Corgi vs StartupInsurance.ai: How Do They Compare for Fiduciary Liability Insurance?

Corgi includes fiduciary liability in Growth Stage and Custom packages, not its earliest tiers; StartupInsurance.ai lists the line in its startup quote intake and checks existing policies for AI exclusions.

Corgi details its CORG-FL-0100 claims-made form and exclusions; StartupInsurance.ai checks forms for a blanket AI exclusion used by one major carrier. ^1,⁴

What Are the Key Differences Between Corgi and StartupInsurance.ai Fiduciary Liability Insurance?

Two Online Startup Paths

Both offer a web-based starting point: Corgi provides a dedicated fiduciary quote flow, while StartupInsurance.ai includes fiduciary as one of seven coverage choices in its online intake. ¹ ⁵

Form Detail Versus AI-Exclusion Watch

Corgi publishes CORG-FL-0100 terms: claims-made ERISA cover, settlor/ESOP/multi-employer exclusions, and uncovered DOL, IRS, and HHS inquiries. StartupInsurance.ai says one major carrier added a blanket AI exclusion to fiduciary forms, typically at renewal inside an endorsement, and that it checks policies for this exclusion. ¹ ⁴

Package Gates Versus Program List

Corgi lists fiduciary only in Growth Stage and Custom packages. StartupInsurance.ai names fiduciary among the lines its startup program places, alongside GL, D&O, tech E&O, cyber, EPL, and crime, without a documented later-stage gate. ² ⁴

Extra Service

Corgi’s page does not describe a policy-wording review beyond optional endorsements. StartupInsurance.ai’s free policy check reviews an existing program for AI exclusions within 48 hours and specifically calls out fiduciary as one of the affected forms. ¹ ⁴

What Should You Confirm in Corgi and StartupInsurance.ai Fiduciary Liability Insurance Quotes?

Ask StartupInsurance.ai whether the placed fiduciary form carries a blanket AI exclusion. ⁴
Ask Corgi whether investigation-cost or AI-related endorsements exist on CORG-FL-0100. ¹
Compare Corgi’s illustrative $1 million / $2 million limits with whatever StartupInsurance.ai’s unnamed carrier quotes. ¹ ⁴
If you already have a fiduciary policy, ask StartupInsurance.ai what the 48-hour check would return. ⁴

Corgi vs StartupInsurance.ai Fiduciary Liability Insurance Compared

Corgi vs StartupInsurance.ai: Fiduciary Liability Insurance: documented features by provider

Criteria	Corgi Fiduciary Liability	StartupInsurance.ai Fiduciary Liability Insurance
How to Apply	You request a Fiduciary quote through Corgi's online "Get a Fiduciary quote" flow, the same self-serve path Corgi uses for its other startup lines. ¹Company-reported. Fiduciary product page call to action.	"Fiduciary" is one of seven coverage boxes on StartupInsurance.ai's online quote-intake screen, described there as covering "claims related to employee benefit plan management." ⁵Company-reported. Initial coverage-selection screen of the quote application; does not show the underwriting questions that follow for this line.
Coverage Features	The standard policy (CORG-FL-0100) is claims-made and covers ERISA breach-of-fiduciary-duty claims such as excessive-fee litigation, plan administration errors and late deposit of employee contributions, but excludes settlor acts (plan design, amendment or termination decisions), ESOPs and multi-employer plans from the standard form. ¹Company-reported. Fiduciary coverage table and scenario/policy notes; illustrative summary, not policy wording. Corgi says DOL investigations, IRS audits and HHS inquiries are not covered "Claims" under the standard fiduciary policy; only a resulting participant lawsuit is a covered claim, and investigation costs themselves are not covered. ¹Company-reported. Fiduciary scenario note 3.	StartupInsurance.ai says one major carrier added a blanket AI exclusion to fiduciary forms (along with D&O and E&O), typically arriving at renewal inside an endorsement, and that it checks policies for this exclusion. ⁴Company-reported. Homepage "wording that still says yes" section; names the exclusion trend industrywide but not the carrier, and does not state whether any StartupInsurance.ai-placed fiduciary policy carries this specific endorsement.
Role in This Line	Corgi sells Fiduciary Liability as part of its Growth Stage and Custom startup packages; it is not included in the Pre-Seed & Seed or Series A package tiers, unlike CGL, D&O, Tech E&O and Cyber. ²Company-reported. Homepage package contents as read on 2026-09-23.	StartupInsurance.ai names fiduciary liability as one of the lines its startup program places, alongside general liability, D&O, tech E&O, cyber, employment practices and crime. ⁴Company-reported. Homepage "Coverage: What we place" list as read on 2026-09-23.

Criteria

Corgi Fiduciary Liability

StartupInsurance.ai Fiduciary Liability Insurance

How to Apply

You request a Fiduciary quote through Corgi's online "Get a Fiduciary quote" flow, the same self-serve path Corgi uses for its other startup lines. ¹Company-reported. Fiduciary product page call to action.

"Fiduciary" is one of seven coverage boxes on StartupInsurance.ai's online quote-intake screen, described there as covering "claims related to employee benefit plan management." ⁵Company-reported. Initial coverage-selection screen of the quote application; does not show the underwriting questions that follow for this line.

Coverage Features

The standard policy (CORG-FL-0100) is claims-made and covers ERISA breach-of-fiduciary-duty claims such as excessive-fee litigation, plan administration errors and late deposit of employee contributions, but excludes settlor acts (plan design, amendment or termination decisions), ESOPs and multi-employer plans from the standard form. ¹Company-reported. Fiduciary coverage table and scenario/policy notes; illustrative summary, not policy wording.

Corgi says DOL investigations, IRS audits and HHS inquiries are not covered "Claims" under the standard fiduciary policy; only a resulting participant lawsuit is a covered claim, and investigation costs themselves are not covered. ¹Company-reported. Fiduciary scenario note 3.

StartupInsurance.ai says one major carrier added a blanket AI exclusion to fiduciary forms (along with D&O and E&O), typically arriving at renewal inside an endorsement, and that it checks policies for this exclusion. ⁴Company-reported. Homepage "wording that still says yes" section; names the exclusion trend industrywide but not the carrier, and does not state whether any StartupInsurance.ai-placed fiduciary policy carries this specific endorsement.

Role in This Line

Corgi sells Fiduciary Liability as part of its Growth Stage and Custom startup packages; it is not included in the Pre-Seed & Seed or Series A package tiers, unlike CGL, D&O, Tech E&O and Cyber. ²Company-reported. Homepage package contents as read on 2026-09-23.

StartupInsurance.ai names fiduciary liability as one of the lines its startup program places, alongside general liability, D&O, tech E&O, cyber, employment practices and crime. ⁴Company-reported. Homepage "Coverage: What we place" list as read on 2026-09-23.