---
title: "Corgi vs TechInsurance General Liability Insurance"
description: "Corgi names its own CGL insurer online; TechInsurance returns quotes from multiple carriers and reports a median $45/month price."
canonical: "https://spot.insure/compare/corgi-vs-techinsurance/general-liability"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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# Corgi vs TechInsurance General Liability Insurance

Corgi names its own CGL insurer online; TechInsurance returns quotes from multiple carriers and reports a median $45/month price.

## Research Scope and Use

Use this comparison to evaluate Corgi and TechInsurance for General Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Corgi underwrites CGL through Technology Risk Retention Group and publishes illustrative limits. TechInsurance arranges quotes from multiple carriers without naming one, and reports that its customers pay a median of $45 a month. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online")

## What Is Corgi Insurance?

Corgi Insurance sells commercial coverage to technology startups through stage-based packages (pre-seed and seed, Series A, and growth stage) that combine general liability, directors and officers, technology E&O, cyber, and related lines, alongside a growing small-business product line for other industries. Coverage may be issued by Corgi’s own risk retention group, an affiliated admitted carrier, or a partner insurer, so the issuing entity and available protections depend on the specific product and state. [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [3](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html "Corgi Insurance Launches Admitted Insurance Carrier") [4](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf "NAIC Listing of Companies") [5](https://content.naic.org/insurance-topics/risk-retention-groups "Insurance Topics: Risk Retention Groups")

[Corgi profile](https://spot.insure/insurance-providers/corgi)

## What Is TechInsurance?

TechInsurance is a small-business insurance agency and brokerage with a technology focus, offering online quote comparison and agent assistance through the Insureon organization. [7](https://www.techinsurance.com/about-us "About TechInsurance") [8](https://www.techinsurance.com/contact-us "Contact Us")

[TechInsurance profile](https://spot.insure/insurance-providers/techinsurance)

## What Is General Liability Insurance?

General liability covers claims that your business injured someone, damaged their property or committed a specified personal or advertising offense. It does not insure your own building or equipment. [10](https://www.iii.org/article/commercial-general-liability-insurance "Commercial general liability insurance") [11](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide")

## Key Differences in General Liability Insurance

### Who Carries the Risk

Corgi's CGL page names its insurer, Technology Risk Retention Group, Inc. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") TechInsurance's page does not name an issuing insurer; it describes returning quotes from multiple carriers rather than naming one upfront. [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online")

### Coverage Detail Published

Corgi's page details specific limits, sublimits and exclusions for its CORG-CGL-0100 form, including exclusions for cyber and professional errors. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") TechInsurance describes coverage in general terms — bodily injury, property damage, copyright infringement, defamation — and says product liability is often included or available by endorsement, without publishing exclusions for a specific form. [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online")

### What Numbers Each Publishes

Corgi's illustrative limits are $1 million per occurrence and $2 million aggregate, with a $2,000 per-claim retention. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") TechInsurance instead reports that nearly 90% of its customers choose the same $1 million/$2 million limit structure and that its customers pay a median of $45 a month:

TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table..)

### How You Buy

Corgi's process is self-serve online, with same-day binding for eligible applicants. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") TechInsurance's process also runs through a short online application, but it adds licensed agents in all 50 states to help pick a policy and says a certificate of insurance is typically available the same day coverage is bought. [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online")

## What to Confirm in General Liability Insurance Quotes

- Ask TechInsurance which specific carrier would issue your policy, since its page names none. [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online")
- Ask Corgi to confirm its declarations-page limits and retention match the illustrative figures shown on its site. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups")
- Ask TechInsurance whether the $45/month median applies to your business type, since it's a book-of-business average, not a quote. [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online")
- Confirm which product-liability and copyright-infringement exclusions apply to your specific policy from each provider, since both describe coverage in general terms. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online")

