Corgi vs RiskCube: How Do They Compare for Tech E&O Insurance?

Corgi gives an instant online quote on stand-alone Tech E&O. RiskCube, an independent brokerage, compares carriers for AI/ML, fintech, govtech and Web3 firms and typically returns quotes in about 24 hours.

Corgi quotes Tech E&O instantly, but its base form excludes contract-only, IP, data-breach and AI claims unless you add endorsements; RiskCube is a broker that shops several insurers for AI, fintech, govtech, defense, space and Web3 companies and returns quotes in about 24 hours. ^1,^2,³

What Are the Key Differences Between Corgi and RiskCube Tech E&O Insurance?

Instant Quote on One Form vs a 24-Hour Market Scan

Corgi sells Tech E&O as an instant-quote policy on its own program. RiskCube is an independent brokerage that compares Tech E&O across insurers it does not name, for AI/ML, fintech, govtech, defense, space and Web3 companies; it asks for product, customer, revenue, SLA or indemnity details and prior claims, and usually quotes in about 24 hours. Choose Corgi if you want cover today and your contracts are simple; choose RiskCube if you are in one of its sectors or your customers impose heavy contract terms. ¹ ² ³ ⁴

Narrow Base Form vs Contract and SLA Failures Covered

Corgi's standard policy excludes claims arising solely from contract or SLA failure, IP infringement, data-breach liability and AI-related claims unless you add endorsements. RiskCube describes cover for software errors, SLA or contract failures, client financial losses and related data loss plus defense, and lists common exclusions such as fraud, incidents known before binding, patent and other IP infringement, and insolvency. If you sign SLAs, a bare Corgi policy may miss the claims you are most likely to face. ¹ ³

AI Cover: Endorsement vs Excess Layer

Corgi sells an AI/algorithmic liability endorsement on its primary form. RiskCube says it can add excess cover for algorithmic bias or hallucination claims and checks the waiver-of-subrogation language enterprise contracts demand. ³ ¹

What Should You Confirm in Corgi and RiskCube Tech E&O Insurance Quotes?

Ask RiskCube whether patent infringement is excluded on its proposed form; Corgi excludes IP unless endorsed. ³ ¹
Ask Corgi whether your policy is issued by Technology Risk Retention Group, a member-owned insurer, or a partner insurer. ¹
If a customer contract requires a waiver of subrogation, ask both to show it on the form. ³ ¹
Corgi shows an illustrative $1 million / $2 million limit; ask RiskCube what limits it can get. ¹ ³

Corgi vs RiskCube Tech E&O Insurance Compared

Corgi vs RiskCube: Tech E&O Insurance: documented features by provider

Criteria	Corgi Tech E&O	RiskCube Technology Errors and Omissions (E&O) Insurance
How to Apply	Tech & AI Liability is one of the homepage's "Instant quote" policies, meaning it can be quoted and bound online without the 1-14 day turnaround Corgi assigns to its specialty coverages. ²Company-reported. Homepage policy-card labeling as of 2026-09-23.	RiskCube asks applicants for product, customer, revenue and contract details such as SLAs or indemnities, plus prior claims or known incidents, and says it typically returns Tech E&O quotes within about 24 hours depending on underwriting complexity. ³Company-reported. Tech E&O product page process steps and "What information do I need to apply" / "How fast can we get Tech E&O quotes" FAQs.
Coverage Features	The policy responds to claims-made "wrongful acts": negligent errors in technology services (e.g., a bad calculation costing a client money), negligent acts such as an outage from a code update, and negligent systems integration or data migration work. ¹Company-reported. Illustrative scenario notes on the Tech E&O product page; the issued policy and declarations control the actual trigger. The standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data breach liability, and AI-related claims; add-on endorsements can extend coverage to AI/algorithmic liability, copyright and trademark infringement, a contract/SLA carveback, and subcontracted technology services. ¹Company-reported. Tech E&O policy notes and Available Add-ons section; endorsement availability varies by jurisdiction and underwriting.	RiskCube describes Tech E&O as covering software errors and bugs, failure to meet SLAs or contract terms, client financial losses caused by the policyholder's product, and related data loss, plus legal defense costs. ³Company-reported. Tech E&O product page "What's covered" section. RiskCube lists common Tech E&O exclusions including intentional wrongdoing or fraud, incidents known before binding, patent infringement, other intellectual-property infringement and financial insolvency. ³Company-reported. Tech E&O product page "Common Exclusions" section.
Role in This Line	Corgi sells Tech E&O as a standalone instant-quote policy and bundles it into every startup package, starting with the pre-seed and seed tier. ^1,²Company-reported. Tech E&O product page and homepage package contents; package composition may change.	RiskCube compares Tech E&O policies across carriers and describes itself as an independent brokerage rather than the underwriter of the policy. ³Company-reported. Tech E&O product page footer and FAQ describing RiskCube as "your independent broker, scanning the entire market" for quotes.
Issuing Insurer	Corgi says Tech E&O is primarily underwritten by Technology Risk Retention Group (TRRG), an unrated risk retention group; buyers who need admitted, AM Best-rated paper can instead be placed with affiliated partner carriers rated A- or better, subject to eligibility. ¹Company-reported. Tech E&O FAQ on carrier rating; the actual issuing carrier for a given policy appears on the declarations page, not this page.	RiskCube's disclosures say it is not an insurance carrier and that its insurance products, including Tech E&O, are underwritten and issued by third-party carriers it does not name; the Tech E&O page itself does not identify an issuing insurer. ^4,³Company-reported. Company-wide entity and licensing disclosure and the Tech E&O product page as read on 2026-09-23.