is occurrence-based and covers third-party bodily injury, property damage and a narrow list of personal-and-advertising-injury offenses, but excludes patent infringement, professional errors, cyber incidents, and damage to property in the policyholder's care, custody or control. ¹Company-reported. CGL coverage table and scenario/policy notes; illustrative summary, not policy wording.	TechInsurance says general liability insurance covers third-party bodily injury, property damage, copyright infringement, defamation (libel or slander), and often includes product liability coverage or the option to add it by endorsement. ³Company-reported. General liability product page; general policy description, not a specific policy form.
Role in This Line	Corgi sells Commercial General Liability (CGL) as a standalone policy and includes it in every startup package tier it lists, from Pre-Seed & Seed through Series A, Growth Stage and the Custom Package. ^2,¹Company-reported. Homepage package contents and the CGL product page.	TechInsurance arranges general liability insurance for small businesses and describes it as often the first policy small business owners buy. ³Company-reported. General liability product page.