## Offering Details

| Criteria | Corgi Commercial General Liability (CGL) | TechInsurance Commercial General Liability Insurance |
| --- | --- | --- |
| Role in This Line | Corgi sells Commercial General Liability (CGL) as a standalone policy and includes it in every startup package tier it lists, from Pre-Seed & Seed through Series A, Growth Stage and the Custom Package. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") (Evidence: Company-reported; scope: Homepage package contents and the CGL product page..) | TechInsurance arranges general liability insurance for small businesses and describes it as often the first policy small business owners buy. [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page..) |
| Issuing Insurer | Corgi's CGL page states the policy is underwritten by Technology Risk Retention Group, Inc., a risk retention group, rather than one of Corgi's admitted carrier affiliates. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") (Evidence: Company-reported; scope: CGL scenario note 1 and policy boundaries section..) | The reviewed page does not name the issuing insurer for a general liability policy; TechInsurance describes returning quotes from multiple carriers rather than naming one upfront. [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Not publicly disclosed; scope: General liability product page as read on 2026-09-23..) |
| Who It’s For | Not described in the reviewed sources. | TechInsurance targets general liability at small businesses that interact with the public, including those that let customers into a store or office, visit clients' homes or businesses, handle client property, sell products, or advertise online. [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page..) |
| Coverage Features | The standard CGL form (CORG-CGL-0100) is occurrence-based and covers third-party bodily injury, property damage and a narrow list of personal-and-advertising-injury offenses, but excludes patent infringement, professional errors, cyber incidents, and damage to property in the policyholder's care, custody or control. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") (Evidence: Company-reported; scope: CGL coverage table and scenario/policy notes; illustrative summary, not policy wording..) | TechInsurance says general liability insurance covers third-party bodily injury, property damage, copyright infringement, defamation (libel or slander), and often includes product liability coverage or the option to add it by endorsement. [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page; general policy description, not a specific policy form..) |
| Limits and Retentions | Corgi shows illustrative CGL limits of up to $1 million per occurrence and $2 million general aggregate, a $100,000 damage-to-premises sublimit, $5,000 medical payments per person, and a $2,000 per-claim self-insured retention; actual amounts appear on the declarations page. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") (Evidence: Company-reported; scope: CGL coverage table, described as illustrative and possibly differing from the issued policy..) | TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table..) |
| Risk Services | The reviewed CGL page does not describe risk-control, premises-safety or loss-prevention services for policyholders beyond the coverage itself. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") (Evidence: Not found in reviewed sources; scope: CGL product page as read on 2026-09-23..) | Not described in the reviewed sources. |
| How to Apply | You can request a CGL quote through Corgi's online instant-quote flow, and Corgi says eligible applicants can complete the application and bind the same day rather than going through a multi-week broker-review cycle. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") (Evidence: Company-reported; scope: CGL page call to action and homepage self-serve description..) | You request general liability quotes online through a short application; TechInsurance says licensed agents in all 50 states are available to help pick a policy, and a certificate of insurance is typically available the same day you buy coverage. [9](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page application and certificate sections..) |
| Claims Support | Corgi says the CGL insurer has a duty to defend covered claims, meaning it appoints and pays for defense counsel on the policyholder's behalf, subject to the applicable retention. [6](https://www.corgi.insure/general-liability "CGL Insurance for Startups") (Evidence: Company-reported; scope: CGL scenario note 1, illustrated through a bodily-injury example; distinct from D&O's duty-to-reimburse structure noted on the same page..) | Not described in the reviewed sources. |

## Full Comparison

- [Corgi vs TechInsurance](https://spot.insure/compare/corgi-vs-techinsurance): all coverage lines, business roles, service and claims.
- [What Is General Liability Insurance?](https://spot.insure/coverage/general-liability): General liability insurance helps with covered claims for injuries to other people, damage to their property and specified advertising offenses.
- [Corgi vs TechInsurance Business Owner’s Policy](https://spot.insure/compare/corgi-vs-techinsurance/business-owners-policy)
- [Corgi vs TechInsurance Commercial Auto Insurance](https://spot.insure/compare/corgi-vs-techinsurance/commercial-auto)
- [Corgi vs TechInsurance Cyber Insurance](https://spot.insure/compare/corgi-vs-techinsurance/cyber)
- [Corgi vs TechInsurance D&O Insurance](https://spot.insure/compare/corgi-vs-techinsurance/directors-officers)
- [Corgi vs TechInsurance Employment Practices Liability Insurance](https://spot.insure/compare/corgi-vs-techinsurance/employment-practices)
- [Corgi vs TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/compare/corgi-vs-techinsurance/professional-errors-omissions)
- [Corgi vs TechInsurance Tech E&O Insurance](https://spot.insure/compare/corgi-vs-techinsurance/technology-errors-omissions)
- [Corgi vs TechInsurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/corgi-vs-techinsurance/umbrella-excess)
- [Corgi vs TechInsurance Workers’ Compensation Insurance](https://spot.insure/compare/corgi-vs-techinsurance/workers-compensation)
- [Alliance Risk vs Corgi General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-corgi/general-liability)
- [Alliance Risk vs TechInsurance General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-techinsurance/general-liability)
- [Amelia Risk vs Corgi General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-corgi/general-liability)
- [Amelia Risk vs TechInsurance General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-techinsurance/general-liability)
- [Beazley vs Corgi General Liability Insurance](https://spot.insure/compare/beazley-vs-corgi/general-liability)
- [Beazley vs TechInsurance General Liability Insurance](https://spot.insure/compare/beazley-vs-techinsurance/general-liability)

## Sources

### Corgi

1. [Disclaimers & Licensing](https://www.corgi.insure/disclaimers). Corgi Insurance Services, Inc.; Carrier Financial Strength (including “federally chartered” and “federal prudential oversight” wording); About Corgi; Licensing; Premium and Payment Disclosures (producer commissions, fees, or other consideration, amounts available on request); Binding Authority and Policy Issuance; page last updated 04/05/26. Accessed 2026-09-15.
2. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Coverage Designed Around Your Startup's Journey: package contents listing CGL in every package tier. Accessed 2026-09-23.
3. [Corgi Insurance Launches Admitted Insurance Carrier](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html). PR Newswire (Corgi press release); Announcement of Corgi Insurance Company, Inc.; planned small-business product classes; guaranty-association eligibility statement. Accessed 2026-09-15.
4. [NAIC Listing of Companies](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf). National Association of Insurance Commissioners; June 2026 listing, numerical entry 17763 P 1 AZ TECHNOLOGY RRG INC. Accessed 2026-09-15.
5. [Insurance Topics: Risk Retention Groups](https://content.naic.org/insurance-topics/risk-retention-groups). National Association of Insurance Commissioners; Topic page last updated 13 October 2025: member-owned liability insurers formed under state and federal law; may be formed under a state's captive or traditional insurance laws; domiciled in one state and registered in others; treated as multi-state companies subject to modified NAIC accreditation standards. Accessed 2026-09-15.
6. [CGL Insurance for Startups](https://www.corgi.insure/general-liability). Corgi Insurance; What's Actually Inside Your CGL Policy (form CORG-CGL-0100); Scenario notes; Policy notes; Available Add-ons; FAQ. Accessed 2026-09-23.

### TechInsurance

7. [About TechInsurance](https://www.techinsurance.com/about-us). TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
8. [Contact Us](https://www.techinsurance.com/contact-us). TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
9. [Commercial General Liability Insurance Quotes Online](https://www.techinsurance.com/general-liability-insurance). TechInsurance; What does general liability insurance cover? (bodily injury, property damage, copyright infringement, defamation, product liability); How much does general liability insurance cost?; How much general liability coverage do you need? (90% of customers choose $1M/$2M limits); What are coverage types A, B, and C?. Accessed 2026-09-23.

### General Liability Insurance Guide

10. [Commercial general liability insurance](https://www.iii.org/article/commercial-general-liability-insurance). Insurance Information Institute; Coverage A; Coverage B; Coverage C; Purchasing commercial general liability insurance. Accessed 2026-09-16.
11. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial General Liability; Commercial Automobile; What Should I Expect from a Broker-Agent?; How Are Commercial Policies Rated?. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/corgi-vs-techinsurance/general-liability.md)
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